WNB Financial


Overview / Commentary
507-454-8800
204 Main Street
Winona, MN 55987

WNB Financial is headquartered in WINONA and is the 39th largest bank in the state of Minnesota. It is also the 1,684th largest bank in the nation. It was established in 1874 and as of March of 2025, it had grown to 112 employees at 7 locations. WNB Financial has an A+ health rating.

Reviews

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Health
A+

Health Grade Components

Overall
FDIC Certificate #5280
Year Established1874
Employees112
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD5.29%
Annual Interest Income$5.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$547.8MM$555MM
LoansQ1 2025vs Q1 2024$332.1MM$339.2MM
DepositsQ1 2025vs Q1 2024$477.9MM$461.5MM
Equity CapitalQ1 2025vs Q1 2024$54.6MM$50.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$4.2MM$4.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$305K$265K
Real Estate OwnedQ1 2025vs Q1 2024$57K$162K
Rates

Rates for WNB Financial are currently being reviewed.

Locations


WNB Financial Locations
West Office1491 West BroadwayWinona, MN 55987
Winona National Bank204 Main StWinona, MN 55987
East Office840 Mankato AvenueWinona, MN 55987
Detached FacilityDodge And BelvidereKellogg, MN 55945
First State Bank Of Wabasha Branch111 West Main StreetWabasha, MN 55981
Altoona Branch1160 Blazing Star BlvdAltoona, WI 54720
Wnb Financial, N.A. Branch501 Empire StreetHolmen, WI 55987

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