Workers Credit Union

Overview / Commentary
119 Russell St
Littleton, MA 01460

Workers Credit Union is headquartered in Littleton and is the 4th largest credit union in the state of Massachusetts. It is also the 169th largest credit union in the nation. It was established in 1914 and as of December of 2023, it had grown to 330 employees and 123,759 members at 18 locations. Workers Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in Workers Credit Union is open to anyone by joining the Financial Fitness Association or through a $5 contribution to United Way of North Central MA (membership fee and $5 contribution will be paid for by Workers Credit Union). Individuals who live, work, worship, or attend school in Lowell or Worcester (Massachusetts) are also eligible to join. Employees/retirees of 12 participating employers also qualify, as do their immediate family and household members.
See current membership details

Related Posts

36-Month CD, 5.00% APY - 4/30/2024

Available nationwide. $500 minimum opening deposit, IRA CDs require $1k minimum. Workers CU also has a limited-time Home Run 9-Month CD Special earning 5.00% APY.

Workers Credit Union Significantly Ups 36-Month and 60-Month CD Rates - 11/9/2023

Workers Credit Union (easy membership) has significantly increased the APYs on its 36-month and 60-month CDs to rate-leading levels. $500 minimum opening deposit.

Various CDs From 9-60 Months Maxing Out At 5.5% APY For 36 Months - 11/8/2023

Received an email stating that the following CDs are available starting today November 8th, 2023 Rate APY 9-month - Open Now 5.23% 5.25% 18-Month - Open Now 5.17% 5.30% 36-Month - Open Now 5.36% 5.50% 60-Month - Open Now 5.12% 5.25%

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Workers CU Is Awesome Professional & Attentive!

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Workers CU in MA is simply GREAT! They are knowledgeable they value there Customers, they are attentive friendly respectful and over all refreshing in Customer Service every time, they listen and follow up, if they do not know something they will research and get back to you.They offer competitive interest rates also! In particular Mr. James Daisy VP, Relationship Manager & Gicelle Brito is awesome also! I also had the pleasure of speaking with the President of Mr.Petersen and I found him to be TOP NOTCH! Thank you Workers CU! Joel Barry

Rates Have Been Lowered.

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.85% comes up on the business MM search over $100k. Rate now .60%

Beware Of Flex, Especially From Workers

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Workers CU performance has steadily declined over the passed several years.
Beware of Flex account--They can change without notice.

Loan Services

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Consistently pay ahead, this bank will not credit forward will take all payment paid and post for that day. Even if you send 2 payments and note you are paying the next. They will tell you that you can pay 90 days ahead, NOT SO!! Go somewhere else!



Health Grade Components

NCUA #24923
Year Chartered1914
Primary Regulator
Profit Margin
Return on Assets - YTD-0.52%
Return on Equity - YTD-14.09%
Annual Interest Income$109.5MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$2.64B$2.66B
LoansQ4 2023vs Q4 2022$1.63B$1.71B
DepositsQ4 2023vs Q4 2022$1.85B$1.68B
Equity CapitalQ4 2023vs Q4 2022$97.3MM$116.6MM
Loan Loss AllowanceQ4 2023vs Q4 2022$24.2MM$5.2MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$33.9MM$23.7MM
Real Estate OwnedQ4 2023vs Q4 2022$0$252K

Rates for Workers Credit Union are currently being reviewed.



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