Zia Credit Union


Overview / Commentary
505-662-4671
1001 Central Ave
Los Alamos, NM 87544

Zia Credit Union is headquartered in Los Alamos and is the 13th largest credit union in the state of New Mexico. It is also the 1,191st largest credit union in the nation. It was established in 1955 and as of December of 2023, it had grown to 57 employees and 12,510 members at 3 locations. Zia Credit Union has a B+ health rating.

Field of Membership Restrictions

Zia Credit Union membership is open to those who reside, worship or work in the New Mexico counties of Los Alamos, Pojoaque, Santa Fe, or Rio Arriba. Relatives of current members are also eligible to join.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #60467
Year Chartered1955
Employees57
Primary Regulator
Profit Margin
Return on Assets - YTD0.12%
Return on Equity - YTD1.83%
Annual Interest Income$9.8MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$222.4MM$204.8MM
LoansQ4 2023vs Q4 2022$162.2MM$144.1MM
DepositsQ4 2023vs Q4 2022$207.4MM$191.3MM
Equity CapitalQ4 2023vs Q4 2022$14.4MM$13MM
Loan Loss AllowanceQ4 2023vs Q4 2022$1.4MM$616K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1MM$665K
Real Estate OwnedQ4 2023vs Q4 2022$122K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Zia Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Zia Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$25kKasasa Saver
OTHER TIERS: 0.15% $25k+
0.15%*$40k*-Share Savings
OTHER TIERS: 0.05% Up to $4k | 0.10% $4k - $40k
0.15%*$4k*-Christmas Club
OTHER TIERS: 0.10% Up to $4k
0.15%*$40k*-Kirby Kangaroo Kids
OTHER TIERS: 0.05% Up to $4k | 0.10% $4k - $40k

Zia Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*-$15kKasasa Cash Checking
OTHER TIERS: 2.00% $15k+
0.10%*$40k*-Zia Basic Checking
OTHER TIERS: 0.01% Up to $10k | 0.05% $10k - $40k

Zia Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$1k-180 Day CD
4.05%$1k-7 Month "Lucky 7" CD Special
0.90%*$95k*-60 Month CD
OTHER TIERS: 0.70% $1k - $10k | 0.80% $10k - $95k
0.80%*$95k*-48 Month CD
OTHER TIERS: 0.60% $1k - $10k | 0.70% $10k - $95k
0.70%*$95k*-36 Month CD
OTHER TIERS: 0.50% $1k - $10k | 0.60% $10k - $95k
0.55%*$95k*-24 Month CD
OTHER TIERS: 0.45% $1k - $10k | 0.50% $10k - $95k
0.55%*$95k*-30 Month CD
OTHER TIERS: 0.45% $1k - $10k | 0.50% $10k - $95k
0.45%*$95k*-12 Month CD
OTHER TIERS: 0.25% $1k - $10k | 0.40% $10k - $95k
0.45%*$10k*-18 Month CD
OTHER TIERS: 0.35% $1k - $10k
0.15%*$10k*-90 Day CD
OTHER TIERS: 0.10% $1k - $10k

Zia Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$1k-180 Day IRA
0.90%*$95k*-60 Month IRA
OTHER TIERS: 0.70% $1k - $10k | 0.80% $10k - $95k
0.80%*$95k*-48 Month IRA
OTHER TIERS: 0.60% $1k - $10k | 0.70% $10k - $95k
0.70%*$95k*-36 Month IRA
OTHER TIERS: 0.50% $1k - $10k | 0.60% $10k - $95k
0.55%*$95k*-24 Month IRA
OTHER TIERS: 0.45% $1k - $10k | 0.50% $10k - $95k
0.55%*$95k*-30 Month IRA
OTHER TIERS: 0.45% $1k - $10k | 0.50% $10k - $95k
0.45%*$95k*-12 Month IRA
OTHER TIERS: 0.25% $1k - $10k | 0.40% $10k - $95k
0.45%*$10k*-18 Month IRA
OTHER TIERS: 0.35% $1k - $10k
0.15%*$10k*-90 Day IRA
OTHER TIERS: 0.10% $1k - $10k
Locations


Zia Credit Union Locations
Branch Office1001 Central AveLos Alamos, NM 87544
Branch Office707 S Riverside DrEspanola, NM 87532
Branch Office111 N Saint Francis DrSanta Fe, NM 87501-1441

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