WNB Financial

Overview / Commentary
204 Main Street
Winona, MN 55987

WNB Financial is headquartered in Winona and is the 35th largest bank in the state of Minnesota. It is also the 1,589th largest bank in the nation. It was established in 1874 and as of June of 2022, it had grown to 97 employees at 7 locations. WNB Financial's CD rates are 50% higher than the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #5280
Year Established1874
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD8.75%
Annual Interest Income$8.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$561.4MM$547.7MM
LoansQ2 2022vs Q2 2021$293.0MM$284.4MM
DepositsQ2 2022vs Q2 2021$513.2MM$483.1MM
Equity CapitalQ2 2022vs Q2 2021$45.4MM$62.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$4.0MM$4.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$270.00K$445.00K
Real Estate OwnedQ2 2022vs Q2 2021$12.00K$38.00K
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Always verify rates and promotions with the bank or credit union. We are not WNB Financial; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

WNB Financial Savings Account Rates

0.41%--Health Savings Account
0.28%--Youth Savings Account
0.10%$10-Business Savings
0.10%$10-Statement Savings

WNB Financial Money Market Rates

0.39%*$250k*-Business Money Fund
OTHER TIERS: 0.05% Up to $1k | 0.23% $1k - $10k | 0.25% $10k - $25k | 0.27% $25k - $50k | 0.31% $50k - $100k | 0.35% $100k - $250k
0.39%*$250k*-Money Fund Account
OTHER TIERS: 0.05% Up to $1k | 0.23% $1k - $10k | 0.25% $10k - $25k | 0.27% $25k - $50k | 0.31% $50k - $100k | 0.35% $100k - $250k

WNB Financial Checking Account Rates

0.10%--Lion's Pride Rewards Checking
0.10%--WNB Advantage Checking

WNB Financial CD Rates

1.55%$500-3 Year CD
1.45%$500-2 Year CD
1.35%$500-1 Year CD

WNB Financial IRA Rates

1.55%$500-3 Year IRA
1.45%$500-2 Year IRA
1.35%$500-1 Year IRA

WNB Financial Locations
West Office1491 West BroadwayWinona, MN 55987
Winona National Bank204 Main StWinona, MN 55987
East Office840 Mankato AvenueWinona, MN 55987
Wnb Financial, N.A. Branch501 Empire StreetHolmen, WI 55987
Detached FacilityDodge And BelvidereKellogg, MN 55945
First State Bank Of Wabasha Branch111 West Main StreetWabasha, MN 55981
Altoona Branch1160 Blazing Star BlvdAltoona, WI 54720

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