Overview / Commentary
828-456-1840
27 Kent Ln
Waynesville, NC 28786-6099

WNC Community Credit Union is headquartered in Waynesville and is the 26th largest credit union in the state of North Carolina. It is also the 1,785th largest credit union in the nation. It was established in 1946 and as of June of 2018, it had grown to 11 employees and 4,324 members at 1 location. WNC Community Credit Union's savings rates are 73% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Haywood or Jackson Counties in North Carolina.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. WNC Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #66854
Year Chartered1946
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.1%
Return on Equity - YTD0.67%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$84.5MM$80.8MM
LoansQ2 2018vs Q2 2017$42.1MM$40.0MM
DepositsQ2 2018vs Q2 2017$71.6MM$68.1MM
Equity CapitalQ2 2018vs Q2 2017$12.5MM$12.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$176.00K$70.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$1.0MM$302.00K
Real Estate OwnedQ2 2018vs Q2 2017$66.00K$138.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not WNC Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

WNC Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.92%--IRA Accounts
0.90%--Regular Savings
0.90%$2.5k-Share Certificate
Locations


WNC Community Credit Union Locations
Branch Office27 Kent LnWaynesville, NC 28786-6099

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.