Advertising Disclosure

Featured Savings Rates

Popular Posts

Featured Accounts

Enhancements to the Discussion Forum


I’m excited to report that we’ve released a pretty meaningful change to the design of the (DA) discussion forum. The new community forum is more streamlined with a cleaner layout (we hope!).

I’m sure it will take a couple of days for some of you to get used to, but our goal is that it will help improve and simplify the user experience for everyone.

Just like the old forum, you can access the new community forum from any page at DA. Just select the "Forum" drop-down menu in the top navigation bar.

The first thing you’ll notice is that the new forum has been simplified into just four subforums. This consolidation seemed logical based on how the previous subforums were being utilized and should help readers view and digest the forum posts more quickly and efficiently. The new layout should also make it easier and quicker to post - all that you have to do is to click on the "New Post" link that’s listed for each subforum (or you can also still do so while reading within the subforum).

Under each subforum heading, the latest post is listed. If you want to see all of the latest posts on one page, like many of our readers do, just click the link on the bottom of the page called "View all recent posts on a single page." This page can also be accessed using the Forum drop-down menu in the top navigation bar of the site.

Under the list of the four subforums, five of the most popular posts are listed for each subforum. Popularity is based on the number of votes that a post receives. The intent of this section is to highlight a few of the posts that readers are finding most helpful.

Below is an overview of the four subforums, including how they relate to the old subforums, some guidelines for posting, and a mention of some of the enhancements that are being introduced with this design:

Subforum: Promotions, Deals and Rate Changes

This subforum is very similar to what the old forum had. Just like before, post any deal or rate change for a bank or credit union in this subforum. In this design, we made it easier to identify the institution when making the post. Instead of entering the URL of the institution, you just have to start typing in the institution’s name. DA’s auto-fill tool should find the institution before you finish typing.

Another change is the location of these posts. After these posts are published, they now reside in our hub page for that particular institution. The hub page holds all the information we have for an institution including the rates, financial information and branch locations. We have added a new section called "User-submitted Promotions & Notices." When you generate a post in this subforum, the post goes here.

Please don’t post general news about an institution in this subforum. Any news article about an institution should now be submitted to the Financial News subforum. For example, if the WSJ reports on Bank of America reducing branches, that article should be submitted in the Financial News subforum.

Subforum: Financial News

The new Financial News subforum covers several of the old subforums including "Credit Cards," "Budgeting and Taxes," "Investments," and, of course, "Financial News." If you find any interesting article or information piece on the Web that has some relationship to or impact on banking and/or saving, please post about it and discuss it in this subforum.

This subforum is one of our most active, and you’ll note some of the most significant design and functionality changes in this one. First, we have made it easier to share news articles. If you want to do a quick post, after initiating the new post, just copy and paste the web address (URL) of the news article into the field requesting the article URL. Then click the "Auto-fill Title" button. DA will automatically grab both the title and the summary of the article from the URL you entered. If you would prefer to enter your own title and summary/commentary on the article, it is just as easy to do so in these free-form fields, and we certainly encourage it.

In addition to posting changes, the Financial News subforum has some changes in the listing of the posts. The most obvious change is the addition of thumbnail photos and brief summary snippets. DA grabs a photo from the article that you’re sharing and includes the first couple of lines of the summary snippet that was entered to go along with the post.

Another important change is the title of the post. It’s now a link that points directly to the news article without requiring the additional click that the current process requires. If you want to read the full summary and/or commentary submitted by the user or if you want to read comments, you’ll still be able to click on either the "read more" link or the "comment" link to the continue the discussion on DA.

Subforum: Ask The Community

If you have a question that has some relation to banking or saving, please post it in this subforum. This allows you to take advantage of the knowledgeable and helpful DA community.

At the top of this subforum, a list of frequently asked questions is featured (this list should be evolving over time). Feel free to use this and the search box to review past questions and answers, as well.

Subforum: Miscellaneous

Site feedback and off-topic (i.e. non-financial) information should be submitted to this subforum. In addition, this subforum would be the place to share your financial experiences that aren’t necessarily "news" and don’t pertain to a particular bank product or promotion. For example, if you have been hit by identity theft, this subforum is the place to share your experience of what happened and how you handled it and what other members can learn from your experience. Or as another example, last year DA member me1004 described his experiences around the issue of some banks and credit unions requiring social security numbers for beneficiaries on POD accounts.

