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6 Month CD Rates

Compare rates on 6 month CDs from banks and credit unions. Use the filter box below to customize your results. Click here to read more about features and tips related to 6-month CDs.
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Include credit unions with membership based on any industries that you or immediate family members currently or have previously worked in:

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Andrews FCU8 Month Certificate Special40 Reviews
2.86%
$1k$250k$476
Chartway FCU9 Month CD Special27 Reviews
2.75%
$500-$514
2.60%
$1.5k$250k$324
2.55%
$1k-$477
MutualOne BankOnline 7 Month CD3 Reviews
2.53%
$500-$367
2.50%
$1k-$468
Garden Savings FCU8 Month Promo Share Certificate3 Reviews
2.50%
$500-$416
TIAA Bank9 Month Yield Pledge CD18 Reviews
2.47%
$5k$1m$462
2.45%
$10k-$458
2.40%
$25k-$449
2.40%
$1k-$449
My eBanc6 Month Online Time Deposit14 Reviews
2.40%
$5k-$299
2.37%
$5k$500k$295
2.37%
$2.5k-$295
NASA FCU9 Month Share Certificate Special - New Money 36 Reviews
2.35%
$10k-$440
2.35%
$1k-$391
2.35%
$1k$240k$293
2.35%
$10k-$293
2.35%
$2.5k$250k$293
NexBank6 Month CD1 Review
2.35%
$10k-$293
Communitywide FCU6 Month Share Certificate4 Reviews
2.35%
$2k-$293
2.30%
$1k-$287
Popular Direct6 Month Popular Direct CD76 Reviews
2.30%
$10k-$287
2.25%
$2.5k-$421
Fort Knox FCU9 Month CD Special24 Reviews
2.25%
$500-$421
Country Bank for Savings9 Month CD Special - New Money Only1 Review
2.25%
$10k-$421
Elements Financial8 Month CD Special4 Reviews
2.25%
$1k-$375
2.25%
$200-$327
AFFCU6 Month CD1 Review
2.25%*
$25k-$280
2.25%
$1k$500k$280
Investors eAccess6 Month No Penalty CD7 Reviews
2.25%
$500-$280
2.25%
$2.5k-$233
2.20%
$500-$274
2.20%
$2.5k$500k$274
Advancial6 Month Junior Jumbo Certificate9 Reviews
2.18%
$25k$50k$272
2.15%
$500-$312
2.15%
$1k-$268
2.15%
$1k-$268
2.15%
$2.5k-$268

Displaying 1-40 of 198 Results


6-Month CD Rates

CDs, or certificates of deposit, give consumers a secure means of growing savings over a fixed period of time. A 6-month CD is a short term CD that helps consumers by giving them a quick turnaround on their deposited funds. Most 6 month CDs have minimum initial deposit and balance requirements and incur penalties when “called,” or closed, early.

The rate table above allows you to shop around for the best CD rates in the 6-month category and compare different features offered by various banks and credit unions. Some institutions will give discounts on loans if you have a CD with them, and others might offer a free checking account that is linked to the CD for your convenience.

6-Month CD Rate History – Average APY (%) Rate Trend over Time

When a CD Expires

Once the CD maturity date is reached, you will have the option to withdraw all of the money (plus any interest earned) or roll it over into a new CD. Many institutions have an automatic roll over policy, meaning that they will automatically stick your funds into another CD if you do not give them any other instructions in time. Usually, you will have a 10-14 day window in which to decide what to do with your deposit. Though 6-month CDs don’t offer high interest rates, compared to long term CDs, its short time frame is helpful if interest rates are in a downward trend, as it gives you a break during which you can put those funds to better use in a longer term CD.




* The APY (Annual Percentage Yield) shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.