Woodsboro Bank Reviews and Rates

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Member FDIC

up to $300

Our Rating

4.2 / 5

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Overview / Commentary

www.woodsborobank.com

301-898-4798

5 North Main Street
Woodsboro, MD 21798

Woodsboro Bank is headquartered in WOODSBORO and is the 19^th largest bank in the state of Maryland. It is also the 1,960^th largest bank in the nation. It was established in 1899 and as of March of 2025, it had grown to 64 employees at 5 locations. Woodsboro Bank has a B+ health rating.

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Health

B+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	5873
Year Established	1899
Employees	64
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.98%
Return on Equity - YTD	17.23%
Annual Interest Income	$5.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$443.4MM$422.5MM
Loans	Q1 2025vs Q1 2024	$313.8MM$287.1MM
Deposits	Q1 2025vs Q1 2024	$413.6MM$398.5MM
Equity Capital	Q1 2025vs Q1 2024	$26.1MM$21.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.6MM$3.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$34K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Woodsboro Bank.

Locations

Woodsboro Bank Locations
Thurmont Branch	143 Frederick Road	Thurmont, MD 21788
West Patrick Street Branch	4-6 West Patrick Street	Frederick, MD 21701
Frederick Branch	40 West Patrick Street	Frederick, MD 21701
Woodsboro Bank	5 N Main St	Woodsboro, MD 21798
Guilford Drive Branch	7360 Guilford Drive, Suite 100	Frederick, MD 21704
Monocacy Village Office	900 East Street	Frederick, MD 21701

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