Emergency Responders Credit Union is headquartered in Winston Salem and is the 52nd largest credit union in the state of North Carolina. It is also the 3,305th largest credit union in the nation. It was established in 1940 and as of March of 2019, it had grown to 6 employees and 2,739 members at 1 location. Emergency Responders Credit Union's CD rates are 3X the national average, and it has a C+ health rating.
Field of Membership Restrictions
Emergency Responders Credit Union of North Carolina is open to current and retired firefighters and service personnel, emergency medical service and rescue personnel, emergency management agencies, all branches and levels of law enforcement, hazardous material employees, and/or the volunteers that are associated with these particular agencies in North Carolina State and their family members, along with the employees of the credit union and their families as well as member affiliated organizations.
See current membership details
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66354 |
| Year Chartered | 1940 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.3% |
| Return on Equity - YTD | 9.71% |
| Annual Interest Income | $236.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $21.0MM$21.2MM |
| Loans | Q1 2019vs Q1 2018 | $17.4MM$16.5MM |
| Deposits | Q1 2019vs Q1 2018 | $18.1MM$18.5MM |
| Equity Capital | Q1 2019vs Q1 2018 | $2.8MM$2.6MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $89.00K$85.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $273.00K$141.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $19.00K$19.00K |
Always verify rates and promotions with the bank or credit union. We are not Emergency Responders Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Emergency Responders Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $5 | - | IRA Shares | |
| 0.30% | $1 | - | Family Savings | |
| 0.25% | $25 | - | Regular Shares | |
| 0.25% | $25 | - | Christmas Club | |
| 0.25% | $25 | - | Special Shares | |
| 0.25% | $25 | - | Vacation Club Account |
Emergency Responders Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.95%* | $50k* | - | Money Market | ||
| OTHER TIERS: 0.75% → $5k - $50k | |||||
Emergency Responders Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Checking Accounts |
Emergency Responders Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $30k | - | 12 Month JUMBO CD | |
| 1.95% | $500 | - | 12 Month CD | |
| 1.10% | $500 | - | 6 Month CD |
| Emergency Responders Credit Union Locations | ||
|---|---|---|
| Branch Office | 1777 Link Rd | Winston Salem, NC 27103-4625 |