Woodruff Federal Savings and Loan Association


Overview / Commentary
864-476-8144
247 North Main Street
Woodruff, SC 29388

Woodruff Federal Savings and Loan Association is headquartered in Woodruff and is the 39th largest bank in the state of South Carolina. It is also the 4,043rd largest bank in the nation. It was established in 1934 and as of June of 2021, it had grown to 11 employees at 1 location. Woodruff Federal Savings and Loan Association has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #29238
Year Established1934
Employees11
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.12%
Return on Equity - YTD0.39%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$104.6MM$105.9MM
LoansQ2 2021vs Q2 2020$57.5MM$56.3MM
DepositsQ2 2021vs Q2 2020$70.5MM$71.9MM
Equity CapitalQ2 2021vs Q2 2020$32.5MM$32.4MM
Loan Loss AllowanceQ2 2021vs Q2 2020$569.00K$629.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$814.00K$867.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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Woodruff Federal Savings and Loan Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-48 Month CD
0.40%$1k-36 Month CD
0.30%$1k-24 Month CD
0.20%$1k-18 Month CD
0.15%$1k-12 Month CD
0.10%$2.5k-182 Day CD

Woodruff Federal Savings and Loan Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$1k-18 Month IRA
Locations


Woodruff Federal Savings and Loan Association Locations
Woodruff Federal Savings and Loan Association247 North Main StreetWoodruff, SC 29388

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