Featured Savings Rates
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Your Choice Federal Credit Union

Popular Accounts at this Credit Union

0.25%1-year CD12 Month CD
0.10%SavingsRegular Shares
0.40%2-year CD24 Month CD

Overview / Commentary
109 Keystone St
Altoona, PA 16602

Your Choice Federal Credit Union is headquartered in Altoona and is the 202nd largest credit union in the state of Pennsylvania. It is also the 3,689th largest credit union in the nation. It was established in 1957 and as of September of 2017, it had grown to 4 employees and 1,660 members at 2 locations. Your Choice Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of the City of Altoona, Altoona Housing Authority, Altoona Water and Sewer Authority, Atlantic Broadband, Blair County Planning Commission, and over 25 other local employer groups.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Your Choice Federal Credit Union has a low asset base.

Health Grade Components

NCUA #11972
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD-0.53%
Return on Equity - YTD-5.41%
Annual Interest Income$233.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$15.6MM$11.4MM
LoansQ3 2017vs Q3 2016$3.0MM$3.2MM
DepositsQ3 2017vs Q3 2016$14.2MM$10.0MM
Equity CapitalQ3 2017vs Q3 2016$1.3MM$1.4MM
Loan Loss AllowanceQ3 2017vs Q3 2016$62.00K$45.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$39.00K$172.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Your Choice Federal Credit Union Savings Account Rates

0.45%*$100k*-Super Savings
OTHER TIERS: 0.15% $5k - $25k | 0.25% $25k - $50k | 0.35% $50k - $100k
0.10%$100-Regular Shares
0.05%--Christmas Share
0.05%--Vacation Share

Your Choice Federal Credit Union CD Rates

0.40%$500-24 Month CD
0.30%$500-18 Month CD
0.25%$500-12 Month CD
0.15%$500-6 Month CD

Your Choice Federal Credit Union Locations
Branch Office110 John Muir DrAmherst, NY 14228-1148
Branch Office109 Keystone StAltoona, PA 16602