Yakima Federal Savings and Loan Association

Overview / Commentary

www.yakimafed.com

509-248-2634

118 East Yakima Ave
Yakima, WA 98901

Yakima Federal Savings and Loan Association is headquartered in Yakima and is the 8^th largest bank in the state of Washington. It is also the 475^th largest bank in the nation. It was established in 1905 and as of September of 2019, it had grown to 131 employees at 10 locations. Yakima Federal Savings and Loan Association's money market rates are 3X the national average, and it has an A health rating.

Reviews (2)

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Wonderful Service

Posted by: Bkcarlso | Jan 28, 2018

I have been banking with Yakima Federal Savings and Loan for forty years. I am always pleased to see the community support during fundraising events.
I have had times where special assistance was needed to make transactions take place. I have never been let down. Employees are always pleasant and helpful. Some make it a practice to know the names of the customers and that makes a huge difference when they know you. I will always bank with them.

Comment

Horrid Service

Posted by: kelly1morgan | Jul 19, 2017

My elderly mom has been a customer for 16 years. Her husband died and the pension and social security was delayed due to their error. Her checks were bouncing as a result. I sent her a check for 5000$ to cover until they straightened out the error. Yakima Federal put a 7 day hold on my check so her house payment, insurance payment and every other check continued to bounce. After 16 years of banking with them and knowing the problems she was having through no fault of her own, i would have expected MUCH more from a local bank. They could have checked with my bank and verified funds, they could have covered her checks. They did nothing and made no attempt to help. Shame on you Yakima Federal. Banking at a local bank has ZERO advantage. She will be changing banks immediately.

Comment

Health

Data as of Q3 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	28116
Year Established	1905
Employees	131
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.23%
Return on Equity - YTD	4.93%
Annual Interest Income	$41.9MM

Assets and Liabilities
Assets	Q3 2019vs Q3 2018	$1.80B$1.78B
Loans	Q3 2019vs Q3 2018	$681.9MM$662.4MM
Deposits	Q3 2019vs Q3 2018	$1.31B$1.32B
Equity Capital	Q3 2019vs Q3 2018	$460.9MM$436.8MM
Loan Loss Allowance	Q3 2019vs Q3 2018	$3.8MM$3.7MM
Unbacked Noncurrent Loans	Q3 2019vs Q3 2018	$1.6MM$1.1MM
Real Estate Owned	Q3 2019vs Q3 2018	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Yakima Federal Savings and Loan Association Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$1	-	Passbook Savings

Yakima Federal Savings and Loan Association Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%^*	$25k^*	-	Choice Money Market
OTHER TIERS: 0.05% → $2.5k - $25k
0.45%^*	$75k^*	-	Supra Fund
OTHER TIERS: 0.05% → Up to $15k \| 0.10% → $15k - $25k \| 0.20% → $25k - $50k \| 0.30% → $50k - $75k

Yakima Federal Savings and Loan Association Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*	$5k^*	-	Preferred Checking
OTHER TIERS: 0.05% → $1k - $5k
0.05%	$1k	-	Better Than Free Checking

Yakima Federal Savings and Loan Association CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.95%	$500	-	60 - 120 Month Savers Choice CD
1.85%	$500	-	30 - 41 Month Savers Choice CD
1.65%	$500	-	18 Month CD
1.65%	$25	-	60 Month Savings Starter CD - Add On
1.65%	$500	-	12 Month Anniversary Savers Choice CD
1.55%^*	$10k^*	-	42 - 59 Month Savers Choice CD
OTHER TIERS: 1.40% → $500 - $2.5k \| 1.45% → $2.5k - $5k \| 1.50% → $5k - $10k
1.55%	$5k	-	48 Month Market Watch CD - Bump Up
1.50%	$500	-	6 Month CD
1.50%	$500	-	13 - 17 Month Savers Choice CD
0.70%	$500	-	28 Month Savers Choice CD
0.50%^*	$10k^*	-	18 - 29 Month Expand-A-Count Savers Choice CD
OTHER TIERS: 0.35% → $100 - $2.5k \| 0.40% → $2.5k - $5k \| 0.45% → $5k - $10k
0.40%	$500	-	12 Month Advantage CD -- Bump Up & Add On
0.30%^*	$10k^*	-	12 Month CD+PLUS
OTHER TIERS: 0.05% → $500 - $2.5k \| 0.10% → $2.5k - $5k \| 0.20% → $5k - $10k
0.25%	$500	-	8 Month Savers Choice CD
0.25%^*	$10k^*	-	7 - 12 Month Savers Choice CD
OTHER TIERS: 0.10% → $500 - $2.5k \| 0.15% → $2.5k - $5k \| 0.20% → $5k - $10k
0.25%^*	$10k^*	-	7 - 12 Month Savers Choice CD - Deferred Interest
OTHER TIERS: 0.10% → $500 - $2.5k \| 0.15% → $2.5k - $5k \| 0.20% → $5k - $10k
0.20%^*	$10k^*	-	2 - 6 Month Savers Choice CD
OTHER TIERS: 0.05% → $500 - $2.5k \| 0.10% → $2.5k - $5k \| 0.15% → $5k - $10k

Yakima Federal Savings and Loan Association IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.75%^*	$10k^*	-	2.5 Year IRA
OTHER TIERS: 1.60% → $100 - $2.5k \| 1.65% → $2.5k - $5k \| 1.70% → $5k - $10k
1.65%^*	$10k^*	-	5 Year IRA
OTHER TIERS: 1.50% → $500 - $2.5k \| 1.55% → $2.5k - $5k \| 1.60% → $5k - $10k
0.50%^*	$10k^*	-	18 Month IRA
OTHER TIERS: 0.35% → $25 - $2.5k \| 0.40% → $2.5k - $5k \| 0.45% → $5k - $10k
0.30%^*	$10k^*	-	12 Month Term CD+PLUS IRA
OTHER TIERS: 0.05% → $25 - $2.5k \| 0.10% → $2.5k - $5k \| 0.20% → $5k - $10k

Locations

Cities: Ellensburg, Kennewick, Pasco, Prosser, Richland, Sunnyside, Yakima

Ellensburg Branches
Ellensburg Branch	5th & Pine	Ellensburg, WA 98926

Kennewick Branches
Kennewick Branch	3350 West Clearwater	Kennewick, WA 99336
West Gage Blvd Branch	8908 W. Gage Blvd	Kennewick, WA 99336

Pasco Branches
Pasco Branch	3604 West Court	Pasco, WA 99301

Prosser Branches
Prosser Branch	601 Market Street	Prosser, WA 99350

Richland Branches
Richland Branch	1007 Jadwin	Richland, WA 99352

Sunnyside Branches
Sunnyside Branch	801 E Edson	Sunnyside, WA 98944

Yakima Branches
Yakima Federal Savings and Loan Association	118 East Yakima Ave	Yakima, WA 98901
Stadium Branch	3910 Tieton Drive	Yakima, WA 98902
Yakima Branch	7105 Tieton Drive	Yakima, WA 98908

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