Featured Savings Rates
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Your Choice Federal Credit Union

Popular Accounts at this Credit Union

0.25%1-year CD12 Month CD
0.10%SavingsRegular Shares
0.40%2-year CD24 Month CD

Overview / Commentary
109 Keystone St
Altoona, PA 16602

Your Choice Federal Credit Union is headquartered in Altoona and is the 247th largest credit union in the state of Pennsylvania. It is also the 4,142nd largest credit union in the nation. It was established in 1957 and as of June of 2016, it had grown to 4 employees and 1,666 members at 2 locations. Your Choice Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of the City of Altoona, Altoona Housing Authority, Altoona Water and Sewer Authority, Atlantic Broadband, Blair County Planning Commission, and over 25 other local employer groups.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Your Choice Federal Credit Union has a low asset base.

Health Grade Components

NCUA #11972
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD-0.67%
Return on Equity - YTD-5.24%
Annual Interest Income$146.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$11.0MM$10.8MM
LoansQ2 2016vs Q2 2015$3.3MM$3.3MM
DepositsQ2 2016vs Q2 2015$9.6MM$9.3MM
Equity CapitalQ2 2016vs Q2 2015$1.4MM$1.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$52.00K$45.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$145.00K$166.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Your Choice Federal Credit Union Savings Account Rates

0.45%*$100k*-Super Savings
OTHER TIERS: 0.15% $5k - $25k | 0.25% $25k - $50k | 0.35% $50k - $100k
0.10%$100-Regular Shares
0.05%$100-Christmas Account
0.05%$100-Vacation Account

Your Choice Federal Credit Union CD Rates

0.40%$5k-24 Month CD
0.30%$5k-18 Month CD
0.25%$5k-12 Month CD
0.15%$5k-6 Month CD

Your Choice Federal Credit Union Locations
Branch Office110 John Muir DrAmherst, NY 14228-1148
Branch Office109 Keystone StAltoona, PA 16602