WVU Employees Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.wvucu.com

304-293-5737

448 Harding Ave
Morgantown, WV 26505

WVU Employees Federal Credit Union is headquartered in Morgantown and is the 19^th largest credit union in the state of West Virginia. It is also the 2,236^th largest credit union in the nation. It was established in 1961 and as of March of 2025, it had grown to 8 employees and 5,875 members at 1 location. WVU Employees Federal Credit Union's savings rates are 35% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to employees and students of West Virginia University. Membership is also open to West Virginia University Hospitals Inc., Potomac State College, WVNET, WVU Medicine, WVU Institute of Technology, WV Geological and Economic Survey, WVU at Parkersburg, WVU Foundation, WVU Alumni Association, WNPB-TV, and students of WVU at Parkersburg, Potomac State College, or WVU Institute of Technology.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. WVU Employees Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	14611
Year Chartered	1961
Employees	8
Primary Regulator

Profit Margin
Return on Assets - YTD	2.8%
Return on Equity - YTD	13.11%
Annual Interest Income	$818K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$63.5MM$59.5MM
Loans	Q1 2025vs Q1 2024	$32.6MM$29.9MM
Deposits	Q1 2025vs Q1 2024	$49.6MM$47.4MM
Equity Capital	Q1 2025vs Q1 2024	$13.2MM$11.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$380K$337K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$176K$120K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

WVU Employees Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$0	-	Christmas Club
0.70%^*	$25k^*	-	Share Account
OTHER TIERS: 0.65% → $100 - $25k

WVU Employees Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$100	-	Share Draft Account

WVU Employees Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.30%	$0	-	36 Month CD
1.20%	$0	-	24 Month CD
1.10%	$0	-	12 Month CD
0.80%	$0	-	6 Month CD
0.75%	$0	-	3 Month CD

Locations

WVU Employees Federal Credit Union Locations
Branch Office	448 Harding Ave	Morgantown, WV 26505

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