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Woodruff Federal Savings and Loan Association


Overview / Commentary
www.woodrufffederal.com
864-476-8144
247 North Main Street
Woodruff, SC 29388

Woodruff Federal Savings and Loan Association is headquartered in Woodruff and is the 38th largest bank in the state of South Carolina. It is also the 3,977th largest bank in the nation. It was established in 1934 and as of September of 2020, it had grown to 11 employees at 1 location. Woodruff Federal Savings and Loan Association has an A+ health rating.

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Health
A+

Data as of Q3 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #29238
Year Established1934
Employees11
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.11%
Return on Equity - YTD0.35%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$105.9MM$94.7MM
LoansQ3 2020vs Q3 2019$56.7MM$57.3MM
DepositsQ3 2020vs Q3 2019$71.8MM$60.7MM
Equity CapitalQ3 2020vs Q3 2019$32.4MM$32.2MM
Loan Loss AllowanceQ3 2020vs Q3 2019$599.00K$689.00K
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$787.00K$1.0MM
Real Estate OwnedQ3 2020vs Q3 2019$0$0
Rates
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Woodruff Federal Savings and Loan Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$1k-48 Month CD
0.50%$1k-36 Month CD
0.40%$1k-24 Month CD
0.30%$1k-18 Month CD
0.20%$1k-12 Month CD
0.10%$2.5k-182 Day CD

Woodruff Federal Savings and Loan Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$1k-18 Month IRA
Locations


Woodruff Federal Savings and Loan Association Locations
Woodruff Federal Savings and Loan Association247 North Main StreetWoodruff, SC 29388

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