Y-12 Federal Credit Union is headquartered in Oak Ridge and is the 6th largest credit union in the state of Tennessee. It is also the 228th largest credit union in the nation. It was established in 1950 and as of September of 2024, it had grown to 359 employees and 115,349 members at 16 locations. Y-12 Federal Credit Union has an A+ health rating.
Y-12 Federal Credit Union is open to those who live, work, worship, or attend school in the Tennessee counties of Anderson, Blount, Campbell, Knox, Loudon, Roane, Sevier, or Union.
See current membership details
Overall | |
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NCUA # | 6775 |
Year Chartered | 1950 |
Employees | 359 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.35% |
Return on Equity - YTD | 12.15% |
Annual Interest Income | $78.5MM |
Assets and Liabilities | ||
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Assets | Q3 2024vs Q3 2023 | $2.15B$1.92B |
Loans | Q3 2024vs Q3 2023 | $1.7B$1.63B |
Deposits | Q3 2024vs Q3 2023 | $1.69B$1.54B |
Equity Capital | Q3 2024vs Q3 2023 | $228.9MM$192.3MM |
Loan Loss Allowance | Q3 2024vs Q3 2023 | $15.5MM$14.9MM |
Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $3.7MM$2.5MM |
Real Estate Owned | Q3 2024vs Q3 2023 | $0$0 |
Rates for Y-12 Federal Credit Union are currently being reviewed.