Worcester Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.25% | 1-year CD | 12 Month CD 2.45% - Synchrony Bank 12 Month CD |
| 0.10% | Savings | Savings Account |
| 2.00% | 3-year CD | 36 Month CD Special 2.55% - Barclays 36 Month Online CD |
Worcester Credit Union is headquartered in Worcester and is the 62nd largest credit union in the state of Massachusetts. It is also the 1,815th largest credit union in the nation. It was established in 1976 and as of June of 2018, it had grown to 20 employees and 7,323 members at 2 locations. Worcester Credit Union's CD rates are 39% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, attend school or work in the city of Worcester or the towns of Boylston, Auburn, Holden, Grafton, Leicester, Paxton, Millbury, Shrewsbury, or West Boylston. Membership is also open to federal, state and municipal employees, employees of private or regional school systems, and elected or appointed officials in a government organization, all in Worcester County.
See current membership details
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 64144 |
| Year Chartered | 1976 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.11% |
| Return on Equity - YTD | 1.15% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $82.4MM$79.6MM |
| Loans | Q2 2018vs Q2 2017 | $55.9MM$51.4MM |
| Deposits | Q2 2018vs Q2 2017 | $74.0MM$71.4MM |
| Equity Capital | Q2 2018vs Q2 2017 | $7.6MM$7.5MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $358.00K$183.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $179.00K$274.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Worcester Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Worcester Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Savings Account | |
| 0.10% | - | - | Club Account | |
| 0.10% | - | - | IRA Savings Account | |
| 0.10% | - | - | Business Savings |
Worcester Credit Union Money Market Rates
Worcester Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $500 | - | Preferred Checking | |
| 0.10% | $5k | - | Business Premier Checking |
Worcester Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $500 | - | 36 Month CD Special | |
| 1.35% | $500 | - | 24 Month CD | |
| 1.25% | $500 | - | 12 Month CD | |
| 1.25% | $1k | - | Business 12 Month CD | |
| 1.00% | $500 | - | 6 Month CD |
Worcester Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $500 | - | 36 Month IRA | |
| 1.35% | $500 | - | 24 Month IRA | |
| 1.25% | $500 | - | 12 Month IRA |
| Worcester Credit Union Locations | ||
|---|---|---|
| Branch Office | 1 Skyline Dr | Worcester, MA 01605 |
| Branch Office | 520 W Boylston St | Worcester, MA 01606-2026 |