WyHy Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.25%	Reward Checking	SmartReturns Checking 1.76% - National Average
1.70%	5-year CD	60 Month Share Certificate 1.85% - Synchrony Bank 60 Month CD
0.60%	1-year CD	12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD

View all WyHy Federal Credit Union rates »

Overview / Commentary

www.wyhy.org

800-442-2392

1715 Stillwater Ave
Cheyenne, WY 82009-7359

WyHy Federal Credit Union is headquartered in Cheyenne and is the 4^th largest credit union in the state of Wyoming. It is also the 958^th largest credit union in the nation. It was established in 1953 and as of June of 2016, it had grown to 45 employees and 13,747 members at 2 locations. WyHy Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Must be an employee of one of the several Select Employee Groups (SEGs).
See current membership details

Reviews (1)

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Featured Account Options

If You Want To Get Ripped Off Then This Is Your Bank!

Posted by: ihatethisbank | Feb 9, 2011

I joined this credit union because my wife was already a member, and insisted that we use her bank. Boy was that a mistake. Since I've been with this Bank, they have lied to us about loan intrest rates and fees. Charged me a fee then told me that they made a mistake and I would not be charged, only to go back on their word and charge me half of the oringinal bogas fee with no explanation for the charge. If your looking for a bank that will work with you, and is trust worthy don't bank at WYHY. If you don't mind being lied to, and paying bogas fees then give them a shot you won't be disappointed.

1

Health

A+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #	9094
Year Chartered	1953
Employees	45
Primary Regulator

Profit Margin
Return on Assets - YTD	0.89%
Return on Equity - YTD	7.48%
Annual Interest Income	$4.2MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$213.0MM$199.4MM
Loans	Q2 2016vs Q2 2015	$186.4MM$173.1MM
Deposits	Q2 2016vs Q2 2015	$179.1MM$175.2MM
Equity Capital	Q2 2016vs Q2 2015	$25.2MM$23.0MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$1.8MM$1.8MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$258.00K$293.00K
Real Estate Owned	Q2 2016vs Q2 2015	$103.00K$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

WyHy Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%	-	-	IRA Account
0.20%	-	-	Roth IRA Account
0.20%	-	-	SEP IRA Account
0.05%	-	-	Regular Share Savings Account
0.05%	-	-	Health Savings Account

WyHy Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$100k^*	-	Money Market
OTHER TIERS: 0.05% → Up to $10k \| 0.15% → $10k - $25k \| 0.25% → $25k - $50k \| 0.30% → $50k - $100k

WyHy Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.25%^*	-	$15k	SmartReturns Checking - Qualifying
OTHER TIERS: 0.25% → $15k+

WyHy Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.95%^*	$10k^*	-	60 Month Share Certificate w/SmartPoints
OTHER TIERS: 1.90% → $500 - $10k
1.70%^*	$10k^*	-	60 Month Share Certificate
OTHER TIERS: 1.65% → $500 - $10k
1.25%^*	$10k^*	-	36 Month Share Certificate w/SmartPoints
OTHER TIERS: 1.20% → $500 - $10k
1.20%^*	$10k^*	-	30 Month Share Certificate w/SmartPoints
OTHER TIERS: 1.15% → $500 - $10k
1.10%^*	$10k^*	-	24 Month Share Certificate w/SmartPoints
OTHER TIERS: 1.05% → $500 - $10k
1.00%^*	$10k^*	-	36 Month Share Certificate
OTHER TIERS: 0.95% → $500 - $10k
0.95%^*	$10k^*	-	30 Month Share Certificate
OTHER TIERS: 0.90% → $500 - $10k
0.85%^*	$10k^*	-	24 Month Share Certificate
OTHER TIERS: 0.80% → $500 - $10k
0.80%^*	$10k^*	-	18 Month Share Certificate
OTHER TIERS: 0.75% → $500 - $10k
0.65%^*	$10k^*	-	14 Month Share Certificate
OTHER TIERS: 0.60% → $500 - $10k
0.60%^*	$10k^*	-	12 Month Share Certificate
OTHER TIERS: 0.55% → $500 - $10k
0.55%^*	$10k^*	-	15 Month Smart Savers Share Certificate
OTHER TIERS: 0.25% → Up to $500 \| 0.50% → $500 - $10k
0.30%^*	$10k^*	-	6 Month Share Certificate
OTHER TIERS: 0.25% → $500 - $10k
0.20%^*	$10k^*	-	3 Month Share Certificate
OTHER TIERS: 0.15% → $500 - $10k

WyHy Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.70%^*	$10k^*	-	60 Month IRA Certificate
OTHER TIERS: 1.65% → $500 - $10k
1.00%^*	$10k^*	-	36 Month IRA Certificate
OTHER TIERS: 0.95% → $500 - $10k
0.95%^*	$10k^*	-	30 Month IRA Certificate
OTHER TIERS: 0.90% → $500 - $10k
0.85%^*	$10k^*	-	24 Month IRA Certificate
OTHER TIERS: 0.80% → $500 - $10k
0.80%^*	$10k^*	-	18 Month IRA Certificate
OTHER TIERS: 0.75% → $500 - $10k
0.60%^*	$10k^*	-	12 Month IRA Certificate
OTHER TIERS: 0.55% → $500 - $10k
0.55%^*	$10k^*	-	15 Month Smart Savers IRA Certificate
OTHER TIERS: 0.25% → Up to $500 \| 0.50% → $500 - $10k
0.30%^*	$10k^*	-	6 Month IRA Certificate
OTHER TIERS: 0.25% → $500 - $10k
0.20%^*	$10k^*	-	3 Month IRA Certificate
OTHER TIERS: 0.15% → $500 - $10k

Locations

WyHy Federal Credit Union Locations
Branch Office	1715 Stillwater Ave	Cheyenne, WY 82009-7359
Branch Office	1521 Centennial Hills Blvd	Casper, WY 82609-3263