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Overview / Commentary
3550 East First Avenue
Denver, CO 80206

Young Americans Bank is headquartered in Denver and is the 84th largest bank in the state of Colorado. It is also the 5,597th largest bank in the nation. It was established in 1987 and as of December of 2017, it had grown to 18 employees at 2 locations. Young Americans Bank has a D health rating.

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Reviews (1)

Monthly Fees And Account Closure With No Notice

Posted by: KT | Jul 20, 2013

Watch out, this bank charged montly fees until my child's account reached zero and then closed it.  We never received notice of any of this.  It was for inactivity.  However, this was a savings account that my child was told to leave alone in order to watch the interest grow.  She is a child and didn't have money to continually deposit, but she didn't withdraw either.  She thought her account was growing.  Actually, it was being slowly depleted by this bank.  Very unethical for a bank geared towards children.  You have made my child not trust banks or want to open any other account.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Young Americans Bank has a low asset base, and a negative return on equity.

Health Grade Components

FDIC Certificate #27010
Year Established1987
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-6.23%
Return on Equity - YTD-85.71%
Annual Interest Income$251.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$19.4MM$18.6MM
LoansQ4 2017vs Q4 2016$70.00K$46.00K
DepositsQ4 2017vs Q4 2016$17.9MM$17.1MM
Equity CapitalQ4 2017vs Q4 2016$1.4MM$1.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$10.00K$9.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$0$2.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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Young Americans Bank Locations
Young Americans Bank3550 East First AvenueDenver, CO 80206
Far Northeast Branch4800 Telluride Street, Bldg 5Denver, CO 80249