WNC Community Credit Union

Overview / Commentary
27 Kent Ln
Waynesville, NC 28786-6099

WNC Community Credit Union is headquartered in Waynesville and is the 25th largest credit union in the state of North Carolina. It is also the 1,807th largest credit union in the nation. It was established in 1946 and as of December of 2022, it had grown to 13 employees and 4,055 members at 1 location. WNC Community Credit Union's savings rates are 15% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

WNC Community Credit Union is open to those who live or work in Haywood or Jackson Counties in North Carolina.
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Health Grade Components

NCUA #66854
Year Chartered1946
Primary Regulator
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD5.57%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$101.5MM$101.9MM
LoansQ4 2022vs Q4 2021$48.9MM$43.4MM
DepositsQ4 2022vs Q4 2021$86.1MM$87.4MM
Equity CapitalQ4 2022vs Q4 2021$15.0MM$14.2MM
Loan Loss AllowanceQ4 2022vs Q4 2021$20.00K$101.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$6.00K$159.00K
Real Estate OwnedQ4 2022vs Q4 2021$0$101.00K
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WNC Community Credit Union Savings Account Rates

1.60%--IRA Accounts
0.60%--Regular Savings

WNC Community Credit Union CD Rates

0.60%$2.5k-1 Year CD

WNC Community Credit Union Locations
Branch Office27 Kent LnWaynesville, NC 28786-6099

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