Yakima Federal Savings and Loan Association
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.00% | 5-year CD | 2.27% - National Average |
| 0.30% | 1-year CD | 1.38% - National Average |
| 0.05% | Savings | 0.26% - National Average |
Yakima Federal Savings and Loan Association is headquartered in Yakima and is the 7th largest bank in the state of Washington. It is also the 448th largest bank in the nation. It was established in 1905 and as of December of 2018, it had grown to 132 employees at 10 locations. Yakima Federal Savings and Loan Association's money market rates are 3X the national average, and it boasts an A+ health rating.
Wonderful Service
I have been banking with Yakima Federal Savings and Loan for forty years. I am always pleased to see the community support during fundraising events.
I have had times where special assistance was needed to make transactions take place. I have never been let down. Employees are always pleasant and helpful. Some make it a practice to know the names of the customers and that makes a huge difference when they know you. I will always bank with them.
Horrid Service
My elderly mom has been a customer for 16 years. Her husband died and the pension and social security was delayed due to their error. Her checks were bouncing as a result. I sent her a check for 5000$ to cover until they straightened out the error. Yakima Federal put a 7 day hold on my check so her house payment, insurance payment and every other check continued to bounce. After 16 years of banking with them and knowing the problems she was having through no fault of her own, i would have expected MUCH more from a local bank. They could have checked with my bank and verified funds, they could have covered her checks. They did nothing and made no attempt to help. Shame on you Yakima Federal. Banking at a local bank has ZERO advantage. She will be changing banks immediately.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28116 |
| Year Established | 1905 |
| Employees | 132 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.18% |
| Return on Equity - YTD | 4.92% |
| Annual Interest Income | $54.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $1.89B$1.80B |
| Loans | Q4 2018vs Q4 2017 | $664.7MM$654.8MM |
| Deposits | Q4 2018vs Q4 2017 | $1.43B$1.35B |
| Equity Capital | Q4 2018vs Q4 2017 | $443.0MM$422.7MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $3.7MM$3.6MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.2MM$2.5MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Yakima Federal Savings and Loan Association; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Yakima Federal Savings and Loan Association Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1 | - | Passbook Savings |
Yakima Federal Savings and Loan Association Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.25%* | $25k* | - | Choice Money Market - New Money | ||
| OTHER TIERS: 0.05% → $2.5k - $25k | |||||
Yakima Federal Savings and Loan Association Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | $5k | - | Preferred Checking | |
| 0.05% | $1k | - | Better Than Free Checking |
Yakima Federal Savings and Loan Association CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00% | $500 | - | 60 - 120 Month Savers Choice CD | ||
| 2.50% | $500 | - | 30 - 41 Month Savers Choice CD | ||
| 2.25% | $500 | - | 18 Month CD | ||
| 2.00% | $500 | - | 13 - 17 Month Savers Choice CD | ||
| 0.70% | $500 | - | 28 Month CD | ||
| 0.40% | $500 | - | Advantage CD 12 Month Term | ||
| 0.30%* | $10k* | - | CD+PLUS 12 Month Term | ||
| OTHER TIERS: 0.05% → $500 - $2.5k | 0.10% → $2.5k - $5k | 0.20% → $5k - $10k | |||||
| 0.25% | $500 | - | 8 Month CD | ||
| 0.20% | $500 | - | 6 Month CD | ||
Yakima Federal Savings and Loan Association IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.75%* | $10k* | - | 30 Month Retirement | ||
| OTHER TIERS: 1.60% → $100 - $2.5k | 1.65% → $2.5k - $5k | 1.70% → $5k - $10k | |||||
| 0.50%* | $10k* | - | 18 Month Retirement | ||
| OTHER TIERS: 0.35% → $25 - $2.5k | 0.40% → $2.5k - $5k | 0.45% → $5k - $10k | |||||
| Ellensburg Branches | ||
|---|---|---|
| Ellensburg Branch | 5th & Pine | Ellensburg, WA 98926 |
| Kennewick Branches | ||
|---|---|---|
| Kennewick Branch | 3350 West Clearwater | Kennewick, WA 99336 |
| West Gage Blvd Branch | 8908 W. Gage Blvd | Kennewick, WA 99336 |
| Pasco Branches | ||
|---|---|---|
| Pasco Branch | 3604 West Court | Pasco, WA 99301 |
| Prosser Branches | ||
|---|---|---|
| Prosser Branch | 601 Market Street | Prosser, WA 99350 |
| Richland Branches | ||
|---|---|---|
| Richland Branch | 1007 Jadwin | Richland, WA 99352 |
| Sunnyside Branches | ||
|---|---|---|
| Sunnyside Branch | 801 E Edson | Sunnyside, WA 98944 |
| Yakima Branches | ||
|---|---|---|
| Yakima Federal Savings and Loan Association | 118 East Yakima Ave | Yakima, WA 98901 |
| Stadium Branch | 3910 Tieton Drive | Yakima, WA 98902 |
| Yakima Branch | 7105 Tieton Drive | Yakima, WA 98908 |