Woodsville Guaranty Savings Bank


Overview / Commentary
603-747-0477
63 Central Street
Woodsville, NH 03785

Woodsville Guaranty Savings Bank is headquartered in WOODSVILLE and is the 10th largest bank in the state of New Hampshire. It is also the 1,405th largest bank in the nation. It was established in 1889 and as of September of 2024, it had grown to 115 employees at 9 locations. Woodsville Guaranty Savings Bank's money market rates are 2X the national average, and it has a B health rating.

Reviews (1)

Frustrating Beyond Acceptable

This bank has a tendency to make "improvements" and "changes" that I would say help their bottom line yet have little connection to actual customer needs nor requests. Case in point their recent software system upgrades that have left endless numbers of customers locked out of accounts. This isn't the first time that they have chosen outside vendors to install software that may work in big cities and high tech areas yet are absurd in rural areas where aged infrastructure is the norm.



Health

Health Grade Components

Overall
FDIC Certificate #18031
Year Established1889
Employees115
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD7.55%
Annual Interest Income$19.8MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$677.5MM$672MM
LoansQ3 2024vs Q3 2023$464.4MM$476.8MM
DepositsQ3 2024vs Q3 2023$528.6MM$568.4MM
Equity CapitalQ3 2024vs Q3 2023$41.6MM$31.2MM
Loan Loss AllowanceQ3 2024vs Q3 2023$3.9MM$4MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$597K$790K
Real Estate OwnedQ3 2024vs Q3 2023$43K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Woodsville Guaranty Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Woodsville Guaranty Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$0$25kGO Savings
0.35%*$10k*-HSA Checking
OTHER TIERS: 0.05% $0 - $1k | 0.10% $1k - $5k | 0.20% $5k - $10k
0.35%*$10k*-HSA Savings Account
OTHER TIERS: 0.05% $0 - $1k | 0.10% $1k - $5k | 0.20% $5k - $10k
0.10%$20-All Purpose Club Account
0.05%$100-Statement Savings Account
0.05%$0-Young Savers Club Account

Woodsville Guaranty Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$500k*-Guaranty Select Money Market
OTHER TIERS: 0.10% $1k - $25k | 0.25% $25k - $50k | 0.35% $50k - $100k | 0.65% $100k - $250k | 0.85% $250k - $500k
0.25%*$10k*-HI-FI Account (Money Market)
OTHER TIERS: 0.05% $1k - $10k

Woodsville Guaranty Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$0$10kGO Checking
2.00%*$0$10kGO Checking Plus
OTHER TIERS: 0.25% $10k+
0.05%$500-N.O.W. Checking
0.05%$0-Golden Guaranty Checking

Woodsville Guaranty Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$50k-5 Month CD Special
4.00%$50k-11 Month CD Special
0.80%$1k-5 Year CD
0.70%$1k-4 Year CD
0.65%$1k-3 Year CD
0.60%*$100k*-1 Year CD
OTHER TIERS: 0.50% $1k - $100k
0.60%$1k-2 Year CD
0.55%$1k-18 Month CD
0.50%*$100k*-6 Month CD
OTHER TIERS: 0.40% $1k - $100k
0.10%$1k-3 Month CD

Woodsville Guaranty Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$50k-5 Month IRA Special
4.00%$50k-11 Month IRA Special
0.80%$1k-5 Year IRA
0.70%$1k-4 Year IRA
0.65%$1k-3 Year IRA
0.60%*$100k*-1 Year IRA
OTHER TIERS: 0.50% $1k - $100k
0.60%$1k-2 Year IRA
0.55%$1k-18 Month IRA
0.50%*$100k*-6 Month IRA
OTHER TIERS: 0.40% $1k - $100k
0.10%$1k-3 Month IRA
Locations


Woodsville Guaranty Savings Bank Locations
Littleton Branch189 Cottage StreetLittleton, NH 03561
Lancaster Branch199 Main Street Shaw's MarketplaceLancaster, NH 03584
Lisbon Branch240 Main StreetLisbon, NH 03585
Franconia Branch278 Main StreetFranconia, NH 03580
Woodsville Branch4901 Dartmouth College HighwayWoodsville, NH 03785
Woodsville Guaranty Savings Bank63 Central StWoodsville, NH 03785
Littleton Branch618 Meadow StreetLittleton, NH 03561
Plymouth Branch7 Town West Road, Tenney Mt. HighwayPlymouth, NH 03264
Piermont BranchRiver Road and Route 25Piermont, NH 03779

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