Zia Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ziacu.org

505-662-4671

1001 Central Ave
Los Alamos, NM 87544

Zia Credit Union is headquartered in Los Alamos and is the 13^th largest credit union in the state of New Mexico. It is also the 1,160^th largest credit union in the nation. It was established in 1955 and as of December of 2024, it had grown to 59 employees and 12,996 members at 3 locations. Zia Credit Union has a B+ health rating.

Field of Membership Restrictions

Zia Credit Union membership is open to those who reside, worship or work in the New Mexico counties of Los Alamos, Pojoaque, Santa Fe, or Rio Arriba. Relatives of current members are also eligible to join.
See current membership details

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Health

B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	60467
Year Chartered	1955
Employees	59
Primary Regulator

Profit Margin
Return on Assets - YTD	0.54%
Return on Equity - YTD	7.57%
Annual Interest Income	$11.6MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$237.4MM$222.4MM
Loans	Q4 2024vs Q4 2023	$174.8MM$162.2MM
Deposits	Q4 2024vs Q4 2023	$220.1MM$207.4MM
Equity Capital	Q4 2024vs Q4 2023	$16.6MM$14.4MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$1.3MM$1.4MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$890K$1MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$122K

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Zia Credit Union are currently being reviewed.

Locations

Zia Credit Union Locations
Branch Office	1001 Central Ave	Los Alamos, NM 87544
Branch Office	707 S Riverside Dr	Espanola, NM 87532
Branch Office	111 N Saint Francis Dr	Santa Fe, NM 87501-1441

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