Zia Credit Union

Overview / Commentary

www.ziacu.org

505-662-4671

1001 Central Ave
Los Alamos, NM 87544

Zia Credit Union is headquartered in Los Alamos and is the 13^th largest credit union in the state of New Mexico. It is also the 1,306^th largest credit union in the nation. It was established in 1955 and as of June of 2019, it had grown to 49 employees and 11,522 members at 2 locations. Zia Credit Union's CD rates are 34% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Zia Credit Union membership is open to those who reside, worship or work in Los Alamos, Pojoaque, Santa Fe, or Rio Arriba counties in New Mexico. Relatives of current members are also eligible to join.
See current membership details

View all posts from:

2010

10/28 - High-Yield Reward Checking Account at Zia Credit Union in Parts of New Mexico

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Health

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #	60467
Year Chartered	1955
Employees	49
Primary Regulator

Profit Margin
Return on Assets - YTD	0.48%
Return on Equity - YTD	5.63%
Annual Interest Income	$3.4MM

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$145.1MM$142.7MM
Loans	Q2 2019vs Q2 2018	$115.5MM$109.3MM
Deposits	Q2 2019vs Q2 2018	$130.4MM$129.1MM
Equity Capital	Q2 2019vs Q2 2018	$12.4MM$11.6MM
Loan Loss Allowance	Q2 2019vs Q2 2018	$836.00K$845.00K
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$300.00K$590.00K
Real Estate Owned	Q2 2019vs Q2 2018	$16.00K$88.00K

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Zia Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.01%^*	-	$25k	Kasasa Saver
OTHER TIERS: 0.40% → $25k+
0.25%^*	$40k^*	-	Share Savings
OTHER TIERS: 0.05% → Up to $4k \| 0.15% → $4k - $40k
0.25%^*	$40k^*	-	Christmas Club
OTHER TIERS: 0.10% → Up to $4k \| 0.20% → $4k - $40k
0.25%^*	$40k^*	-	Kirby Kangaroo Kids
OTHER TIERS: 0.05% → Up to $4k \| 0.15% → $4k - $40k

Zia Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.05%^*	-	$15k	Kasasa Cash Checking
OTHER TIERS: 0.30% → $15k+

Zia Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.46%^*	$95k^*	-	36 Month CD
OTHER TIERS: 1.26% → $1k - $10k \| 1.36% → $10k - $95k
1.31%^*	$95k^*	-	24 Month CD
OTHER TIERS: 1.21% → $1k - $10k \| 1.26% → $10k - $95k
1.31%^*	$95k^*	-	30 Month CD
OTHER TIERS: 1.21% → $1k - $10k \| 1.26% → $10k - $95k
1.21%^*	$95k^*	-	12 Month CD
OTHER TIERS: 1.01% → $1k - $10k \| 1.16% → $10k - $95k
1.21%^*	$10k^*	-	18 Month CD
OTHER TIERS: 1.11% → $1k - $10k
0.65%^*	$95k^*	-	180 Day CD
OTHER TIERS: 0.55% → $1k - $95k
0.55%^*	$10k^*	-	90 Day CD
OTHER TIERS: 0.50% → $1k - $10k

Zia Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.46%^*	$95k^*	-	36 Month IRA
OTHER TIERS: 1.26% → $1k - $10k \| 1.36% → $10k - $95k
1.31%^*	$95k^*	-	24 Month IRA
OTHER TIERS: 1.21% → $1k - $10k \| 1.26% → $10k - $95k
1.31%^*	$95k^*	-	30 Month IRA
OTHER TIERS: 1.21% → $1k - $10k \| 1.26% → $10k - $95k
1.21%^*	$95k^*	-	12 Month IRA
OTHER TIERS: 1.01% → $1k - $10k \| 1.16% → $10k - $95k
1.21%^*	$10k^*	-	18 Month IRA
OTHER TIERS: 1.11% → $1k - $10k
0.65%^*	$95k^*	-	180 Day IRA
OTHER TIERS: 0.55% → $1k - $95k
0.55%^*	$10k^*	-	90 Day IRA
OTHER TIERS: 0.50% → $1k - $10k

Locations

Zia Credit Union Locations
Branch Office	1001 Central Ave	Los Alamos, NM 87544
Branch Office	707 S Riverside Dr	Espanola, NM 87532

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