Featured Savings Rates
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Woodruff Federal Savings and Loan Association

Popular Accounts at this Bank

1.05%1-year CD12 Month CD
2.12%3-year CD36 Month CD
1.56%2-year CD24 Month CD

Overview / Commentary
247 North Main Street
Woodruff, SC 29388

Woodruff Federal Savings and Loan Association is headquartered in Woodruff and is the 42nd largest bank in the state of South Carolina. It is also the 4,406th largest bank in the nation. It was established in 1934 and as of March of 2018, it had grown to 13 employees at 1 location. Woodruff Federal Savings and Loan Association's CD rates are 17% higher than the national average, and it has a B+ health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Woodruff Federal Savings and Loan Association has a relatively low asset base.

Health Grade Components

FDIC Certificate #29238
Year Established1934
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD1.31%
Annual Interest Income$722.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$89.0MM$86.7MM
LoansQ1 2018vs Q1 2017$55.1MM$50.3MM
DepositsQ1 2018vs Q1 2017$55.7MM$53.5MM
Equity CapitalQ1 2018vs Q1 2017$31.6MM$31.3MM
Loan Loss AllowanceQ1 2018vs Q1 2017$685.00K$670.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$2.9MM$2.4MM
Real Estate OwnedQ1 2018vs Q1 2017$0$0
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Woodruff Federal Savings and Loan Association CD Rates

2.12%$1k-36 Month CD
1.56%$1k-24 Month CD
1.31%$1k-18 Month CD
1.05%$1k-12 Month CD
0.80%$2,500-6 Month CD

Woodruff Federal Savings and Loan Association IRA Rates

1.31%$1k-18 Month IRA

Woodruff Federal Savings and Loan Association Locations
Woodruff Federal Savings and Loan Association247 North Main StreetWoodruff, SC 29388

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