Emergency Responders Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.50% | 1-year CD | 12 Month CD |
| 0.25% | Savings | Special Shares |
| 0.65% | Money Market | Money Market 1.00% - Ally Bank Money Market Account |
Emergency Responders Credit Union is headquartered in Winston Salem and is the 54th largest credit union in the state of North Carolina. It is also the 3,340th largest credit union in the nation. It was established in 1940 and as of December of 2017, it had grown to 6 employees and 2,672 members at 1 location. Emergency Responders Credit Union's money market rates are 48% higher than the national average, and it has a C+ health rating.
Field of Membership Restrictions
Emergency Responders Credit Union of North Carolina is open to the current and retired firefighters and service personnel, emergency medical service and rescue personnel, emergency management agencies, all branches and levels of law enforcement, hazardous material employees, and/or the volunteers that are associated with these particular agencies in North Carolina State and their family members, along with the employees of the credit union and their families as well as member affiliated organizations.
See current membership details
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66354 |
| Year Chartered | 1940 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.41% |
| Return on Equity - YTD | 3.46% |
| Annual Interest Income | $796.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $20.9MM$21.2MM |
| Loans | Q4 2017vs Q4 2016 | $16.7MM$14.6MM |
| Deposits | Q4 2017vs Q4 2016 | $18.2MM$18.7MM |
| Equity Capital | Q4 2017vs Q4 2016 | $2.5MM$2.4MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $81.00K$79.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $203.00K$143.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $19.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not Emergency Responders Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Emergency Responders Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | - | - | IRA Shares | |
| 0.30% | - | - | Family Savings | |
| 0.25% | $25 | - | Regular Shares | |
| 0.25% | $25 | - | Christmas Club | |
| 0.25% | $25 | - | Special Shares |
Emergency Responders Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | $50k* | - | Money Market | ||
| OTHER TIERS: 0.45% → $5k - $50k | |||||
Emergency Responders Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Checking Accounts |
Emergency Responders Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $500 | - | 12 Month CD | |
| 0.25% | $500 | - | 6 Month CD |
| Emergency Responders Credit Union Locations | ||
|---|---|---|
| Branch Office | 1777 Link Rd | Winston Salem, NC 27103-4625 |