Woodsville Guaranty Savings Bank

Overview / Commentary

www.theguarantybank.com

603-747-0477

63 Central Street
Woodsville, NH 03785

Woodsville Guaranty Savings Bank is headquartered in WOODSVILLE and is the 10^th largest bank in the state of New Hampshire. It is also the 1,387^th largest bank in the nation. It was established in 1889 and as of March of 2023, it had grown to 129 employees at 9 locations. Woodsville Guaranty Savings Bank's CD rates are 4X the national average, and it has a B+ health rating.

Reviews (1)

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Terrible Bank

Posted by: jons | Jun 4, 2012

Done business with them for 10 years and account was closed due to some financial hardships. You would think a "hometown" bank would have more of a sole. I guess not.

Comment

Health

B+

Data as of Q1 2023

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	18031
Year Established	1889
Employees	129
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.31%
Return on Equity - YTD	5.56%
Annual Interest Income	$5.6MM

Assets and Liabilities
Assets	Q1 2023vs Q1 2022	$653.9MM$618.6MM
Loans	Q1 2023vs Q1 2022	$463.5MM$409.3MM
Deposits	Q1 2023vs Q1 2022	$579.9MM$539.2MM
Equity Capital	Q1 2023vs Q1 2022	$37.6MM$45.9MM
Loan Loss Allowance	Q1 2023vs Q1 2022	$4.1MM$5.0MM
Unbacked Noncurrent Loans	Q1 2023vs Q1 2022	$861.00K$602.00K
Real Estate Owned	Q1 2023vs Q1 2022	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Woodsville Guaranty Savings Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%	-	$25k	GO Savings
0.35%^*	$10k^*	-	HSA Checking
OTHER TIERS: 0.05% → Up to $1k \| 0.10% → $1k - $5k \| 0.20% → $5k - $10k
0.35%^*	$10k^*	-	HSA Savings Account
OTHER TIERS: 0.05% → Up to $1k \| 0.10% → $1k - $5k \| 0.20% → $5k - $10k
0.10%	$20	-	All Purpose Club Account
0.05%	$100	-	Statement Savings Account
0.05%	-	-	Young Savers Club Account

Woodsville Guaranty Savings Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$500k^*	-	Guaranty Select Money Market
OTHER TIERS: 0.10% → $1k - $25k \| 0.25% → $25k - $50k \| 0.35% → $50k - $100k \| 0.65% → $100k - $250k \| 0.85% → $250k - $500k
0.25%^*	$10k^*	-	HI-FI Account (Money Market)
OTHER TIERS: 0.05% → $1k - $10k

Woodsville Guaranty Savings Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	-	$10k	GO Checking
2.00%^*	-	$10k	GO Checking Plus
OTHER TIERS: 0.25% → $10k+
0.05%	$500	-	N.O.W. Checking
0.05%	-	-	Golden Guaranty Checking

Woodsville Guaranty Savings Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.60%	$100k	-	9 Month CD Special
4.60%	$100k	-	9 Month Business CD Special
4.00%^*	$100k^*	-	1 Year CD
OTHER TIERS: 0.50% → $1k - $100k
0.80%	$1k	-	5 Year CD
0.70%	$1k	-	4 Year CD
0.65%	$1k	-	3 Year CD
0.60%	$1k	-	2 Year CD
0.55%	$1k	-	18 Month CD
0.40%	$1k	-	6 Month CD
0.10%	$1k	-	3 Month CD

Woodsville Guaranty Savings Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%^*	$100k^*	-	1 Year IRA
OTHER TIERS: 0.50% → $1k - $100k
0.80%	$1k	-	5 Year IRA
0.70%	$1k	-	4 Year IRA
0.65%	$1k	-	3 Year IRA
0.60%	$1k	-	2 Year IRA
0.55%	$1k	-	18 Month IRA
0.40%	$1k	-	6 Month IRA
0.10%	$1k	-	3 Month IRA

Locations

Woodsville Guaranty Savings Bank Locations
Littleton Branch	189 Cottage Street	Littleton, NH 03561
Lancaster Branch	199 Main Street Shaw's Marketplace	Lancaster, NH 03584
Lisbon Branch	240 Main Street	Lisbon, NH 03585
Franconia Branch	278 Main Street	Franconia, NH 03580
Woodsville Branch	4901 Dartmouth College Highway	Woodsville, NH 03785
Woodsville Guaranty Savings Bank	63 Central St	Woodsville, NH 03785
Littleton Branch	618 Meadow Street	Littleton, NH 03561
Plymouth Branch	7 Town West Road, Tenney Mt. Highway	Plymouth, NH 03264
Piermont Branch	River Road and Route 25	Piermont, NH 03779

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