Your Choice Federal Credit Union


Overview / Commentary
814-946-1293
109 Keystone St
Altoona, PA 16602

Your Choice Federal Credit Union is headquartered in Altoona and is the 220th largest credit union in the state of Pennsylvania. It is also the 3,801st largest credit union in the nation. It was established in 1957 and as of December of 2020, it had grown to 4 employees and 1,575 members at 2 locations. Your Choice Federal Credit Union has a B health rating.

Field of Membership Restrictions

Your Choice Federal Credit Union is open to: (1) businesses or legal entities and anyone who lives, works, worships, goes to school in most of the Altoona area; (2) employees of the City of Altoona, Altoona Housing Authority, Altoona Water and Sewer Authority, Atlantic Broadband, Blair County Planning Commission, Bolger Brothers, Inc, Cambria Coal Co., Dixon Tool & Die, Calvary Baptist Church, Clearfield Truck Stop, JCPenney Altoona, Lakemont Volunteer Fire Co., Greystone Construction, Ellis Office Supply, Credit Control Collections, Hollidaysburg Area YMCA, Hollidaysburg Borough, Jaffa Temple AAONMS, LAMAR Advertising, McAleer's Heating/Air Conditioning, Leap/Frog Technology, Mccraken Ind Painting, New Pendulum Corp., Martin Oil Company, New Pig Corp., Nittany Oil Company, Patterson Marketing, Penelec, Rayco Transportation, Prudent Engineering LLP, ServiceMaster Cleaning Services by request and MerryMaids Snow Shoe Truck Stop, The Long Barn Inc., Tel-Power, Inc., Thompson Auto Sales, Verizon, or Thompson Machine, Inc.; (3) immediate family and household members of current credit union members.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Your Choice Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #11972
Year Chartered1957
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD2.51%
Annual Interest Income$291.00K
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$13.0MM$10.4MM
LoansQ4 2020vs Q4 2019$3.6MM$3.7MM
DepositsQ4 2020vs Q4 2019$11.6MM$9.0MM
Equity CapitalQ4 2020vs Q4 2019$1.4MM$1.4MM
Loan Loss AllowanceQ4 2020vs Q4 2019$76.00K$65.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$90.00K$103.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Your Choice Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Your Choice Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Super Savings
OTHER TIERS: 0.15% $5k - $25k | 0.25% $25k - $50k | 0.35% $50k - $100k
0.10%$100-Regular Shares

Your Choice Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$500-24 Month CD
0.30%$500-18 Month CD
0.25%$500-12 Month CD
0.20%$500-6 Month CD
Locations


Your Choice Federal Credit Union Locations
Branch Office110 John Muir DrAmherst, NY 14228-1148
Branch Office109 Keystone StAltoona, PA 16602

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.