Woodruff Federal Savings and Loan Association
LOCATIONS
1
View locations
HEALTH RATING
A
View health report
CURRENT TOP RATE
2.63% APY
36 Month CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.46% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 2.63% | 3-year CD | 2.85% - Synchrony Bank 36 Month CD |
| 1.96% | 2-year CD | 2.80% - Capital One 24 Month 360 CD |
Overview / Commentary
Woodruff Federal Savings and Loan Association is headquartered in Woodruff and is the 43rd largest bank in the state of South Carolina. It is also the 4,335th largest bank in the nation. It was established in 1934 and as of September of 2018, it had grown to 13 employees at 1 location. Woodruff Federal Savings and Loan Association's CD rates are 62% higher than the national average, and it has an A health rating.
Health
A
Data as of Q3 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Woodruff Federal Savings and Loan Association has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 29238 |
| Year Established | 1934 |
| Employees | 13 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.28% |
| Return on Equity - YTD | 0.79% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $88.6MM$87.6MM |
| Loans | Q3 2018vs Q3 2017 | $57.2MM$52.5MM |
| Deposits | Q3 2018vs Q3 2017 | $55.1MM$54.3MM |
| Equity Capital | Q3 2018vs Q3 2017 | $31.6MM$31.4MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $689.00K$670.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $1.4MM$3.0MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
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Woodruff Federal Savings and Loan Association CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.63% | $1k | - | 36 Month CD | |
| 1.96% | $1k | - | 24 Month CD | |
| 1.71% | $1k | - | 18 Month CD | |
| 1.46% | $1k | - | 12 Month CD | |
| 1.21% | $2.5k | - | 6 Month CD |
Woodruff Federal Savings and Loan Association IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.71% | $1k | - | 18 Month IRA |
Locations
| Woodruff Federal Savings and Loan Association Locations | ||
|---|---|---|
| Woodruff Federal Savings and Loan Association | 247 North Main Street | Woodruff, SC 29388 |