Your Choice Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.25% | 1-year CD | 1.37% - National Average |
| 0.10% | Savings | 0.26% - National Average |
| 0.40% | 2-year CD | 1.68% - National Average |
Your Choice Federal Credit Union is headquartered in Altoona and is the 236th largest credit union in the state of Pennsylvania. It is also the 4,032nd largest credit union in the nation. It was established in 1957 and as of December of 2018, it had grown to 4 employees and 1,643 members at 2 locations. Your Choice Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to employees of the City of Altoona, Altoona Housing Authority, Altoona Water and Sewer Authority, Atlantic Broadband, Blair County Planning Commission, and over 25 other local employer groups.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 11972 |
| Year Chartered | 1957 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.45% |
| Return on Equity - YTD | 3.52% |
| Annual Interest Income | $308.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $10.2MM$13.5MM |
| Loans | Q4 2018vs Q4 2017 | $3.5MM$2.9MM |
| Deposits | Q4 2018vs Q4 2017 | $8.9MM$12.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $1.3MM$1.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $70.00K$86.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $26.00K$103.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Your Choice Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Your Choice Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $100k* | - | Super Savings | ||
| OTHER TIERS: 0.15% → $5k - $25k | 0.25% → $25k - $50k | 0.35% → $50k - $100k | |||||
| 0.10% | $100 | - | Regular Shares | ||
Your Choice Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | $500 | - | 24 Month CD | |
| 0.30% | $500 | - | 18 Month CD | |
| 0.25% | $500 | - | 12 Month CD | |
| 0.15% | $500 | - | 6 Month CD |
| Your Choice Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 110 John Muir Dr | Amherst, NY 14228-1148 |
| Branch Office | 109 Keystone St | Altoona, PA 16602 |