Wintrust Bank

Overview / Commentary
231 South La Salle Street
Chicago, IL 60604

Wintrust Bank is headquartered in CHICAGO and is the 5th largest bank in the state of Illinois. It is also the 165th largest bank in the nation. It was established in 1994 and as of March of 2024, it had grown to 611 employees at 35 locations. Wintrust Bank's money market rates are 9X the national average, and it boasts an A+ health rating.


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Health Grade Components

FDIC Certificate #33935
Year Established1994
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.47%
Return on Equity - YTD22.47%
Annual Interest Income$139.3MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$9.59B$9.23B
LoansQ1 2024vs Q1 2023$7.93B$7.6B
DepositsQ1 2024vs Q1 2023$8.21B$7.86B
Equity CapitalQ1 2024vs Q1 2023$1.07B$1.07B
Loan Loss AllowanceQ1 2024vs Q1 2023$90.8MM$70MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$30.4MM$11.9MM
Real Estate OwnedQ1 2024vs Q1 2023$735K$549K
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Always verify rates and promotions with the bank or credit union. We are not Wintrust Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Wintrust Bank Savings Account Rates

4.00%$0-Statement Savings Advanced - New Money
0.15%$0-Statement Savings
0.15%$0-Junior Saves Statement Savings
0.03%*$10k*-IRA Savings
OTHER TIERS: 0.02% $0 - $10k

Wintrust Bank Money Market Rates

3.75%$50k-MAXSAFE Money Market Special
0.20%*$1m*-MAXSAFE Money Market
OTHER TIERS: 0.10% $0 - $150k | 0.15% $150k - $1m
0.03%*$10k*-Money Market
OTHER TIERS: 0.02% $0 - $10k

Wintrust Bank Checking Account Rates

0.05%*$100k*-Premier Checking
OTHER TIERS: 0.01% $0 - $50k | 0.03% $50k - $100k
0.01%$0-Platinum Preferred Checking
0.01%$0-Access Plus Checking

Wintrust Bank CD Rates

5.20%$0-7 Months CD - New Money
4.75%$0-11 Month CD - New Money
4.25%$0-17 Month CD - New Money
4.25%$0-23 Month CD - New Money
3.50%$0-26 Month CD - New Money
3.50%$0-33 Month CD - New Money
0.50%$0-12 Month MAXSAFE CD
0.50%$0-18 Month MAXSAFE CD


Chicago Area

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