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Woodruff Federal Savings and Loan Association


Overview / Commentary
www.woodrufffederal.com
864-476-8144
247 North Main Street
Woodruff, SC 29388

Woodruff Federal Savings and Loan Association is headquartered in Woodruff and is the 39th largest bank in the state of South Carolina. It is also the 4,047th largest bank in the nation. It was established in 1934 and as of March of 2021, it had grown to 11 employees at 1 location. Woodruff Federal Savings and Loan Association has an A health rating.

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Health
A

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #29238
Year Established1934
Employees11
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.03%
Return on Equity - YTD0.11%
Annual Interest Income$673.00K
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$104.5MM$105.5MM
LoansQ1 2021vs Q1 2020$56.6MM$57.1MM
DepositsQ1 2021vs Q1 2020$70.5MM$71.6MM
Equity CapitalQ1 2021vs Q1 2020$32.4MM$32.3MM
Loan Loss AllowanceQ1 2021vs Q1 2020$569.00K$659.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$666.00K$1.1MM
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates
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Woodruff Federal Savings and Loan Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-48 Month CD
0.40%$1k-36 Month CD
0.30%$1k-24 Month CD
0.20%$1k-18 Month CD
0.15%$1k-12 Month CD
0.10%$2.5k-182 Day CD

Woodruff Federal Savings and Loan Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$1k-18 Month IRA
Locations


Woodruff Federal Savings and Loan Association Locations
Woodruff Federal Savings and Loan Association247 North Main StreetWoodruff, SC 29388

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