WNB Financial


Overview / Commentary
507-454-8800
204 Main Street
Winona, MN 55987

WNB Financial is headquartered in WINONA and is the 38th largest bank in the state of Minnesota. It is also the 1,642nd largest bank in the nation. It was established in 1874 and as of December of 2024, it had grown to 108 employees at 7 locations. WNB Financial has an A health rating.

Reviews

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Health

Health Grade Components

Overall
FDIC Certificate #5280
Year Established1874
Employees108
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD4.27%
Annual Interest Income$23MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$564.6MM$577.2MM
LoansQ4 2024vs Q4 2023$338MM$342.7MM
DepositsQ4 2024vs Q4 2023$490.9MM$479.8MM
Equity CapitalQ4 2024vs Q4 2023$53.1MM$50.9MM
Loan Loss AllowanceQ4 2024vs Q4 2023$4.2MM$4.4MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$165K$193K
Real Estate OwnedQ4 2024vs Q4 2023$57K$162K
Rates

Rates for WNB Financial are currently being reviewed.

Locations


WNB Financial Locations
West Office1491 West BroadwayWinona, MN 55987
Winona National Bank204 Main StWinona, MN 55987
East Office840 Mankato AvenueWinona, MN 55987
Detached FacilityDodge And BelvidereKellogg, MN 55945
First State Bank Of Wabasha Branch111 West Main StreetWabasha, MN 55981
Altoona Branch1160 Blazing Star BlvdAltoona, WI 54720
Wnb Financial, N.A. Branch501 Empire StreetHolmen, WI 55987

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