Zia Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.05%	Reward Checking	Kasasa Cash Checking 1.75% - National Average
0.25%	Savings	Share Account 1.00% - Ally Bank Online Savings Account
0.15%	1-year CD	12 Month CD 1.05% - Ally Bank High Yield 12-Month CD

View all Zia Credit Union rates »

Overview / Commentary

www.ziacu.org

505-662-4671

1001 Central Ave
Los Alamos, NM 87544

Zia Credit Union is headquartered in Los Alamos and is the 13^th largest credit union in the state of New Mexico. It is also the 1,296^th largest credit union in the nation. It was established in 1955 and as of June of 2016, it had grown to 44 employees and 12,979 members at 2 locations. Zia Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Los Alamos, Rio Arriba, Taos, and Santa Fe Counties in New Mexico.
See current membership details

Overall
NCUA #	60467
Year Chartered	1955
Employees	44
Primary Regulator

Profit Margin
Return on Assets - YTD	0.47%
Return on Equity - YTD	5.07%
Annual Interest Income	$2.7MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$134.6MM$131.6MM
Loans	Q2 2016vs Q2 2015	$86.3MM$76.6MM
Deposits	Q2 2016vs Q2 2015	$121.8MM$119.7MM
Equity Capital	Q2 2016vs Q2 2015	$12.5MM$11.7MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$961.00K$1.4MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$863.00K$661.00K
Real Estate Owned	Q2 2016vs Q2 2015	$4.00K$64.00K

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Zia Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%	-	-	IRA Savings
0.30%	-	-	Roth IRA Savings
0.30%	-	-	CESA Savings
0.25%^*	$40k^*	-	Share Account
OTHER TIERS: 0.05% → $25 - $4k \| 0.15% → $4k - $40k

Zia Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.05%^*	-	$15k	Kasasa Cash Checking
OTHER TIERS: 0.30% → $15k+
0.10%^*	$40k^*	-	Common Sense Checking
OTHER TIERS: 0.01% → Up to $10k \| 0.05% → $10k - $40k
0.01%	-	-	Kasasa Tunes Checking

Zia Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$95k^*	-	36 Month Jumbo CD
OTHER TIERS: 0.50% → $10k - $95k
0.50%	$10k	-	30 Month Jumbo CD
0.45%^*	$95k^*	-	24 Month Jumbo CD
OTHER TIERS: 0.40% → $10k - $95k
0.40%	$1k	$10k	30 Month CD
0.40%	$1k	$10k	36 Month CD
0.35%^*	$95k^*	-	12 Month Jumbo CD
OTHER TIERS: 0.30% → $10k - $95k
0.35%	$10k	-	18 Month Jumbo CD
0.35%	$1k	$10k	24 Month CD
0.25%	$1k	$10k	18 Month CD
0.20%^*	$95k^*	-	180 Day Jumbo CD
OTHER TIERS: 0.10% → $10k - $95k
0.15%	$1k	$10k	12 Month CD
0.10%	$10k	-	90 Day Jumbo CD
0.10%	$1k	$10k	180 Day CD
0.05%	$1k	$10k	90 Day CD

Zia Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$95k^*	-	36 Month Jumbo IRA
OTHER TIERS: 0.50% → $10k - $95k
0.50%	$10k	-	30 Month Jumbo IRA
0.45%^*	$95k^*	-	24 Month Jumbo IRA
OTHER TIERS: 0.40% → $10k - $95k
0.40%	$1k	$10k	30 Month IRA
0.40%	$1k	$10k	36 Month IRA
0.35%	$1k	$10k	24 Month IRA
0.35%^*	$95k^*	-	12 Month Jumbo IRA
OTHER TIERS: 0.30% → $10k - $95k
0.35%	$10k	-	18 Month Jumbo IRA
0.25%	$1k	$10k	18 Month IRA
0.20%^*	$95k^*	-	180 Day Jumbo IRA
OTHER TIERS: 0.10% → $10k - $95k
0.15%	$1k	$10k	12 Month IRA
0.10%	$1k	$10k	180 Day IRA
0.10%	$10k	-	90 Day Jumbo IRA
0.05%	$1k	$10k	90 Day IRA

Locations

Zia Credit Union Locations
Branch Office	1001 Central Ave	Los Alamos, NM 87544
Branch Office	707 S Riverside Dr	Espanola, NM 87532