Xceed Financial Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
2.00%	5-year IRA	60 Month IRA (Traditional, Roth, CESA) 1.51% - National Average
0.90%	1-year CD	12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD

View all Xceed Financial Federal Credit Union rates »

Overview / Commentary

www.xfcu.org

800-932-8222

888 N Nash St
El Segundo, CA 90245

Xceed Financial Federal Credit Union is headquartered in El Segundo and is the 48^th largest credit union in the state of California. It is also the 290^th largest credit union in the nation. It was established in 1964 and as of March of 2017, it had grown to 222 employees and 66,285 members at 14 locations. Xceed Financial Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Xceed Financial Federal Credit Union is open to anyone through the Friends of the Webster Public Library ($8 fee), Heal the Bay ($25 membership fee), or Tree Musketeers ($25 membership fee). Membership is also open to residents of Carrollton, Dallas, Farmers Branch, Irving and Lewisville, Texas; Greater Rochester, New York, Rosemont, Illinois, San Jose, California, and St. Petersburg, Florida.
See current membership details

Thank You For Your Feedback!

Posted by: XceedFinancial | Jun 6, 2014

Thank you all for sharing your honest feedback. Learning from our mistakes is how we improve and better serve our members. At Xceed, we always strive to provide outstanding member service and convenient account access, and we regret whenever we fall short. We are sorry to hear that some of you had a bad experience, and hope you will give us a chance to serve you better in the future.

- Xceed Financial Credit Union

6

Best CD Rate. 17 Mo 1.50%

Posted by: pattyb53 | Feb 14, 2014

I have been very pleased with service. I opened the 17mo 1.50% CD. I filled out an online application over the weekend and a Rep called me Monday to complete the process. I had to mail a copy of my DL with the signed Membership Application. I sent a check for the CD and $5.00 to open the Savings Account.The process was easy and within a few days the account has been activated.
This CD rate is better than anything available now.

Comment

9

Could be a "Great Credit" Union

Posted by: ABenson | Apr 8, 2014

This is a good credit union.I have been a member for over 25 years.They could be a "GREAT" credit Union.The seriously lack customer service.For instance if you had a question about your account and called their main office,if the person you spoke to could not answer your question satisfactory and they said that they would have to call you back, Don`t hold your breath.After a while you get the feeling that "nobody cares".
On another subject,Their website security is top notch.But you have to run gauntlet after gauntlet of security passwords,different ones for different accounts within your account .It`s such a nightmare you don`t want to visit the site very often.
If they could straighten this as well as their Customer Service they could be a "GREAT" Credit Union

Comment

11

Consumer Beware!!!

Posted by: DRC | May 5, 2017

My vehicle was repossed after only 45 days of a late payments for the month of Jan. 2017. We received a 45 day late notice on Mar. 14th and Apr. 14th It was taken on April 28th. However I have been making weekly payments since 2015 to Xceed Financial Credit Union (XFCU) that posted to my account on Tuesdays. They also excepted the past due amount on Monday, May 1st for the past due amount, which makes my account current. I never received a repossession notice before it was taken nor have I received any information about my rights to redeem my car. I made my payments faithfully every week which yield at least an extra $25 per month to the principal balance. Hell I didn't even hide my care out like most do. I simply had no clue. - Clay

2

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Health

A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	20068
Year Chartered	1964
Employees	222
Primary Regulator

Profit Margin
Return on Assets - YTD	0.11%
Return on Equity - YTD	1.13%
Annual Interest Income	$8.2MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$958.8MM$947.7MM
Loans	Q1 2017vs Q1 2016	$780.3MM$733.8MM
Deposits	Q1 2017vs Q1 2016	$808.8MM$756.2MM
Equity Capital	Q1 2017vs Q1 2016	$90.6MM$80.0MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$5.5MM$5.1MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$4.4MM$5.1MM
Real Estate Owned	Q1 2017vs Q1 2016	$421.00K$506.00K

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