Y-12 Federal Credit Union


Overview / Commentary
865-482-1043
501 Lafayette Dr
Oak Ridge, TN 37830

Y-12 Federal Credit Union is headquartered in Oak Ridge and is the 6th largest credit union in the state of Tennessee. It is also the 231st largest credit union in the nation. It was established in 1950 and as of December of 2024, it had grown to 355 employees and 116,211 members at 16 locations. Y-12 Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Y-12 Federal Credit Union is open to those who live, work, worship, or attend school in the Tennessee counties of Anderson, Blount, Campbell, Knox, Loudon, Roane, Sevier, or Union.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #6775
Year Chartered1950
Employees355
Primary Regulator
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD10.01%
Annual Interest Income$108MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$2.16B$1.96B
LoansQ4 2024vs Q4 2023$1.72B$1.64B
DepositsQ4 2024vs Q4 2023$1.72B$1.57B
Equity CapitalQ4 2024vs Q4 2023$231MM$205.2MM
Loan Loss AllowanceQ4 2024vs Q4 2023$16.3MM$16.3MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$4.5MM$4.2MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

Rates for Y-12 Federal Credit Union are currently being reviewed.

Locations

Availability

Knoxville Area

Interactive local rates map


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