My last post on this bank was in November when the 6- and 12-month CD yields were 4% and higher.
The bank also offers a reward checking account. The yield has recently fallen to 4.07% APY, but the nice thing about this reward checking account is a high balance cap of $100,000 (see post).
It appears a branch visit is required to open accounts. Branches are located in Las Vegas, Henderson, and Pahrump, Nevada.
The bank's ratings for soundness are a little weak: 3 stars (performing) at Bankrate and 2 stars (problematic) at BauerFinancial. Both ratings are based on 9/30/08 financial data. The bank has been FDIC insured since 1995 (FDIC Certificate # 34043).