Useful Features Remain

The new community forum (hopefully!) retains most all of the useful features of the old forum.

You can still receive email notifications for each post. This notifies you when there’s a new comment in the post. Just click the "Subscribe to Comments" button that’s right next to the "Publish Comment" button.

If you want to send a private message (PM) to another user, just click on their user name. A box opens up with a "Send PM" button. This box also shows information about the user such as the number of forum posts that the user has submitted and the total rep points that the user has accumulated.

You can vote up a post or comment. The posts that receive the most votes will be highlighted in the "Most Popular Posts" section on the front page of the community forum. Also, the headers and footers of the forum posts are now more standardized with each other and with the headers and footers of the blog posts to make interacting with the posts a more consistent experience.

Comments are now threaded. This makes it much easier to follow back and forth conversations than before.

Each Subforum also now has a search box displayed that allows you to search within that particular subforum.

Thanks for Your Contributions!

We so greatly appreciate the contributions of all the blog and forum users who have helped make the DA community a great place for savers. We hope that the new forum will help continue to build this great DA community!

Related Posts

Jackdavis24   |     |   Comment #1
Was trying to add 2 promotional CD's for Eastbank, NA  located in NYC for 18 months with APY of 1.25% and 30 months with APY of 1.80%. under bank promotions but did not succeed.
Ken Tumin
Ken Tumin   |     |   Comment #2
Thanks for trying to post. Sorry about the problems. We'll look into fixing this now.
Ken Tumin
Ken Tumin   |     |   Comment #4
We fixed the issue of Eastbank not being selectable. Please give it another try, and let me know how it goes. Sorry again for the problems. 
Anonymous   |     |   Comment #3
How do you post a deal for a credit union not already listed in DA? The auto-fill tool will only allow institutions already part of the DA inventory.
Ken Tumin
Ken Tumin   |     |   Comment #5
We try to have all U.S. credit unions in our database. If you can't find one, please let me know. There might be a naming issue, or there could have been a merger that we didn't know about.
Anonymous   |     |   Comment #6
Thanks Ken. I finally found it under a different name and the deal was already noted.
me1004   |     |   Comment #7
In the dropdown menu, it offers a choice of "Latest Posts." Seems to me you had that previously but also a Latest Threads link (maybe another name for it -- how quickly we forget.)

What I want is the Latest Threads option, rather than to keep seeing the same threads at the top of the list over and over because yet another post has been added to it. Can you add back the option for Latest Threads please, by whatever name?

I prefer latest threads because I'm looking for the latest new topic of information. In the process, I might choose to manually scroll down to see if there are any new posts in threads I might be interested in that I have already seen.
Ken Tumin
Ken Tumin   |     |   Comment #8
Thanks for the suggestion. We just added it back. To select the "latest thread" view, select the "Post Time" link in the top right side of the "Latest Posts" page. This can be bookmarked for quick access. I think the difference between "latest post" and "latest thread" was confusing especially for newbies. Now we sort by either the post time or the update time where the addition of a comment is considered an update.
me1004   |     |   Comment #9
OK, thank you. I just checked it, and that should be fine. (For other readers, at top right now is the option to select how to sort the list: Post Time or Latest Posts.) However, when I just checked and chose Post Time, only the first five in the list were then sorted by post time, and after that it defaulted to latest post. Did you limit that sort to only the first five in the list? I don't necessarily check soon enough again so that only five new posts went up.
Ken Tumin
Ken Tumin   |     |   Comment #11
The threads were all sorted by date posted when choosing that option, but the labels would still display the update time when applicable, which I think was confusing. We adjusted the labels so they always show the post time instead, when sorting by post time.
me1004   |     |   Comment #18
OK, thanks. 

BTW, I understand "Post Time," but maybe because of how I came  into it. Other people might find it confusing, as that in and of itself is not clear about post time of what; it might be better to label it as "Original Post Time."
Anonymous   |     |   Comment #10
Ken, it would help to have time of day displayed in the posts. 
Ken Tumin
Ken Tumin   |     |   Comment #12
Currently the date is listed as either "X hours ago" for posts under 24 hours old or "Month X, 2015" for posts over 24 hours old. You can see the exact time and date of the post by placing your cursor over the date. Note, this is now also true for blog post comments.
Anonymous   |     |   Comment #13
Well, I'm not happy about the changes.....have to click on "read more" for almost all posts....very annoying.   Also, I noticed, for some reason, I can't seem to get to the bottom of the page....somehow the system keeps moving the view back up the page....odd.     Oh well.....I'll keep trying. 
Ken Tumin
Ken Tumin   |     |   Comment #15
Regarding not being able to get to the bottom of the page, that’s because the new forum uses what’s called infinite scrolling. As the user scrolls through the posts, more posts are loaded automatically. You no longer have to click on “next page” at the bottom of the page and wait for the next page to load.
me1004   |     |   Comment #19
Oh, gee, I didn't realize that. I have hated that ever since Yahoo introduced it. It just keeps loading endlessly, using up my computer capacity and only slowing things down. I do not favor infinite scrolling. In fact, I hate it somuch that in Yahoo, I have reverted to the old classic e-mail simply to avoid that -- I would rather give up all the stuff available in the new version just to get rid of that.
Anonymous   |     |   Comment #14
This is a wonderful site, and I'm sure most would agree. So, sorry to ask, but why 'fix' it when it wasn't broke? SMH 
me1004   |     |   Comment #20
I agree. However, as SEO requirements keep changing, Web sites have to keep changing design to keep up with the new algorythm.
Anonymous   |     |   Comment #23
What is SEO?....I don't understand what it is and why it is forcing these changes.
me1004   |     |   Comment #27
SEO  = Search Engine Optimization. Most all Websites try to use it, it can make your listing come out on the high side or top of the search results so that you get many more visitors. The search engines keep changing the algorythm they use in order to thwart SEO, and so Websites have to keep trying to figure out the new algorythm and change to cater to that. This is why the ones that are on top of your search results are in that  location.
Anonymous   |     |   Comment #30
Thanks for the SEO information!!!......Jeesh.....I did not know anything about this.   What a mess and complication for websites.    Sorry to see Ken and Co. have to deal with this.
Anonymous   |     |   Comment #16
It's one more site makeover that's inferior to the one it replaced. Change for the sake of change. Go figure.
Anonymous   |     |   Comment #17
Bring back the old format. Now.
paoli2   |     |   Comment #21
#17  I don't like the color of the shoes you are wearing.  Change them.  Now.  (Do you get my point?)
Anonymous   |     |   Comment #22
I really like the new format. Larger fonts, better organized, a cleaner layout and it's much easier to see replies to comments.
Anonymous   |     |   Comment #24
Suggestion, when you click on any sub-deal a new tab should be opened automatically and not to destroy the present position of the web site, otherwise it is easy to get lost and retrace the previous finds.
Anonymous   |     |   Comment #25
I can't find any rates for Ally Bank products ... just a message that they're not available.

What's going on ... is this a Deposit Accounts glitch ... or an Ally problem?

Anonymous   |     |   Comment #26
Why isn't Alliant Credit Union on the list of Savings Account Rates?
decades   |     |   Comment #28
ally bank advertising on any web page always makes my Kasperski antivirus go nutz..
Anonymous   |     |   Comment #29
Haven't figured out how to use the new site.  Don't see the new, daily items.
Anonymous   |     |   Comment #31
Here's my problem:  I go to "Forum".....Then to "Latest Posts"....Then to "read more" for a post.....Then when I close the window for that post, the system takes me to "Financial News" posts page for example, instead of back to "Latest Posts" page.   Any fix for this?
Anonymous   |     |   Comment #32
Dear Anon #31 (me),

Just click your "back" button when you get to the "Financial News" page and then you will be back at the "Latest Posts" page and at the post you just looked at........
DCGuy   |     |   Comment #33
Last week, Quorum Credit Union 1.15% Savings rate was not listed under the savings account category, but now it has returned.
paoli2   |     |   Comment #34
I don't know if I suddenly got a new brain or it's some terrific change to this new forum but this week for the "first" time after all these years of not being able to share articles I wanted to post, I was able to actually "post" an entire article!!  I was soooo thrilled to be able to share something instead of just reply to everything else others were posting.  That is a great new change!  At least for me.  Thank you Ken and your little workabee elves for finally making DA easy for people like me to be able to participate fully.  I'm ready for the big time now.  If I can just learn how to scan our checks, we may never have to leave our apartment again!  :)
cumulus   |     |   Comment #35
What's "Permalink" for?  (Upper right corner of a Post.)

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.