Advertising Disclosure
  1. Home
  2. Banks
  3. Yampa Valley Bank

Yampa Valley Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.yampavalleybank.com
970-879-2993
600 S. Lincoln Ave.
Steamboat Springs, CO 80477

Yampa Valley Bank is headquartered in STEAMBOAT SPRING and is the 16th largest bank in the state of Colorado. It is also the 1,521st largest bank in the nation. It was established in 2000 and as of March of 2025, it had grown to 72 employees at 2 locations. Yampa Valley Bank's money market rates are 7X the national average, and it has an A health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #35407
Year Established2000
Employees72
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.88%
Return on Equity - YTD23.78%
Annual Interest Income$9.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$621.5MM$611MM
LoansQ1 2025vs Q1 2024$468.2MM$434.4MM
DepositsQ1 2025vs Q1 2024$567.6MM$564.1MM
Equity CapitalQ1 2025vs Q1 2024$50.1MM$43.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.2MM$6.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$422K$319K
Real Estate OwnedQ1 2025vs Q1 2024$25K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Yampa Valley Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Yampa Valley Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.60%*$3k*-Variable Rate Prime Savings
OTHER TIERS: 2.40% → $0 - $3k
2.60%$25-Variable Rate Minor Savings
2.45%*$2.5k*-Variable Rate Health Savings Account
OTHER TIERS: 2.15% → $0 - $2.5k

Yampa Valley Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.10%*$500k*-Variable Rate Premier Money Market
OTHER TIERS: 1.05% → $0 - $100k | 2.65% → $100k - $200k | 2.85% → $200k - $500k
2.55%*$100k*-Variable Rate Money Market
OTHER TIERS: 1.11% → $0 - $2k | 1.65% → $2k - $10k | 2.07% → $10k - $50k | 2.30% → $50k - $100k

Yampa Valley Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$100k*-Variable Rate Merit Checking
OTHER TIERS: 0.35% → $0 - $1k | 0.40% → $1k - $10k | 0.45% → $10k - $50k | 0.55% → $50k - $100k
0.60%*$100k*-Business Interest Checking
OTHER TIERS: 0.35% → $5k - $10k | 0.45% → $10k - $50k | 0.50% → $50k - $100k

Yampa Valley Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-6 Month Fixed Rate CD
3.75%$1k-9 Month Fixed Rate CD
3.50%$1k-12 Month Fixed Rate CD
3.00%$1k-24 Month Fixed Rate CD
2.90%$1k-3 Month Fixed Rate CD
2.70%$1k-36 Month Fixed Rate CD
2.25%$1k-48 Month Fixed Rate CD
2.10%$1k-1 Month Fixed Rate CD
2.00%$1k-60 Month Fixed Rate CD

Yampa Valley Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$100-12 Month Fixed Rate IRA
3.00%$100-24 Month Fixed Rate IRA
2.70%$100-36 Month Fixed Rate IRA
2.25%$100-48 Month Fixed Rate IRA
2.00%$100-60 Month Fixed Rate IRA
Locations


Yampa Valley Bank Locations
Craig Branch435 Mack LaneCraig, CO 81625
Yampa Valley Bank600 S Lincoln AveSteamboat Springs, CO 80487

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.