Overview / Commentary
5 North Main Street
Woodsboro, MD 21798

Woodsboro Bank is headquartered in Woodsboro and is the 33rd largest bank in the state of Maryland. It is also the 2,502nd largest bank in the nation. It was established in 1899 and as of December of 2018, it had grown to 63 employees at 7 locations. Woodsboro Bank has an A health rating.

Reviews (1)

Local Bank that can Compete

In my young adult days I decided to go with the same bank that my parents had used, and the same bank that I had my savings account in as a kid. They had a storefront location in a strip mall on East Street right beside my house so it was quite convenient as well. In Frederick (and most of western Maryland) it is possible to find a branch location. They are quite a good bank, and can actually compete with the national guys on no fee accounts, web access, and similar. The only place they couldn't really compete was on ATM access, which is ultimately why I ended up leaving. If you are local and don't travel a ton, Woodsboro bank is a perfect place to keep your money.


Health Grade Components

FDIC Certificate #5873
Year Established1899
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD5.64%
Annual Interest Income$9.0MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$251.4MM$243.4MM
LoansQ4 2018vs Q4 2017$148.7MM$141.3MM
DepositsQ4 2018vs Q4 2017$226.3MM$216.8MM
Equity CapitalQ4 2018vs Q4 2017$21.3MM$21.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$2.1MM$2.1MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$183.00K$617.00K
Real Estate OwnedQ4 2018vs Q4 2017$252.00K$252.00K

Sorry, we do not have rate data for Woodsboro Bank.


Woodsboro Bank Locations
Thurmont Branch143 Frederick RoadThurmont, MD 21788
West Patrick Street Branch4-6 West Patrick StreetFrederick, MD 21701
Frederick Branch40 West Patrick StreetFrederick, MD 21701
Woodsboro Bank5 North Main StreetWoodsboro, MD 21798
Guilford Drive Branch7360 Guilford Drive, Suite 100Frederick, MD 21704
Monocacy Village Office900 East StreetFrederick, MD 21701
Homewood At Crumland Farms Branch7407 Willow RoadFrederick, MD 21702

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