Woodsville Guaranty Savings Bank

Overview / Commentary
63 Central Street
Woodsville, NH 03785

Woodsville Guaranty Savings Bank is headquartered in WOODSVILLE and is the 10th largest bank in the state of New Hampshire. It is also the 1,399th largest bank in the nation. It was established in 1889 and as of March of 2024, it had grown to 119 employees at 9 locations. Woodsville Guaranty Savings Bank's CD rates are 4X the national average, and it has a B health rating.

Reviews (2)

Frustrating Beyond Acceptable

This bank has a tendency to make "improvements" and "changes" that I would say help their bottom line yet have little connection to actual customer needs nor requests. Case in point their recent software system upgrades that have left endless numbers of customers locked out of accounts. This isn't the first time that they have chosen outside vendors to install software that may work in big cities and high tech areas yet are absurd in rural areas where aged infrastructure is the norm.

Terrible Bank

Posted by: |

Done business with them for 10 years and account was closed due to some financial hardships. You would think a "hometown" bank would have more of a sole. I guess not.


Health Grade Components

FDIC Certificate #18031
Year Established1889
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD8.37%
Annual Interest Income$6.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$669.9MM$653.9MM
LoansQ1 2024vs Q1 2023$472.8MM$463.5MM
DepositsQ1 2024vs Q1 2023$532.5MM$579.9MM
Equity CapitalQ1 2024vs Q1 2023$36.4MM$37.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$3.9MM$4.1MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$901K$861K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Woodsville Guaranty Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Woodsville Guaranty Savings Bank Savings Account Rates

0.75%$0$25kGO Savings
0.35%*$10k*-HSA Checking
OTHER TIERS: 0.05% $0 - $1k | 0.10% $1k - $5k | 0.20% $5k - $10k
0.35%*$10k*-HSA Savings Account
OTHER TIERS: 0.05% $0 - $1k | 0.10% $1k - $5k | 0.20% $5k - $10k
0.10%$20-All Purpose Club Account
0.05%$100-Statement Savings Account
0.05%$0-Young Savers Club Account

Woodsville Guaranty Savings Bank Money Market Rates

1.00%*$500k*-Guaranty Select Money Market
OTHER TIERS: 0.10% $1k - $25k | 0.25% $25k - $50k | 0.35% $50k - $100k | 0.65% $100k - $250k | 0.85% $250k - $500k
0.25%*$10k*-HI-FI Account (Money Market)
OTHER TIERS: 0.05% $1k - $10k

Woodsville Guaranty Savings Bank Checking Account Rates

2.02%$0$10kGO Checking
2.00%*$0$10kGO Checking Plus
OTHER TIERS: 0.25% $10k+
0.05%$500-N.O.W. Checking
0.05%$0-Golden Guaranty Checking

Woodsville Guaranty Savings Bank CD Rates

5.00%$50k-7 Month Business CD Special
5.00%$50k-7 Month CD Special
4.00%*$100k*-1 Year CD
OTHER TIERS: 0.50% $1k - $100k
2.02%$1k-6 Month CD
0.80%$1k-5 Year CD
0.70%$1k-4 Year CD
0.65%$1k-3 Year CD
0.60%$1k-2 Year CD
0.55%$1k-18 Month CD
0.10%$1k-3 Month CD

Woodsville Guaranty Savings Bank IRA Rates

4.00%*$100k*-1 Year IRA
OTHER TIERS: 0.50% $1k - $100k
2.02%$1k-6 Month IRA
0.80%$1k-5 Year IRA
0.70%$1k-4 Year IRA
0.65%$1k-3 Year IRA
0.60%$1k-2 Year IRA
0.55%$1k-18 Month IRA
0.10%$1k-3 Month IRA

Woodsville Guaranty Savings Bank Locations
Littleton Branch189 Cottage StreetLittleton, NH 03561
Lancaster Branch199 Main Street Shaw's MarketplaceLancaster, NH 03584
Lisbon Branch240 Main StreetLisbon, NH 03585
Franconia Branch278 Main StreetFranconia, NH 03580
Woodsville Branch4901 Dartmouth College HighwayWoodsville, NH 03785
Woodsville Guaranty Savings Bank63 Central StWoodsville, NH 03785
Littleton Branch618 Meadow StreetLittleton, NH 03561
Plymouth Branch7 Town West Road, Tenney Mt. HighwayPlymouth, NH 03264
Piermont BranchRiver Road and Route 25Piermont, NH 03779

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