Workers Credit Union

Overview / Commentary
119 Russell St
Littleton, MA 01460

Workers Credit Union is headquartered in Littleton and is the 4th largest credit union in the state of Massachusetts. It is also the 168th largest credit union in the nation. It was established in 1914 and as of June of 2023, it had grown to 366 employees and 125,391 members at 18 locations. Workers Credit Union has a C- health rating.

Field of Membership Restrictions

Membership in Workers Credit Union is open to anyone by joining the Financial Fitness Association or through a $5 contribution to United Way of North Central MA (membership fee and $5 contribution will be paid for by Workers Credit Union). Individuals who live, work, worship, or attend school in Lowell or Worcester (Massachusetts) are also eligible to join. Employees/retirees of 12 participating employers also qualify, as do their immediate family and household members.
See current membership details

Related Posts

Home Run 10 Month CD Special Earning 5.00% APY - 5/13/2023

Workers Credit Union has added a new "Home Run 10 Month CD Special" earning 5.00% APY. From the promo webpage: "For A Limited Time Only" and "Minimum balance to open and earn on a CD is $500." Here's the direct link to the CD's promo page:

Workers Credit Union Adds Nationally Available 16-Month No Penalty CD - 12/19/2022

Workers Credit Union (easy membership) has a very competitive, nationally available 16-month No-Penalty CD that allows one fee-free withdrawal. $500 min opening deposit.

3.05% 13-Month No-Penalty CD - 10/5/2022

“Jump CD 13 Month Special” Must schedule an appointment in-branch to open, but in-branch appointments can be conducted via telephone

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Workers CU Is Awesome Professional & Attentive!

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Workers CU in MA is simply GREAT! They are knowledgeable they value there Customers, they are attentive friendly respectful and over all refreshing in Customer Service every time, they listen and follow up, if they do not know something they will research and get back to you.They offer competitive interest rates also! In particular Mr. James Daisy VP, Relationship Manager & Gicelle Brito is awesome also! I also had the pleasure of speaking with the President of Mr.Petersen and I found him to be TOP NOTCH! Thank you Workers CU! Joel Barry

Rates Have Been Lowered.

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.85% comes up on the business MM search over $100k. Rate now .60%

Beware Of Flex, Especially From Workers

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Workers CU performance has steadily declined over the passed several years.
Beware of Flex account--They can change without notice.

Loan Services

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Consistently pay ahead, this bank will not credit forward will take all payment paid and post for that day. Even if you send 2 payments and note you are paying the next. They will tell you that you can pay 90 days ahead, NOT SO!! Go somewhere else!



Health Grade Components

NCUA #24923
Year Chartered1914
Primary Regulator
Profit Margin
Return on Assets - YTD-0.16%
Return on Equity - YTD-3.82%
Annual Interest Income$53.1MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$2.65B$2.46B
LoansQ2 2023vs Q2 2022$1.69B$1.44B
DepositsQ2 2023vs Q2 2022$1.79B$1.69B
Equity CapitalQ2 2023vs Q2 2022$109.9MM$145.7MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$6.4MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$29.4MM$7.2MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0

Rates for Workers Credit Union are currently being reviewed.



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