Featured Savings Rates
Featured Accounts

Xceed Financial Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.55%5-year CD60 Month CD
1.55%5-year IRA60 Month IRA (Traditional, Roth, CESA)
0.65%1-year CD12 Month CD

Overview / Commentary
800-932-8222
888 N Nash St
El Segundo, CA 90245

Xceed Financial Federal Credit Union is headquartered in El Segundo and is the 46th largest credit union in the state of California. It is also the 273rd largest credit union in the nation. It was established in 1964 and as of December of 2015, it had grown to 189 employees and 62,604 members at 15 locations. Xceed Financial Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to members of several organizations. One is the Friends of the Webster Public Library which anyone can join for a $8 fee. Membership is also open to residents of Carrollton, Dallas, Farmers Branch, Irving and Lewisville, Texas; Greater Rochester, New York, Rosemont, Illinois, San Jose, California, and St. Petersburg, Florida - See Details

Related Posts

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Best CD Rate. 17 Mo 1.50%

Posted by: pattyb53 | Feb 14, 2014

I have been very pleased with service. I opened the 17mo 1.50% CD. I filled out an online application over the weekend and a Rep called me Monday to complete the process. I had to mail a copy of my DL with the signed Membership Application. I sent a check for the CD and $5.00 to open the Savings Account.The process was easy and within a few days the account has been activated.
This CD rate is better than anything available now.

Thank You For Your Feedback!

Thank you all for sharing your honest feedback. Learning from our mistakes is how we improve and better serve our members. At Xceed, we always strive to provide outstanding member service and convenient account access, and we regret whenever we fall short. We are sorry to hear that some of you had a bad experience, and hope you will give us a chance to serve you better in the future.

- Xceed Financial Credit Union

Could be a "Great Credit" Union

Posted by: ABenson | Apr 8, 2014

This is a good credit union.I have been a member for over 25 years.They could be a "GREAT" credit Union.The seriously lack customer service.For instance if you had a question about your account and called their main office,if the person you spoke to could not answer your question satisfactory and they said that they would have to call you back, Don`t hold your breath.After a while you get the feeling that "nobody cares".
On another subject,Their website security is top notch.But you have to run gauntlet after gauntlet of security passwords,different ones for different accounts within your account .It`s such a nightmare you don`t want to visit the site very often.
If they could straighten this as well as their Customer Service they could be a "GREAT" Credit Union

Too Much Time To Become A Member

Posted by: Saver | Oct 29, 2014

I wanted to join this credit union because I have a IRA CD maturing in three weeks, and their CD rates are attractive. To be eligible for membership, you must live in one of their specified areas or be a member of an affiliated association. The least expensive option is to join the Webster Public Library which costs $20 for people living outside of NY State. The library website states that since the Friends of the Library is a volunteer organization, it could take 6 - 8 weeks to become a member. I called Xceed to see if I could join immediately by promising that I would also join Webster. The Xceed representative said that I would have to have proof of membership first, but she thought that the library could confirm my membership by email. I then called the library and was told that it would be impossible to do this for out-of-state residents. I told the librarian that the Friends of the Library association was cutting off a great source of funding because there were probably many people outside NY State who would be willing to contribute to their association but could not wait 6 - 8 weeks before joining Xceed. Apparently, Webster and Xceed are stuck in the days of the Pony Dispatch. In that spirit, I am surrendering with my hands up, and I am going to find another financial institution which makes it easier for me to become a member.

VIEW MORE REVIEWS

Health
B

Health Grade Components

Overall
NCUA #20068
Year Chartered1964
Employees189
Primary Regulator
Profit Margin
Return on Assets - YTD-0.06%
Return on Equity - YTD-0.71%
Annual Interest Income$28.6MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$943.0MM$932.4MM
LoansQ4 2015vs Q4 2014$772.8MM$761.5MM
DepositsQ4 2015vs Q4 2014$778.1MM$795.7MM
Equity CapitalQ4 2015vs Q4 2014$80.1MM$81.0MM
Loan Loss AllowanceQ4 2015vs Q4 2014$3.1MM$2.9MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$4.6MM$4.2MM
Real Estate OwnedQ4 2015vs Q4 2014$676.00K$750.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Xceed Financial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Health Savings Account
0.25%--IRA Savings
0.05%$100-Club Accounts
0.05%--Minor Savings
0.05%$100-Savings Account

Xceed Financial Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Executive Money Market
OTHER TIERS: 0.05% Up to $50k | 0.25% $50k - $100k
0.05%$1k-Prime Money Market

Xceed Financial Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$250k*-SeekMore Checking Account
OTHER TIERS: 0.05% Up to $250k

Xceed Financial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$500-60 Month CD
1.55%$500-Business 60 Month CD
1.25%$500-48 Month CD
1.25%$500-Business 48 Month CD
1.23%$10k-36 Month Variable CD
1.23%$10k-Business 36 Month Variable CD
0.95%$500-36 Month CD
0.95%$500-Business 36 Month CD
0.85%$500-24 Month CD
0.85%$500-Business 24 Month CD
0.75%$500-18 Month CD
0.75%$500-Business 18 Month CD
0.65%$500-12 Month CD
0.65%$500-Business 12 Month CD
0.25%$500-6 Month CD
0.25%$500-Business 6 Month CD

Xceed Financial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$500-60 Month IRA
1.25%$500-48 Month IRA
1.23%$10k-36 Month Variable IRA
0.95%$500-36 Month IRA
0.85%$500-24 Month IRA
0.75%$500-18 Month IRA
0.65%$500-12 Month IRA
0.25%$500-6 Month IRA
Locations

Xceed Financial Federal Credit Union has 15 locations. Click to view all Xceed Financial Federal Credit Union locations.