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  2. Woodruff Federal Savings and Loan Association

Woodruff Federal Savings and Loan Association


Overview / Commentary
www.woodrufffederal.com
864-476-8144
247 North Main Street
Woodruff, SC 29388

Woodruff Federal Savings and Loan Association is headquartered in Woodruff and is the 41st largest bank in the state of South Carolina. It is also the 4,267th largest bank in the nation. It was established in 1934 and as of March of 2019, it had grown to 11 employees at 1 location. Woodruff Federal Savings and Loan Association's CD rates are 90% higher than the national average, and it has an A health rating.

Related Posts

Woodruff Federal S&LA Offers 3.03% APY On 36-Month CD - 6/26/2019

Woodruff Federal Savings & Loan Association (Upstate SC) has is currently offer 3.03% APY on its 36-month CD. Minimum opening deposit is $1k, with no stated balance cap.

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Health
A

Data as of Q1 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Woodruff Federal Savings and Loan Association has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #29238
Year Established1934
Employees11
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD2.14%
Annual Interest Income$772.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$89.7MM$89.0MM
LoansQ1 2019vs Q1 2018$58.1MM$55.1MM
DepositsQ1 2019vs Q1 2018$56.0MM$55.7MM
Equity CapitalQ1 2019vs Q1 2018$31.9MM$31.6MM
Loan Loss AllowanceQ1 2019vs Q1 2018$689.00K$685.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$1.2MM$2.9MM
Real Estate OwnedQ1 2019vs Q1 2018$0$0
Rates
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Woodruff Federal Savings and Loan Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%$1k-36 Month CD
2.22%$1k-24 Month CD
1.96%$1k-18 Month CD
1.71%$1k-12 Month CD
1.46%$2.5k-182 Day CD

Woodruff Federal Savings and Loan Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.96%$1k-18 Month IRA
Locations


Woodruff Federal Savings and Loan Association Locations
Woodruff Federal Savings and Loan Association247 North Main StreetWoodruff, SC 29388

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