Y-12 Federal Credit Union is headquartered in Oak Ridge and is the 6th largest credit union in the state of Tennessee. It is also the 262nd largest credit union in the nation. It was established in 1950 and as of September of 2016, it had grown to 238 employees and 110,538 members at 14 locations. Y-12 Federal Credit Union has a B+ health rating.
Membership in Y-12 Federal Credit Union is open to those who lives, works, worships, or attends school in Anderson, Loudon, Blount, Roane, Campbell, Sevier, Knox or Union counties in Tennessee.
See current membership details
In my expierence working with this credit union was a postive venture. I am very happy with their services and opportunities as well. Customer services was very adequate, if I had questions they are able to answer quickly and reasonably. They have competitive rates, and they are willing to help out the "small" folks as well, not just the large corporations. Very good company overall
Y-12 has got to be the worst bank I have done business with from the lack of ways to deposit money into my banking account, not enough partnering banks to take care of my banking when I am away from the Knoxville, TN area, and by far the worst customer service I have ever received. The last time I called in the representative kept cutting me off in the middle of sentences and didn't listen to the issues with my bank account at all. I will be closing my account with this bank. I would not suggest Y-12 as a good bank.
|Return on Assets - YTD||1.04%|
|Return on Equity - YTD||13.48%|
|Annual Interest Income||$25.5MM|
|Assets and Liabilities|
|Assets||Q3 2016vs Q3 2015||$1.05B$873.0MM|
|Loans||Q3 2016vs Q3 2015||$887.6MM$729.7MM|
|Deposits||Q3 2016vs Q3 2015||$845.1MM$729.1MM|
|Equity Capital||Q3 2016vs Q3 2015||$80.2MM$72.3MM|
|Loan Loss Allowance||Q3 2016vs Q3 2015||$4.0MM$2.4MM|
|Unbacked Noncurrent Loans||Q3 2016vs Q3 2015||$3.8MM$2.1MM|
|Real Estate Owned||Q3 2016vs Q3 2015||$2.0MM$796.00K|
Rates for Y-12 Federal Credit Union are currently being reviewed.