WNC Community Credit Union

Overview / Commentary
27 Kent Ln
Waynesville, NC 28786-6099

WNC Community Credit Union is headquartered in Waynesville and is the 25th largest credit union in the state of North Carolina. It is also the 1,797th largest credit union in the nation. It was established in 1946 and as of September of 2023, it had grown to 12 employees and 4,024 members at 1 location. WNC Community Credit Union has a B+ health rating.

Field of Membership Restrictions

WNC Community Credit Union is open to those who live or work in Haywood County or Jackson County, North Carolina.
See current membership details


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Health Grade Components

NCUA #66854
Year Chartered1946
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD3.6%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$101.8MM$103.9MM
LoansQ3 2023vs Q3 2022$52.8MM$48.3MM
DepositsQ3 2023vs Q3 2022$77.4MM$88.8MM
Equity CapitalQ3 2023vs Q3 2022$15.1MM$14.8MM
Loan Loss AllowanceQ3 2023vs Q3 2022$391K$42K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$127K$1,000
Real Estate OwnedQ3 2023vs Q3 2022$66K$101K

Rates for WNC Community Credit Union are currently being reviewed.


WNC Community Credit Union Locations
Branch Office27 Kent LnWaynesville, NC 28786-6099

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