6 Month CD Rates

Compare rates on 6 month CDs from banks and credit unions. Use the filter box below to customize your results. Click here to read more about features and tips related to 6-month CDs.

ALERT: Due to the recent, emergency interest rate cuts by the Fed, we're detecting a high volume of deposit rate changes by banks and credit unions. If you're unable to find an account, it may be hidden temporarily while it is being reviewed for accuracy. Read more here.
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Nationwide Only
Communitywide FCU6 Month Share Certificate5 Reviews
1.10%
$1k-$138
1.00%
$500-$187
0.90%
$1k$250k$169
0.90%
$500$1m$131
TIAA Bank9 Month Yield Pledge CD24 Reviews
0.80%
$5k$1m$150
0.80%
$1k$500k$100
0.80%
$500-$100
0.75%
$2.5k-$141
0.75%
$10k-$141
0.75%
$1k-$125
0.75%
$1k-$93.83
0.75%
$1k-$93.83
0.75%
$1k-$93.83
MySavingsDirect6 Month My Term CD47 Reviews
0.75%
$1k-$93.83
0.75%
$2.5k-$93.83
0.70%
$1k-$102
Lafayette FCU7 Month Fixed CD4 Reviews
0.70%
$500-$102
0.70%
$1.5k$250k$87.59
0.70%
$2.5k$250k$87.59
My eBanc6 Month Online Time Deposit14 Reviews
0.70%
$5k-$87.59
La Capitol FCU6 Month Share Certificate6 Reviews
0.70%
$2.5k-$87.59
Hyperion Bank9 Month CD
0.65%
$500-$122
Signature FCU9 Month Share Certificate9 Reviews
0.65%
$500-$122
NASA FCU9 Month Share Certificate Special - New Money43 Reviews
0.65%
$10k-$122
0.65%
$500-$94.70
Technology Credit Union9 - 11 Month Flextime CD9 Reviews
0.65%
$1k-$91.14
0.65%
$1k-$81.34
0.65%
$1k-$81.34
0.65%
$25k$250k$81.34
0.65%
$500-$81.34
Capital Educators FCU6 Month Smart Step Certificate4 Reviews
0.65%
$250-$81.34
Marine FCU6 Month Term Share Certificate5 Reviews
0.65%
$500-$81.34
BrioDirectHigh-Rate 5 Month CD27 Reviews
0.65%
$500-$67.54
Ally Bank9 Month High Yield CD725 Reviews
0.60%*
--$113
HSBC6 Month Branch CD42 Reviews
0.60%
$1k-$75.09
0.60%
$1k$240k$75.09
0.60%*
$25k-$75.09
0.60%
$500-$75.09

Displaying 1-40 of 193 Results


6-Month CD Rates

CDs, or certificates of deposit, give consumers a secure means of growing savings over a fixed period of time. A 6-month CD is a short term CD that helps consumers by giving them a quick turnaround on their deposited funds. Most 6 month CDs have minimum initial deposit and balance requirements and incur penalties when “called,” or closed, early.

The rate table above allows you to shop around for the best CD rates in the 6-month category and compare different features offered by various banks and credit unions. Some institutions will give discounts on loans if you have a CD with them, and others might offer a free checking account that is linked to the CD for your convenience.

6-Month CD Rate History – Average APY (%) Rate Trend over Time

When a CD Expires

Once the CD maturity date is reached, you will have the option to withdraw all of the money (plus any interest earned) or roll it over into a new CD. Many institutions have an automatic roll over policy, meaning that they will automatically stick your funds into another CD if you do not give them any other instructions in time. Usually, you will have a 10-14 day window in which to decide what to do with your deposit. Though 6-month CDs don’t offer high interest rates, compared to long term CDs, its short time frame is helpful if interest rates are in a downward trend, as it gives you a break during which you can put those funds to better use in a longer term CD.




* The APY (Annual Percentage Yield) shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.