Yakima Federal Savings and Loan Association

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.yakimafed.com

509-248-2634

118 East Yakima Ave
Yakima, WA 98901

Yakima Federal Savings and Loan Association is headquartered in YAKIMA and is the 11^th largest bank in the state of Washington. It is also the 583^rd largest bank in the nation. It was established in 1905 and as of December of 2024, it had grown to 130 employees at 10 locations. Yakima Federal Savings and Loan Association's savings rates are 6X the national average, and it has an A health rating.

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Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	28116
Year Established	1905
Employees	130
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.59%
Return on Equity - YTD	2.34%
Annual Interest Income	$70MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$2.03B$2.08B
Loans	Q4 2024vs Q4 2023	$822.1MM$752.4MM
Deposits	Q4 2024vs Q4 2023	$1.43B$1.44B
Equity Capital	Q4 2024vs Q4 2023	$523MM$512.3MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$4.4MM$4.1MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$2.4MM$898K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Yakima Federal Savings and Loan Association Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	$100k^*	-	Savings Advantage Special
OTHER TIERS: 0.25% → $5k - $25k \| 1.00% → $25k - $50k \| 2.00% → $50k - $100k
0.05%	$1	-	Simply Savings

Yakima Federal Savings and Loan Association Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$25k^*	-	Choice Money Market - New Money
OTHER TIERS: 0.05% → $0 - $25k
0.20%^*	$50k^*	-	Supra Fund
OTHER TIERS: 0.05% → $0 - $15k \| 0.10% → $15k - $25k \| 0.15% → $25k - $50k

Yakima Federal Savings and Loan Association Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$5k^*	-	Preferred Checking
OTHER TIERS: 0.05% → $1k - $5k
0.05%	$1k	-	Simply Better Checking

Yakima Federal Savings and Loan Association CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.20%	$500	-	3 Month CD Special
4.15%	$500	-	6 Month CD Special
4.00%	$500	-	12 Month Anniversary Savers Choice CD Special
3.75%	$500	-	13 - 17 Month Savers Choice CD
3.75%	$500	-	18 Month CD Special
3.25%	$500	-	28 Month Savers Choice CD
3.00%	$500	-	20 Month CD
2.75%	$500	-	8 Month Savers Choice CD
2.75%	$500	-	2 - 6 Month Savers Choice CD
2.75%	$500	-	7 - 12 Month Savers Choice CD
2.50%	$5k	-	48 Month Market Watch CD - Bump Up
1.00%	$500	-	7 - 12 Month Savers Choice CD - Deferred Interest
1.00%	$25	-	60 Month Savings Starter CD - Add On
0.65%	$500	-	60 - 120 Month Savers Choice CD
0.50%^*	$10k^*	-	42 - 59 Month Savers Choice CD
OTHER TIERS: 0.35% → $500 - $2.5k \| 0.40% → $2.5k - $5k \| 0.45% → $5k - $10k
0.40%	$500	-	30 - 41 Month Savers Choice CD
0.35%^*	$10k^*	-	18 - 29 Month Expand-A-Count Savers Choice CD
OTHER TIERS: 0.20% → $100 - $2.5k \| 0.25% → $2.5k - $5k \| 0.30% → $5k - $10k
0.25%	$500	-	12 Month Advantage CD -- Bump Up & Add On
0.20%^*	$10k^*	-	12 Month CD+PLUS
OTHER TIERS: 0.05% → $500 - $2.5k \| 0.10% → $2.5k - $5k \| 0.15% → $5k - $10k

Yakima Federal Savings and Loan Association IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.25%	$100	-	2.5 Year IRA Special
3.00%	$25	-	18 Month IRA Special
0.65%^*	$10k^*	-	5 Year IRA
OTHER TIERS: 0.50% → $500 - $2.5k \| 0.55% → $2.5k - $5k \| 0.60% → $5k - $10k
0.20%^*	$10k^*	-	12 Month Term CD+PLUS IRA
OTHER TIERS: 0.05% → $25 - $2.5k \| 0.10% → $2.5k - $5k \| 0.15% → $5k - $10k

Locations

Cities: Ellensburg, Kennewick, Pasco, Prosser, Richland, Sunnyside, Yakima

Ellensburg Branches
Ellensburg Branch	5th & Pine	Ellensburg, WA 98926

Kennewick Branches
Kennewick Branch	3350 West Clearwater	Kennewick, WA 99336
West Gage Blvd Branch	8908 W. Gage Blvd	Kennewick, WA 99336

Pasco Branches
Pasco Branch	3604 West Court	Pasco, WA 99301

Prosser Branches
Prosser Branch	601 Market Street	Prosser, WA 99350

Richland Branches
Queensgate Branch	3100 Duportail Street	Richland, WA 99352

Sunnyside Branches
Sunnyside Branch	801 E Edson	Sunnyside, WA 98944

Yakima Branches
Yakima Federal Savings and Loan Association	118 E Yakima Ave	Yakima, WA 98901
Stadium Branch	3910 Tieton Drive	Yakima, WA 98902
Yakima Branch	7105 Tieton Drive	Yakima, WA 98908

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