Featured Savings Rates
Featured Accounts

Woodruff Federal Savings and Loan Association

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.95%1-year CD12 Month CD
2.02%3-year CD36 Month CD
1.46%2-year CD24 Month CD

Overview / Commentary
864-476-8144
247 North Main Street
Woodruff, SC 29388

Woodruff Federal Savings and Loan Association is headquartered in Woodruff and is the 45th largest bank in the state of South Carolina. It is also the 4,515th largest bank in the nation. It was established in 1934 and as of September of 2017, it had grown to 16 employees at 1 location. Woodruff Federal Savings and Loan Association has an A health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Woodruff Federal Savings and Loan Association has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #29238
Year Established1934
Employees16
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD0.78%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$87.6MM$86.1MM
LoansQ3 2017vs Q3 2016$52.5MM$50.4MM
DepositsQ3 2017vs Q3 2016$54.3MM$53.1MM
Equity CapitalQ3 2017vs Q3 2016$31.4MM$31.2MM
Loan Loss AllowanceQ3 2017vs Q3 2016$670.00K$650.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.7MM$2.2MM
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates
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Woodruff Federal Savings and Loan Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$1k-36 Month CD
1.46%$1k-24 Month CD
1.21%$1k-18 Month CD
0.95%$1k-12 Month CD
0.70%$2,500-6 Month CD

Woodruff Federal Savings and Loan Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$1k-18 Month IRA
Locations


Woodruff Federal Savings and Loan Association Locations
Woodruff Federal Savings and Loan Association247 North Main StreetWoodruff, SC 29388