Overview / Commentary
WNC Community Credit Union is headquartered in Waynesville and is the 25th largest credit union in the state of North Carolina. It is also the 1,807th largest credit union in the nation. It was established in 1946 and as of December of 2022, it had grown to 13 employees and 4,055 members at 1 location. WNC Community Credit Union's savings rates are 15% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
WNC Community Credit Union is open to those who live or work in Haywood or Jackson Counties in North Carolina.
See current membership details
Health
A
Data as of Q4 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66854 |
| Year Chartered | 1946 |
| Employees | 13 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.82% |
| Return on Equity - YTD | 5.57% |
| Annual Interest Income | $2.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2022vs Q4 2021 | $101.5MM$101.9MM |
| Loans | Q4 2022vs Q4 2021 | $48.9MM$43.4MM |
| Deposits | Q4 2022vs Q4 2021 | $86.1MM$87.4MM |
| Equity Capital | Q4 2022vs Q4 2021 | $15.0MM$14.2MM |
| Loan Loss Allowance | Q4 2022vs Q4 2021 | $20.00K$101.00K |
| Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $6.00K$159.00K |
| Real Estate Owned | Q4 2022vs Q4 2021 | $0$101.00K |