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Yakima Federal Savings and Loan Association


Overview / Commentary
www.yakimafed.com
509-248-2634
118 East Yakima Ave
Yakima, WA 98901

Yakima Federal Savings and Loan Association is headquartered in Yakima and is the 8th largest bank in the state of Washington. It is also the 475th largest bank in the nation. It was established in 1905 and as of December of 2019, it had grown to 131 employees at 10 locations. Yakima Federal Savings and Loan Association's money market rates are 36% higher than the national average, and it has an A health rating.

Reviews (2)

Wonderful Service

Posted by: |

I have been banking with Yakima Federal Savings and Loan for forty years. I am always pleased to see the community support during fundraising events.
I have had times where special assistance was needed to make transactions take place. I have never been let down. Employees are always pleasant and helpful. Some make it a practice to know the names of the customers and that makes a huge difference when they know you. I will always bank with them.

5

Horrid Service

Posted by: |

My elderly mom has been a customer for 16 years. Her husband died and the pension and social security was delayed due to their error. Her checks were bouncing as a result. I sent her a check for 5000$ to cover until they straightened out the error. Yakima Federal put a 7 day hold on my check so her house payment, insurance payment and every other check continued to bounce. After 16 years of banking with them and knowing the problems she was having through no fault of her own, i would have expected MUCH more from a local bank. They could have checked with my bank and verified funds, they could have covered her checks. They did nothing and made no attempt to help. Shame on you Yakima Federal. Banking at a local bank has ZERO advantage. She will be changing banks immediately.

8


Health
A

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28116
Year Established1905
Employees131
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD4.62%
Annual Interest Income$55.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.80B$1.89B
LoansQ4 2019vs Q4 2018$697.2MM$664.7MM
DepositsQ4 2019vs Q4 2018$1.31B$1.43B
Equity CapitalQ4 2019vs Q4 2018$465.1MM$443.0MM
Loan Loss AllowanceQ4 2019vs Q4 2018$3.8MM$3.7MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.4MM$1.2MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Yakima Federal Savings and Loan Association; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Yakima Federal Savings and Loan Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1-Passbook Savings

Yakima Federal Savings and Loan Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$25k*-Choice Money Market
OTHER TIERS: 0.05% → $2.5k - $25k
0.40%*$75k*-Supra Fund
OTHER TIERS: 0.05% → Up to $15k | 0.10% → $15k - $25k | 0.20% → $25k - $50k | 0.30% → $50k - $75k

Yakima Federal Savings and Loan Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$5k*-Preferred Checking
OTHER TIERS: 0.05% → $1k - $5k
0.05%$1k-Better Than Free Checking

Yakima Federal Savings and Loan Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 - 120 Month Savers Choice CD
0.85%$5k-48 Month Market Watch CD - Bump Up
0.80%$500-30 - 41 Month Savers Choice CD
0.75%*$10k*-42 - 59 Month Savers Choice CD
OTHER TIERS: 0.60% → $500 - $2.5k | 0.65% → $2.5k - $5k | 0.70% → $5k - $10k
0.65%$25-60 Month Savings Starter CD - Add On
0.60%$500-28 Month Savers Choice CD
0.55%$500-18 Month CD
0.50%*$10k*-18 - 29 Month Expand-A-Count Savers Choice CD
OTHER TIERS: 0.35% → $100 - $2.5k | 0.40% → $2.5k - $5k | 0.45% → $5k - $10k
0.50%$500-12 Month Anniversary Savers Choice CD
0.45%$500-13 - 17 Month Savers Choice CD
0.40%$500-12 Month Advantage CD -- Bump Up & Add On
0.30%$500-6 Month CD
0.30%*$10k*-12 Month CD+PLUS
OTHER TIERS: 0.05% → $500 - $2.5k | 0.10% → $2.5k - $5k | 0.20% → $5k - $10k
0.25%$500-8 Month Savers Choice CD
0.25%*$10k*-7 - 12 Month Savers Choice CD
OTHER TIERS: 0.10% → $500 - $2.5k | 0.15% → $2.5k - $5k | 0.20% → $5k - $10k
0.25%*$10k*-7 - 12 Month Savers Choice CD - Deferred Interest
OTHER TIERS: 0.10% → $500 - $2.5k | 0.15% → $2.5k - $5k | 0.20% → $5k - $10k
0.20%*$10k*-2 - 6 Month Savers Choice CD
OTHER TIERS: 0.05% → $500 - $2.5k | 0.10% → $2.5k - $5k | 0.15% → $5k - $10k

Yakima Federal Savings and Loan Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$10k*-5 Year IRA
OTHER TIERS: 0.85% → $500 - $2.5k | 0.90% → $2.5k - $5k | 0.95% → $5k - $10k
0.80%*$10k*-2.5 Year IRA
OTHER TIERS: 0.65% → $100 - $2.5k | 0.70% → $2.5k - $5k | 0.75% → $5k - $10k
0.50%*$10k*-18 Month IRA
OTHER TIERS: 0.35% → $25 - $2.5k | 0.40% → $2.5k - $5k | 0.45% → $5k - $10k
0.30%*$10k*-12 Month Term CD+PLUS IRA
OTHER TIERS: 0.05% → $25 - $2.5k | 0.10% → $2.5k - $5k | 0.20% → $5k - $10k
Locations

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