Featured 1-Year CD Rates
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6 Month CD Rates

Compare rates on 6 month CDs from banks and credit unions. Use the filter box below to customize your results. Click here to read more about features and tips related to 6-month CDs.

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Include credit unions with membership based on any industries that you or immediate family members currently or have previously worked in:

196 Results

Nationwide Only
1.65%*
$25k-$309
1.51%
$1k-$283
1.50%
$1k-$187
M.Y. Safra Bank6 Months Online Promo CD3 Reviews
1.42%
$5k-$177
1.41%
$500-$264
Limelight Bank6-Month CD
1.41%
$1k-$176
CD Bank9 Month CD
1.40%
$10k-$262
1.40%
$2,500$250k$175
Security State Bank (KS)6 Month CD Internet Only Special
1.36%
$25k-$170
1.35%
$500$1m$253
EverBank9 Month Yield Pledge CD39 Reviews
1.31%
$5k-$245
1.31%*
$1k-$245
ConnectOne Bank6 Month Personal CD4 Reviews
1.31%
$500-$164
1.30%
$10k-$244
1.30%
$2,500-$162
Service Credit Union6 Month Warrior Rewards Certificate19 Reviews
1.30%
$250-$162
My eBancOnline Time Deposit 6 Months13 Reviews
1.30%
$1,500-$162
1.25%
$500-$182
Capital Educators FCU6 Month Smart Step Certificate3 Reviews
1.25%
$250-$156
Pacific National Bank6 Month CD (Online Specials Only)
1.25%
$1k-$156
1.20%*
--$150
1.16%
$500-$169
Ally BankHigh Yield 9-Month CD572 Reviews
1.15%*
$25k-$216
1.15%
$500-$192
1.10%
$5k-$206
1.10%
$1k-$138
Amalgamated Bank7 Month Promotional CD2 Reviews
1.05%
$500-$153
1.05%
$500$240k$131
Xcel FCU6 Month CD (New Money Only)8 Reviews
1.05%
$5k-$131
1.05%
$5k-$129
1.01%
$2,500-$126
St. Mary's Bank7 Month CD Promo1 Review
1.00%
$500$50k$146
UNIFY Financial Credit Union7 Month Share Certificate Special10 Reviews
1.00%
$1k-$146
1.00%
$1k-$140
PenFed Credit Union6 Month Money Market Certificate93 Reviews
1.00%
$1k-$125
MySavingsDirect6 Month My Term CD36 Reviews
1.00%
$1k-$125
Popular Direct6 Month Popular Direct CD28 Reviews
1.00%
$10k-$125

Displaying 1-40 of 196 Results


6-Month CD Rates

CDs, or certificates of deposit, give consumers a secure means of growing savings over a fixed period of time. A 6-month CD is a short term CD that helps consumers by giving them a quick turnaround on their deposited funds. Most 6 month CDs have minimum initial deposit and balance requirements and incur penalties when “called,” or closed, early.

The rate table above allows you to shop around for the best CD rates in the 6-month category and compare different features offered by various banks and credit unions. Some institutions will give discounts on loans if you have a CD with them, and others might offer a free checking account that is linked to the CD for your convenience.

6-Month CD Rate History – Average APY (%) Rate Trend over Time

When a CD Expires

Once the CD maturity date is reached, you will have the option to withdraw all of the money (plus any interest earned) or roll it over into a new CD. Many institutions have an automatic roll over policy, meaning that they will automatically stick your funds into another CD if you do not give them any other instructions in time. Usually, you will have a 10-14 day window in which to decide what to do with your deposit. Though 6-month CDs don’t offer high interest rates, compared to long term CDs, its short time frame is helpful if interest rates are in a downward trend, as it gives you a break during which you can put those funds to better use in a longer term CD.




The rates and promotions displayed are gathered from various financial institutions and may not reflect all of the products available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate data or to request rates or promotions be included in this chart. We are not affiliated with the financial institutions listed here.

* The APY shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.