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Overview / Commentary
828-456-1840
27 Kent Ln
Waynesville, NC 28786-6099

WNC Community Credit Union is headquartered in Waynesville and is the 26th largest credit union in the state of North Carolina. It is also the 1,822nd largest credit union in the nation. It was established in 1946 and as of March of 2017, it had grown to 11 employees and 4,355 members at 1 location. WNC Community Credit Union's savings rates are 73% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Haywood or Jackson Counties in North Carolina.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. WNC Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #66854
Year Chartered1946
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD2.53%
Annual Interest Income$574.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$80.5MM$76.8MM
LoansQ1 2017vs Q1 2016$40.2MM$39.0MM
DepositsQ1 2017vs Q1 2016$67.9MM$64.7MM
Equity CapitalQ1 2017vs Q1 2016$12.3MM$12.0MM
Loan Loss AllowanceQ1 2017vs Q1 2016$70.00K$93.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$510.00K$291.00K
Real Estate OwnedQ1 2017vs Q1 2016$138.00K$148.00K
Rates
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WNC Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.92%--IRA Account
1.92%--Roth IRA Account
1.92%--CESA Account
0.90%--Regular Savings
0.90%$2,500-Share Certificate
Locations


WNC Community Credit Union Locations
Branch Office27 Kent LnWaynesville, NC 28786-6099