6 Month CD Rates

Compare rates on 6 month CDs from banks and credit unions. Use the filter box below to customize your results. Click here to read more about features and tips related to 6-month CDs.

ALERT: Due to the recent rate changes by the Federal Reserve, we're detecting a high volume of deposit rate changes by banks and credit unions. If you're unable to find an account, it may be hidden temporarily while it is being reviewed for accuracy. We appreciate your patience.
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209 Results

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Nationwide Only
5.75%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$1,072
5.75%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$711
Bayer Heritage FCU6 Month Share Certificate4 Reviews
5.65%
MIN TO
EARN
MIN TO EARN:$100

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$698
5.60%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$777
5.55%
MIN TO
EARN
MIN TO EARN:$25k

MAX
MAX:$250k
EST.
EARN 🛈
EST. EARN:$1,035
5.55%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$686
5.54%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$685
Western Alliance Bank9 Month CD Via Raisin7 Reviews
5.51%
MIN TO
EARN
MIN TO EARN:$1

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$1,027
5.50%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$1,025
Ponce Bank9 Month High-Yield CD via Raisin6 Reviews
5.50%
MIN TO
EARN
MIN TO EARN:$1

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$1,025
5.50%
MIN TO
EARN
MIN TO EARN:$2.5k

MAX
MAX:$250k
EST.
EARN 🛈
EST. EARN:$680
5.50%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$680
Home Savings Bank6 Month Internet Only CD
5.50%
MIN TO
EARN
MIN TO EARN:$5k

MAX
MAX:$250k
EST.
EARN 🛈
EST. EARN:$680
Signature FCU6 Month Share Certificate9 Reviews
5.50%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$680
Dow Credit Union6 Month Simple CD4 Reviews
5.50%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$680
NexBank6 Month Promotional Online CD - New Money4 Reviews
5.50%
MIN TO
EARN
MIN TO EARN:$25k

MAX
MAX:$100k
EST.
EARN 🛈
EST. EARN:$680
KS StateBank7 Month CD Special 10 Reviews
5.45%
MIN TO
EARN
MIN TO EARN:$25k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$786
5.41%
MIN TO
EARN
MIN TO EARN:$10k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$781
MutualOne Bank9 Month CD Special - New Money4 Reviews
5.40%
MIN TO
EARN
MIN TO EARN:$25k

MAX
MAX:$500k
EST.
EARN 🛈
EST. EARN:$1,007
My eBanc6 Month Online Time Deposit19 Reviews
5.40%
MIN TO
EARN
MIN TO EARN:$5k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$668
5.35%
MIN TO
EARN
MIN TO EARN:$2.5k

MAX
MAX:$250k
EST.
EARN 🛈
EST. EARN:$997
True Sky Credit Union7 Month CD Special - New Money5 Reviews
5.35%*
MIN TO
EARN
MIN TO EARN:$10k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$772
Vio Bank6 Month High Yield Online CD111 Reviews
5.35%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$662
Popular Direct6 Month Popular Direct CD116 Reviews
5.35%
MIN TO
EARN
MIN TO EARN:$10k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$662
5.34%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$885
5.30%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$878
5.25%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$979
Kinecta FCU9 Month CD Special - New Money8 Reviews
5.25%*
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$979
Ally Bank8 Month Select CD Special871 Reviews
5.25%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$870
Western State Bank7 Month CD Special3 Reviews
5.25%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$758
Great Lakes Credit Union7 Month Share Certificate Special 11 Reviews
5.25%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$758
5.25%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$650
5.25%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$650
5.25%
MIN TO
EARN
MIN TO EARN:$5k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$650
5.25%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$650
Rising Bank6 Month Term CD17 Reviews
5.25%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:$1m
EST.
EARN 🛈
EST. EARN:$650
5.25%*
MIN TO
EARN
MIN TO EARN:$1.5k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$650
Capital Educators FCU6 Month Promotional Share Certificate5 Reviews
5.25%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$650
Partners 1St FCU7 Month CD Special - New Money1 Review
5.22%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$753
5.22%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$646

Displaying 1-40 of 209 Results


6-Month CD Rates

CDs, or certificates of deposit, give consumers a secure means of growing savings over a fixed period of time. A 6-month CD is a short term CD that helps consumers by giving them a quick turnaround on their deposited funds. Most 6 month CDs have minimum initial deposit and balance requirements and incur penalties when “called,” or closed, early.

The rate table above allows you to shop around for the best CD rates in the 6-month category and compare different features offered by various banks and credit unions. Some institutions will give discounts on loans if you have a CD with them, and others might offer a free checking account that is linked to the CD for your convenience.

6-Month CD Rate History – Average APY (%) Rate Trend over Time

When a CD Expires

Once the CD maturity date is reached, you will have the option to withdraw all of the money (plus any interest earned) or roll it over into a new CD. Many institutions have an automatic roll over policy, meaning that they will automatically stick your funds into another CD if you do not give them any other instructions in time. Usually, you will have a 10-14 day window in which to decide what to do with your deposit. Though 6-month CDs don’t offer high interest rates, compared to long term CDs, its short time frame is helpful if interest rates are in a downward trend, as it gives you a break during which you can put those funds to better use in a longer term CD.




* The APY (Annual Percentage Yield) shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.