Featured 1-Year CD Rates
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6 Month CD Rates

Compare rates on 6 month CDs from banks and credit unions. Use the filter box below to customize your results. Click here to read more about features and tips related to 6-month CDs.

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Deposit Amount
$1 $100,000

164 Results


Nationwide Only
Service Credit Union6 Month Warrior Rewards Certificate13 Reviews
1.30%
$250-$162
1.01%
$25k$1m$189
Langley FCU9 Month CD
1.00%
$1k-$187
EverBank9 Month Yield Pledge CD20 Reviews
0.96%
$1,500-$180
0.90%*
$10k-$169
0.90%
$500-$169
0.90%
--$169
NewDominion Bank9 Month Fixed Rate CD
0.90%
$1k-$169
0.90%
$2,500$250k$113
My e-BAnC by BAC Florida BankBAC Internet Time Deposit 6 Months12 Reviews
0.87%
$1,500-$109
0.86%
$1k-$108
0.85%
$10k-$159
0.85%
$1k-$159
NexBank6 Month CD1 Review
0.85%
$10k-$106
0.85%*
$10k-$106
MySavingsDirect6 Month My Term CD26 Reviews
0.85%
$1k-$106
Popular Direct6 Month Popular Direct CD
0.85%
$10k-$106
Goldwater Bank180 Day CD - AZ Only1 Review
0.85%
$5k-$105
Giantbank.com9 Month Personal CD1 Review
0.80%
$2,500-$150
0.80%
$1k$240k$100
The Federal Savings Bank6 Month Promotional CD1 Review
0.80%
$10k-$100
0.76%*
$1k-$142
Incredible BankIncredible 9 Month CD23 Reviews
0.75%
$10k$90k$141
0.75%
$200-$109
0.75%
$1k-$93.83
0.75%
$5k-$93.83
HSBC6 Month Online CD21 Reviews
0.75%
$1k-$93.83
Pacific National Bank6 Month CD (Online Specials Only)1 Review
0.75%
$1k-$93.83
American BankBusiness 182 Day CD Promotion3 Reviews
0.75%
$500-$93.32
CIT Bank6 Month Term CD92 Reviews
0.72%
$1k-$90.09
0.70%*
$20k-$131
0.70%
$2,500-$131
0.70%
$10k-$131
Communitywide FCU6 Months Share Certificate3 Reviews
0.70%
$2k-$87.59
America's Credit Union 5 Months Term Loyalty CD15 Reviews
0.70%
$500-$72.73
USAA Bank270 Day CD - Standard124 Reviews
0.66%
$1k$95k$122
0.65%*
--$122

Displaying 1-40 of 164 Results


6 Month CD Rate Trend

6-Month CD Rates

CDs, or certificates of deposit, give consumers a secure means of growing savings over a fixed period of time. A 6-month CD is a short term CD that helps consumers by giving them a quick turnaround on their deposited funds. Most 6 month CDs have minimum initial deposit and balance requirements and incur penalties when “called,” or closed, early.

The rate table above allows you to shop around for the best CD rates in the 6-month category and compare different features offered by various banks and credit unions. Some institutions will give discounts on loans if you have a CD with them, and others might offer a free checking account that is linked to the CD for your convenience.

When a CD Expires

Once the CD maturity date is reached, you will have the option to withdraw all of the money (plus any interest earned) or roll it over into a new CD. Many institutions have an automatic roll over policy, meaning that they will automatically stick your funds into another CD if you do not give them any other instructions in time. Usually, you will have a 10-14 day window in which to decide what to do with your deposit. Though 6-month CDs don’t offer high interest rates, compared to long term CDs, its short time frame is helpful if interest rates are in a downward trend, as it gives you a break during which you can put those funds to better use in a longer term CD.




The rates and promotions displayed are gathered from various financial institutions and may not reflect all of the products available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate data or to request rates or promotions be included in this chart. We are not affiliated with the financial instututions listed here.

* The APY shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.