Woodsville Guaranty Savings Bank is headquartered in WOODSVILLE and is the 10th largest bank in the state of New Hampshire. It is also the 1,405th largest bank in the nation. It was established in 1889 and as of September of 2024, it had grown to 115 employees at 9 locations. Woodsville Guaranty Savings Bank's money market rates are 2X the national average, and it has a B health rating.
This bank has a tendency to make "improvements" and "changes" that I would say help their bottom line yet have little connection to actual customer needs nor requests. Case in point their recent software system upgrades that have left endless numbers of customers locked out of accounts. This isn't the first time that they have chosen outside vendors to install software that may work in big cities and high tech areas yet are absurd in rural areas where aged infrastructure is the norm.
Overall | |
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FDIC Certificate # | 18031 |
Year Established | 1889 |
Employees | 115 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 0.43% |
Return on Equity - YTD | 7.55% |
Annual Interest Income | $19.8MM |
Assets and Liabilities | ||
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Assets | Q3 2024vs Q3 2023 | $677.5MM$672MM |
Loans | Q3 2024vs Q3 2023 | $464.4MM$476.8MM |
Deposits | Q3 2024vs Q3 2023 | $528.6MM$568.4MM |
Equity Capital | Q3 2024vs Q3 2023 | $41.6MM$31.2MM |
Loan Loss Allowance | Q3 2024vs Q3 2023 | $3.9MM$4MM |
Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $597K$790K |
Real Estate Owned | Q3 2024vs Q3 2023 | $43K$0 |
Always verify rates and promotions with the bank or credit union. We are not Woodsville Guaranty Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.02% | $0 | $10k | GO Checking | ||
2.00%* | $0 | $10k | GO Checking Plus | ||
OTHER TIERS: 0.25% → $10k+ | |||||
0.05% | $500 | - | N.O.W. Checking | ||
0.05% | $0 | - | Golden Guaranty Checking |
Woodsville Guaranty Savings Bank Locations | ||
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Littleton Branch | 189 Cottage Street | Littleton, NH 03561 |
Lancaster Branch | 199 Main Street Shaw's Marketplace | Lancaster, NH 03584 |
Lisbon Branch | 240 Main Street | Lisbon, NH 03585 |
Franconia Branch | 278 Main Street | Franconia, NH 03580 |
Woodsville Branch | 4901 Dartmouth College Highway | Woodsville, NH 03785 |
Woodsville Guaranty Savings Bank | 63 Central St | Woodsville, NH 03785 |
Littleton Branch | 618 Meadow Street | Littleton, NH 03561 |
Plymouth Branch | 7 Town West Road, Tenney Mt. Highway | Plymouth, NH 03264 |
Piermont Branch | River Road and Route 25 | Piermont, NH 03779 |