Woodsville Guaranty Savings Bank

Overview / Commentary
63 Central Street
Woodsville, NH 03785

Woodsville Guaranty Savings Bank is headquartered in WOODSVILLE and is the 10th largest bank in the state of New Hampshire. It is also the 1,364th largest bank in the nation. It was established in 1889 and as of December of 2023, it had grown to 117 employees at 9 locations. Woodsville Guaranty Savings Bank has a B health rating.

Reviews (2)

Frustrating Beyond Acceptable

This bank has a tendency to make "improvements" and "changes" that I would say help their bottom line yet have little connection to actual customer needs nor requests. Case in point their recent software system upgrades that have left endless numbers of customers locked out of accounts. This isn't the first time that they have chosen outside vendors to install software that may work in big cities and high tech areas yet are absurd in rural areas where aged infrastructure is the norm.

Terrible Bank

Posted by: |

Done business with them for 10 years and account was closed due to some financial hardships. You would think a "hometown" bank would have more of a sole. I guess not.


Health Grade Components

FDIC Certificate #18031
Year Established1889
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD4.84%
Annual Interest Income$24.4MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$684.4MM$648.1MM
LoansQ4 2023vs Q4 2022$476.2MM$458.9MM
DepositsQ4 2023vs Q4 2022$562.4MM$582.5MM
Equity CapitalQ4 2023vs Q4 2022$37.6MM$35.3MM
Loan Loss AllowanceQ4 2023vs Q4 2022$4MM$4.3MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$697K$630K
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for Woodsville Guaranty Savings Bank are currently being reviewed.


Woodsville Guaranty Savings Bank Locations
Littleton Branch189 Cottage StreetLittleton, NH 03561
Lancaster Branch199 Main Street Shaw's MarketplaceLancaster, NH 03584
Lisbon Branch240 Main StreetLisbon, NH 03585
Franconia Branch278 Main StreetFranconia, NH 03580
Woodsville Branch4901 Dartmouth College HighwayWoodsville, NH 03785
Woodsville Guaranty Savings Bank63 Central StWoodsville, NH 03785
Littleton Branch618 Meadow StreetLittleton, NH 03561
Plymouth Branch7 Town West Road, Tenney Mt. HighwayPlymouth, NH 03264
Piermont BranchRiver Road and Route 25Piermont, NH 03779

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