Winter Hill Bank

Overview / Commentary
342 Broadway
Somerville, MA 02145

Winter Hill Bank is headquartered in SOMERVILLE and is the 79th largest bank in the state of Massachusetts. It is also the 1,935th largest bank in the nation. It was established in 1906 and as of March of 2024, it had grown to 56 employees at 3 locations. Winter Hill Bank's money market rates are 25% higher than the national average, and it has a B health rating.


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Health Grade Components

FDIC Certificate #28213
Year Established1906
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-0.1%
Return on Equity - YTD-1.13%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$445.2MM$415.5MM
LoansQ1 2024vs Q1 2023$317.7MM$291.6MM
DepositsQ1 2024vs Q1 2023$327.4MM$355MM
Equity CapitalQ1 2024vs Q1 2023$40.4MM$39.7MM
Loan Loss AllowanceQ1 2024vs Q1 2023$1.9MM$3.3MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$0$0
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Winter Hill Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Winter Hill Bank Savings Account Rates

0.05%$10-Passbook Savings
0.05%$10-Statement Savings
0.05%$10-Christmas Club

Winter Hill Bank Money Market Rates

0.55%*$100k*$3mPrestige MMDA
OTHER TIERS: 0.40% $10+

Winter Hill Bank Checking Account Rates

0.10%*$2k*-Super NOW Checking
OTHER TIERS: 0.05% $10 - $2k
0.10%*$2k*-IOLTA Super NOW Checking
OTHER TIERS: 0.05% $10 - $2k
0.05%$10-Classic NOW Checking

Winter Hill Bank CD Rates

5.00%$500-7 Month CD Special
4.85%$500-11 Month CD Special
0.75%$500-60 Month CD
0.65%$500-48 Month CD
0.55%$500-36 Month CD
0.45%$500-24 Month CD
0.35%$500-18 Month CD
0.30%$500-15 Month CD
0.25%$500-12 Month CD
0.20%$500-3 Month CD
0.20%$500-6 Month CD
0.20%$500-9 Month CD

Winter Hill Bank IRA Rates

0.40%$500-18 Month Statement IRA

Winter Hill Bank Locations
265mainstreet Branch271 Main StreetNorth Reading, MA 01864
Winter Hill Bank, FSB342 BroadwaySomerville, MA 02145
Cutter Avenue Branch5 Cutter AvenueSomerville, MA 02144

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