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Overview / Commentary
27 Kent Ln
Waynesville, NC 28786-6099

WNC Community Credit Union is headquartered in Waynesville and is the 26th largest credit union in the state of North Carolina. It is also the 1,810th largest credit union in the nation. It was established in 1946 and as of March of 2018, it had grown to 11 employees and 4,337 members at 1 location. WNC Community Credit Union's savings rates are 73% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Haywood or Jackson Counties in North Carolina.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. WNC Community Credit Union has a relatively low asset base.

Health Grade Components

NCUA #66854
Year Chartered1946
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD2.04%
Annual Interest Income$609.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$82.4MM$80.5MM
LoansQ1 2018vs Q1 2017$41.4MM$40.2MM
DepositsQ1 2018vs Q1 2017$69.5MM$67.9MM
Equity CapitalQ1 2018vs Q1 2017$12.6MM$12.3MM
Loan Loss AllowanceQ1 2018vs Q1 2017$69.00K$70.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$346.00K$510.00K
Real Estate OwnedQ1 2018vs Q1 2017$121.00K$138.00K
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WNC Community Credit Union Savings Account Rates

1.92%--IRA Accounts
0.90%--Regular Savings
0.90%$2.5k-Share Certificate

WNC Community Credit Union Locations
Branch Office27 Kent LnWaynesville, NC 28786-6099

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