Woodruff Federal Savings and Loan Association


Popular Accounts at this Bank

APYACCOUNT TYPEHOW THEY COMPARE
1.46%1-year CD
2.63%3-year CD
1.96%2-year CD
View all Woodruff Federal Savings and Loan Association rates »

Overview / Commentary
864-476-8144
247 North Main Street
Woodruff, SC 29388

Woodruff Federal Savings and Loan Association is headquartered in Woodruff and is the 43rd largest bank in the state of South Carolina. It is also the 4,335th largest bank in the nation. It was established in 1934 and as of September of 2018, it had grown to 13 employees at 1 location. Woodruff Federal Savings and Loan Association's CD rates are 62% higher than the national average, and it has an A health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Woodruff Federal Savings and Loan Association has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #29238
Year Established1934
Employees13
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD0.79%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$88.6MM$87.6MM
LoansQ3 2018vs Q3 2017$57.2MM$52.5MM
DepositsQ3 2018vs Q3 2017$55.1MM$54.3MM
Equity CapitalQ3 2018vs Q3 2017$31.6MM$31.4MM
Loan Loss AllowanceQ3 2018vs Q3 2017$689.00K$670.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.4MM$3.0MM
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
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Woodruff Federal Savings and Loan Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.63%$1k-36 Month CD
1.96%$1k-24 Month CD
1.71%$1k-18 Month CD
1.46%$1k-12 Month CD
1.21%$2.5k-6 Month CD

Woodruff Federal Savings and Loan Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%$1k-18 Month IRA
Locations


Woodruff Federal Savings and Loan Association Locations
Woodruff Federal Savings and Loan Association247 North Main StreetWoodruff, SC 29388

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