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Overview / Commentary
5 North Main Street
Woodsboro, MD 21798

Woodsboro Bank is headquartered in Woodsboro and is the 36th largest bank in the state of Maryland. It is also the 2,599th largest bank in the nation. It was established in 1899 and as of September of 2017, it had grown to 63 employees at 7 locations. Woodsboro Bank has a B+ health rating.

Reviews (1)

Local Bank that can Compete

In my young adult days I decided to go with the same bank that my parents had used, and the same bank that I had my savings account in as a kid. They had a storefront location in a strip mall on East Street right beside my house so it was quite convenient as well. In Frederick (and most of western Maryland) it is possible to find a branch location. They are quite a good bank, and can actually compete with the national guys on no fee accounts, web access, and similar. The only place they couldn't really compete was on ATM access, which is ultimately why I ended up leaving. If you are local and don't travel a ton, Woodsboro bank is a perfect place to keep your money.


Health Grade Components

FDIC Certificate #5873
Year Established1899
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD2.99%
Annual Interest Income$6.0MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$240.8MM$237.9MM
LoansQ3 2017vs Q3 2016$137.7MM$143.2MM
DepositsQ3 2017vs Q3 2016$208.7MM$206.0MM
Equity CapitalQ3 2017vs Q3 2016$21.4MM$21.4MM
Loan Loss AllowanceQ3 2017vs Q3 2016$2.1MM$2.1MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$879.00K$1.8MM
Real Estate OwnedQ3 2017vs Q3 2016$1.3MM$1.2MM

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Woodsboro Bank Locations
Thurmont Branch143 Frederick RoadThurmont, MD 21788
West Patrick Street Branch4-6 West Patrick StreetFrederick, MD 21701
Frederick Branch40 West Patrick StreetFrederick, MD 21701
Woodsboro Bank5 North Main StreetWoodsboro, MD 21798
Guilford Drive Branch7360 Guilford Drive, Suite 100Frederick, MD 21704
Monocacy Village Office900 East StreetFrederick, MD 21701
Homewood At Crumland Farms Branch7407 Willow RoadFrederick, MD 21702