Winthrop Area Federal Credit Union


Overview / Commentary
207-377-2124
94 Highland Ave
Winthrop, ME 04364

Winthrop Area Federal Credit Union is headquartered in WINTHROP and is the 37th largest credit union in the state of Maine. It is also the 1,918th largest credit union in the nation. It was established in 1937 and as of June of 2021, it had grown to 12 employees and 7,643 members at 1 location. Winthrop Area Federal Credit Union has an A health rating.

Field of Membership Restrictions

Winthrop Area Federal Credit Union is open to businesses or other legal entities and anyone who lives, works, worships or attends school in Kennebec County.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Winthrop Area Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #2301
Year Chartered1937
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD4.52%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$90.0MM$76.3MM
LoansQ2 2021vs Q2 2020$46.9MM$46.9MM
DepositsQ2 2021vs Q2 2020$81.4MM$68.1MM
Equity CapitalQ2 2021vs Q2 2020$8.3MM$7.9MM
Loan Loss AllowanceQ2 2021vs Q2 2020$0$0
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$76.00K$300.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Winthrop Area Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--IRA Club
0.05%--Regular Shares
0.05%--Holiday Club Savings
0.05%--Vacation Club Savings

Winthrop Area Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$250k*-High Yield Checking
OTHER TIERS: 0.10% $2k - $40k | 0.15% $40k - $100k | 0.20% $100k - $250k

Winthrop Area Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-5 Year Share Certificate
0.65%$500-4 Year Share Certificate
0.55%$500-3 Year Share Certificate
0.45%$500-2 Year Share Certificate
0.40%$500-18 Month Share Certificate
0.35%$500-1 Year Share Certificate
0.35%$500-15 Month Share Certificate
0.30%$500-6 Month Share Certificate

Winthrop Area Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-5 Year IRA Certificate
0.65%$500-4 Year IRA Certificate
0.55%$500-3 Year IRA Certificate
0.45%$500-2 Year IRA Certificate
0.40%$500-18 Month IRA Certificate
0.35%$500-1 Year IRA Certificate
0.35%$500-15 Month IRA Certificate
0.30%$500-6 Month IRA Certificate
Locations


Winthrop Area Federal Credit Union Locations
Branch Office94 HIGHLAND AVEWINTHROP, ME 04364

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