York Educational Federal Credit Union
Overview / Commentary
York Educational Federal Credit Union is headquartered in York and is the 134th largest credit union in the state of Pennsylvania. It is also the 2,566th largest credit union in the nation. It was established in 1969 and as of March of 2025, it had grown to 8 employees and 2,696 members at 2 locations. York Educational Federal Credit Union has a B health rating.
Field of Membership Restrictions
Must be an employee or member of one of the several select groups. Also open to students of York Suburban School District and York College of Pennsylvania.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. York Educational Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 19429 |
| Year Chartered | 1969 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.93% |
| Return on Equity - YTD | 9.66% |
| Annual Interest Income | $356K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $43.1MM$43.7MM |
| Loans | Q1 2025vs Q1 2024 | $17.7MM$15MM |
| Deposits | Q1 2025vs Q1 2024 | $37.9MM$38.6MM |
| Equity Capital | Q1 2025vs Q1 2024 | $4.1MM$3.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $189K$130K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $0$0 |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |