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***MODERATORS: PLEASE READ*** SUGGESTION THAT MIGHT HELP THIS WEBSITEModerators: Please consider this suggestion to help the website. I've been on DA for over 10 years and the board has never looked worse, but there is one read more
I Respectfully Request the MODS to consider this suspension requestLet's have an honest conversation here. i'm asking all the forum members to speak out. PD has been a nuisance for many years and continues to persist even read more
US Politics Explained In 15 SecondsFine, I'll join in. Scenario.... The govt actually has a surplus and is trying to decide how to best help the poor. 1) DEMOCRATS: "Give the money read more
Fed, Inflation Fears Could Overshadow Earnings: StrategistMajor banks are preparing to launch the first quarter earnings season. Slatestone Wealth chief market strategist Kenny Polcari joins Morning Brief to read more
Barclays Rate Changes as of 1-13-2025Barclays lowers the rates of their Tiered Savings and 3 of their CDs. Barclays rates (APY) as of 1-13-2025 include: Tiered Savings @ 4.50% (was read more
Primis Savings Shrivels To 4.40% APYAt Primis, great rates have always been part of who we are—and we’re committed to keeping it that way... Starting on January 10, 2025, your account(s) read more
Global Bond Tantrum Is A Wrenching And Worrisome Start To New Year(Bloomberg) -- For those unsettled by the relentless rise in government bond yields in the US and across much of the world lately, the message from read more
Something Weird At First Internet BankI had an account at First Internet Bank but I just closed it. I got a notice in the mail about some changes they are making and I didn't like what I saw. read more
How Funny Would It Be If.................Trumplover and/or bumeater and/or Harmonyseeker was actually Ken. lol
Western State Bank MMA Is Down To 4% APYIn a few steps from 5.15% on August 1, 2024.
Treasury Direct Waiving 1 Year Holding Period For Disaster VictimsA colleague noted that there are several TD postings whereby TD is "formally" waiving the 1 year holding period for noted disaster areas for Ibonds. Does read more
Huntington Bank $600 No Direct Deposit BonusHuntington bank has a current $600 Checking promotion that requires no direct deposit just a one time $25,000 deposit into the checking and keep it open read more
Moderator Please Add A Report Post Function So We Can Highlight Questionable Or Offensive Posts For DeletionThen the moderator can decide if the post is worthy of remaining or subject to deletion. I am not talking about censorship but several posts just mocking read more
How To Handle A Large Check Deposit QuicklyTIME is money. It always seems like I get my hands on a large check, say $100,000 on Friday Afternoon. I want it deposited and to start earning interest read more
Best Interest Rates on Cash as of January 2025Jonathan Ping of MyMoneyBlog.com presents his survey of the best interest rates on: HYSAs, CDs, Rewards checking accounts, Treasury Bills, Money market read more
Highest Brokered CD Rates As Of 01/09/2025As of 2 pm ET 01/09/2025, here are the highest rates from this week at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, read more
BOA 60 Day $5k 24% Business CDOkay, so it's not really a 24% CD, but like the Live Oak Bank bonus that I posted earlier this week, it's the equivalent of one. Open a Business Checking read more
CFG Bank Rating C+I just noticed CFG Bank has a C+ rating. Are they safe? Thoughts?
Is NCUA Going To Pull The Rug Out From Under Larger Credit Union Depositors The Same Way The FDIC Did With Bank Depositors?A couple of months ago, the FDIC did something unthinkable in my view. They implemented a new set of insurance coverage rules, under the guise of read more
Sallie Mae Rate Changes as of 1-11-2025Sallie Mae lowers the rates of their HYSA and MMA. Their CD rates remain the same. Sallie Mae rates (APY) as of 1-11-2025 include: High-Yield Savings read more
Still Available: Live Oak Bank's 60 Day, $20K, 13.20% CDOpen a savings acct w/ Live Oak, deposit $20k, park it there for 60 days, and you'll receive a $300 bonus. The acct pays 4.20%, so in 60 days you'll read more
10 Retirement Rule Changes For 2025 & Beyondhttps://clark.com/personal-finance-credit/investing-retirement/retirement-rule-changes-for-2025/?utm_source=Email&utm_medium=Newsletter&utm_ read more
Brilliant Bank Savings Account Drops To 4.85% APYThis account had been at 5.35% APY for awhile.
Growth Savings Drops To 4.25% APY.They do give an email notice of the rate change.
HYS Drop To 4.45% YieldThey dropped the yield today again
Customers Bank Max Savings APY Increased To 4.16% APYAt the MaxMyInterest site this morning, the Customers Bank Max Savings Account APY is now listed as 4.16% APY, up from 4.11% APY. This very small increase read more
Have You Opened A CD For Longer Than 5 Years?I'm just curious about how many of you have ever opened a CD with a term longer than 5 years (7yr CD, 10yr CD, etc) For those who did, did it wind up read more
2025 IRA Funds: Possible NavyFed CD StrategyWith rates going down, I will make my 2025 Roth contribution the very beginning of January. I see no reason to wait; trying to hope for some "special" is read more
I Liked My Treasury Note At Vanguard 1/9/25I liked it: 5 year 4.37 coupon, 4.55 yield, 99.xx discount. It was there early this morning and beat the 5 year cds.
With Some Small Credit Unions Jan is Like Y2K All Over Again.For your entertainment. Remember Y2K 25 years ago? Well instead of a "1999" problem, some small CUs seem to have a "last year" problem in Jan. Today I read more