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4.00% 24-Month CD & 3.80% 12-Month CD at Community Bank of Nevada

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Community Bank of Nevada continues to list some attractive CD rates. These include a 3.55% APY for 6 months, 3.80% APY for 12 months and 4.00% APY for 24 months. Minimum deposit is $1,000. The 12- and 24-Month CDs are also available as an IRA certificate. These rates are listed in the bank's rate table as of the morning of 1/14/2009.

My last post on this bank was in November when the 6- and 12-month CD yields were 4% and higher.

The bank also offers a reward checking account. The yield has recently fallen to 4.07% APY, but the nice thing about this reward checking account is a high balance cap of $100,000 (see post).

It appears a branch visit is required to open accounts. Branches are located in Las Vegas, Henderson, and Pahrump, Nevada.

The bank's ratings for soundness are a little weak: 3 stars (performing) at Bankrate and 2 stars (problematic) at BauerFinancial. Both ratings are based on 9/30/08 financial data. The bank has been FDIC insured since 1995 (FDIC Certificate # 34043).
Related Pages: CD rates, IRA rates

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