Woodruff Federal Savings and Loan Association


Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.36%1-year CD12 Month CD
2.52%3-year CD36 Month CD
1.86%2-year CD24 Month CD

Overview / Commentary
864-476-8144
247 North Main Street
Woodruff, SC 29388

Woodruff Federal Savings and Loan Association is headquartered in Woodruff and is the 42nd largest bank in the state of South Carolina. It is also the 4,364th largest bank in the nation. It was established in 1934 and as of June of 2018, it had grown to 13 employees at 1 location. Woodruff Federal Savings and Loan Association's CD rates are 51% higher than the national average, and it has an A health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Woodruff Federal Savings and Loan Association has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #29238
Year Established1934
Employees13
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD1.23%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$89.1MM$86.4MM
LoansQ2 2018vs Q2 2017$56.5MM$51.9MM
DepositsQ2 2018vs Q2 2017$55.7MM$53.2MM
Equity CapitalQ2 2018vs Q2 2017$31.7MM$31.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$685.00K$670.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$1.6MM$2.4MM
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Woodruff Federal Savings and Loan Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.52%$1k-36 Month CD
1.86%$1k-24 Month CD
1.61%$1k-18 Month CD
1.36%$1k-12 Month CD
1.10%$2.5k-6 Month CD

Woodruff Federal Savings and Loan Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%$1k-18 Month IRA
Locations


Woodruff Federal Savings and Loan Association Locations
Woodruff Federal Savings and Loan Association247 North Main StreetWoodruff, SC 29388

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