Xenith Bank (VA) is headquartered in Richmond and is the 10th largest bank in the state of Virginia. It is also the 288th largest bank in the nation. It was established in 1987 and as of December of 2016, it had grown to 480 employees at 44 locations. Xenith Bank (VA) has an A+ health rating.
ONE OF THE DIRTIEST BANKS IN THE WORLD!
I have automatic payment for my car every months... and last month, I happened to have insufficient amount of money and the bank DECLINED to pay from my account, but hat's fine...
But they charged me 75, YES SEVENTY FIVE from my account regardless if I DON'T owe them money. My balance DID NOT go below the debt, BUT THEY STILL CHARGED ME. I called and clarified that I did not owe them money, my balance did not go below the balance. The manager shrugged and said "Sorry mate, but this is part of the policy."
Worst policy in the universe, DO NOT SET YOUR ACCOUNT UNDER THIS BANK. They're probably dirtier than Wells Fargo
Check your statements carefully! Bank of Hampton Roads has made changes that may cost you more money. They will not tell you about it "because it is not required by law", according to a Bank of Hampton Roads representative. In addition, cash deposits through the atm do not post to your account until someone goes outside to get the deposits, which I was told could be after 3 pm the next business day. The banks are closed on Saturdays.
Having worked at this bank for four years, I have first hand experience with its inner workings. Trying to take over Gateway and Shore Bank-- I think we all know that was a big mistake. I mean, they couldn't even afford the raises promised to their employees after that. Then Jack Gibson is forced out... Embarrassing to say the least... In fact, all of their former "head honchos" are gone... Stocks have plummeted... Things are falling apart left and right. Not only do the high and mighty ones at corporate headquarters mistreat their employees, but the customers are allowed to curse at employees, say crude and vile things to employees, inappropriately touch employees, you name it-- it has probably happened. If you can't make your employees stick around, you certainly cannot make customers stick around. BoHR's fees are high, and their rates are lousy. It would be wise to take your money to a more stable institution.
|FDIC Certificate #||27125|
|Return on Assets - YTD||2.36%|
|Return on Equity - YTD||16.05%|
|Annual Interest Income||$92.8MM|
|Assets and Liabilities|
|Assets||Q4 2016vs Q4 2015||$3.27B$2.07B|
|Loans||Q4 2016vs Q4 2015||$2.45B$1.57B|
|Deposits||Q4 2016vs Q4 2015||$2.60B$1.72B|
|Equity Capital||Q4 2016vs Q4 2015||$468.2MM$312.4MM|
|Loan Loss Allowance||Q4 2016vs Q4 2015||$21.9MM$23.2MM|
|Unbacked Noncurrent Loans||Q4 2016vs Q4 2015||$32.4MM$35.5MM|
|Real Estate Owned||Q4 2016vs Q4 2015||$5.3MM$12.4MM|
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