Featured Savings Rates
Featured Accounts

Workers' Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.75%Reward CheckingXtreme Checking
1.70%5-year CD60 Month Non-Relationship CD
0.95%1-year CD12 Month Non-Relationship CD

Overview / Commentary
978-345-1021
815 Main St
Fitchburg, MA 01420

Workers' Credit Union is headquartered in Fitchburg and is the 4th largest credit union in the state of Massachusetts. It is also the 159th largest credit union in the nation. It was established in 1914 and as of June of 2016, it had grown to 231 employees and 91,388 members at 16 locations. Workers' Credit Union's savings rates are 44% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Workers' Credit Union is open to those who live or work in the state of Massachusetts.
See current membership details

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Reviews (2)

Look No Further For A Great Credit Union!

I've had a good experience with WCU for several years. Customer service representatives are knowledgeable and if they can't help you directly, they will see that direct you to someone who can help you. They offer competitive interest rates, and their online banking is pretty easy to use. Depositing checks via smartphone is a nice feature, though at times it can be difficult to picture the check just right, but this isn't enough for me to take off a star for web/mobile rating.

Home Of The Takeaway Program

Worst credit union. Try dcu or athol savings or St marys. Just aask me why



Health
A

Health Grade Components

Overall
NCUA #66479
Year Chartered1914
Employees231
Primary Regulator
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD10%
Annual Interest Income$26.7MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$1.44B$1.24B
LoansQ2 2016vs Q2 2015$998.1MM$900.7MM
DepositsQ2 2016vs Q2 2015$946.9MM$827.7MM
Equity CapitalQ2 2016vs Q2 2015$163.9MM$149.1MM
Loan Loss AllowanceQ2 2016vs Q2 2015$6.4MM$6.4MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$7.8MM$8.1MM
Real Estate OwnedQ2 2016vs Q2 2015$233.00K$805.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Workers' Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$50-cuSave - Online Savings
0.75%$25-Student Savings
0.60%*$50k*-Business Premium Savings
OTHER TIERS: 0.20% $50 - $1k | 0.40% $1k - $50k
0.40%*$50k*-Big Picture Super Savings
OTHER TIERS: 0.10% $50 - $1k | 0.30% $1k - $50k
0.10%$50-Share Savings (statement/passbook)
0.10%$50-IRA Savings Account
0.10%--Club Account
0.10%$50-Business Savings (statement/passbook)

Workers' Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Personal Money Market Account (statement)
OTHER TIERS: 0.20% $25 - $10k | 0.25% $10k - $50k
0.30%*$50k*-Business Money Market Account (statement)
OTHER TIERS: 0.20% $25 - $10k | 0.25% $10k - $50k

Workers' Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*-$25kXtreme Checking
OTHER TIERS: 0.40% $25k+
0.10%$25-Big Picture Checking
0.10%$25-Interest Checking
0.10%$25-Business Checking

Workers' Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%*$25k*-72 Month Member Relationship CD
OTHER TIERS: 2.05% $500 - $25k
2.05%*$25k*-72 Month Non-Relationship CD
OTHER TIERS: 1.95% $500 - $25k
1.80%*$25k*-60 Month Member Relationship CD
OTHER TIERS: 1.70% $500 - $25k
1.70%*$25k*-60 Month Non-Relationship CD
OTHER TIERS: 1.60% $500 - $25k
1.65%*$25k*-48 Month Member Relationship CD
OTHER TIERS: 1.55% $500 - $25k
1.55%*$25k*-48 Month Non-Relationship CD
OTHER TIERS: 1.45% $500 - $25k
1.45%*$25k*-36 Month Member Relationship CD
OTHER TIERS: 1.35% $500 - $25k
1.35%*$25k*-36 Month Non-Relationship CD
OTHER TIERS: 1.25% $500 - $25k
1.15%*$25k*-24 Month Member Relationship CD
OTHER TIERS: 1.05% $500 - $25k
1.15%$500-24 Month Online CD
1.10%*$25k*-18 Month Member Relationship CD
OTHER TIERS: 1.01% $500 - $25k
1.05%*$25k*-12 Month Member Relationship CD
OTHER TIERS: 0.95% $500 - $25k
1.05%*$25k*-24 Month Non-Relationship CD
OTHER TIERS: 0.95% $500 - $25k
1.05%$500-12 Month Online CD
1.01%*$25k*-18 Month Non-Relationship CD
OTHER TIERS: 0.90% $500 - $25k
0.95%*$25k*-12 Month Non-Relationship CD
OTHER TIERS: 0.85% $500 - $25k
0.75%*$25k*-6 Month Member Relationship CD
OTHER TIERS: 0.65% $500 - $25k
0.75%$500-6 Month Online CD
0.70%$500-6 Month Business CD Special
0.65%*$25k*-6 Month Non-Relationship CD
OTHER TIERS: 0.55% $500 - $25k
0.50%*$25k*-3 Month Member Relationship CD
OTHER TIERS: 0.40% $500 - $25k
0.40%*$25k*-3 Month Non-Relationship CD
OTHER TIERS: 0.30% $500 - $25k

Workers' Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%*$25k*-72 Month Member Relationship IRA
OTHER TIERS: 2.05% $1k - $25k
2.05%*$25k*-72 Month Non-Relationship IRA
OTHER TIERS: 1.95% $1k - $25k
1.80%*$25k*-60 Month Member Relationship IRA
OTHER TIERS: 1.70% $1k - $25k
1.70%*$25k*-60 Month Non-Relationship IRA
OTHER TIERS: 1.60% $1k - $25k
1.65%*$25k*-48 Month Member Relationship IRA
OTHER TIERS: 1.55% $1k - $25k
1.55%*$25k*-48 Month Non-Relationship IRA
OTHER TIERS: 1.45% $1k - $25k
1.45%*$25k*-36 Month Member Relationship IRA
OTHER TIERS: 1.35% $1k - $25k
1.35%*$25k*-36 Month Non-Relationship IRA
OTHER TIERS: 1.25% $1k - $25k
1.15%*$25k*-24 Month Member Relationship IRA
OTHER TIERS: 1.05% $1k - $25k
1.10%*$25k*-18 Month Member Relationship IRA
OTHER TIERS: 1.01% $1k - $25k
1.05%*$25k*-12 Month Member Relationship IRA
OTHER TIERS: 0.95% $1k - $25k
1.05%*$25k*-24 Month Non-Relationship IRA
OTHER TIERS: 0.95% $1k - $25k
1.01%*$25k*-18 Month Non-Relationship IRA
OTHER TIERS: 0.90% $1k - $25k
0.95%*$25k*-12 Month Non-Relationship IRA
OTHER TIERS: 0.85% $1k - $25k
0.75%*$25k*-6 Month Member Relationship IRA
OTHER TIERS: 0.65% $1k - $25k
0.65%*$25k*-6 Month Non-Relationship IRA
OTHER TIERS: 0.55% $1k - $25k
Locations

Workers' Credit Union has 16 locations. Click to view all Workers' Credit Union locations.