6 Month CD Rates

Compare rates on 6 month CDs from banks and credit unions. Use the filter box below to customize your results. Click here to read more about features and tips related to 6-month CDs.

ALERT: Due to the recent rate changes by the Federal Reserve, we're detecting a high volume of deposit rate changes by banks and credit unions. If you're unable to find an account, it may be hidden temporarily while it is being reviewed for accuracy. We appreciate your patience.
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135 Results

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Nationwide Only
4.50%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:$500k
EST.
EARN 🛈
EST. EARN:$840
4.50%
MIN TO
EARN
MIN TO EARN:$5k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$650
Popular Direct6 Month Popular Direct CD101 Reviews
4.50%
MIN TO
EARN
MIN TO EARN:$10k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$558
4.45%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$552
4.40%
MIN TO
EARN
MIN TO EARN:$25k

MAX
MAX:$250k
EST.
EARN 🛈
EST. EARN:$546
4.39%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$544
My eBanc6 Month Online Time Deposit17 Reviews
4.39%
MIN TO
EARN
MIN TO EARN:$5k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$544
4.35%
MIN TO
EARN
MIN TO EARN:$2.5k

MAX
MAX:$250k
EST.
EARN 🛈
EST. EARN:$539
MutualOne Bank7 Month CD Special3 Reviews
4.33%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$626
4.30%*
MIN TO
EARN
MIN TO EARN:$1.5k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$533
4.25%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$793
Vio Bank9 Month High Yield Online CD101 Reviews
4.25%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$793
Northfield Bank7 Month CD - New Money6 Reviews
4.25%
MIN TO
EARN
MIN TO EARN:$2.5k

MAX
MAX:$225k
EST.
EARN 🛈
EST. EARN:$615
CIT Bank6-Month Term CD368 Reviews
4.15%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$515
Genisys Credit Union7 Month Share Certificate Special18 Reviews
4.06%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$587
CIBC Bank USA9 Month Agility CD - Online Only9 Reviews
4.05%*
MIN TO
EARN
MIN TO EARN:$25k

MAX
MAX:$5m
EST.
EARN 🛈
EST. EARN:$756
First Capital Bank (SC)9 Month CD Special
4.05%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:$250k
EST.
EARN 🛈
EST. EARN:$756
4.03%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$561
4.00%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$747
Premier America Credit Union9 Month CD Special - New Money12 Reviews
4.00%*
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$747
USAA Bank270 Day CD - Standard266 Reviews
4.00%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:$95k
EST.
EARN 🛈
EST. EARN:$736
4.00%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$579
4.00%
MIN TO
EARN
MIN TO EARN:$5k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$496
Security State Bank (KS)6 Month Internet CD
4.00%
MIN TO
EARN
MIN TO EARN:$25k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$496
Interior FCU6 Month Share Certificate5 Reviews
3.97%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$493
3.95%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$738
3.95%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:$1m
EST.
EARN 🛈
EST. EARN:$738
US Bank9 Month CD Special140 Reviews
3.90%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:$250k
EST.
EARN 🛈
EST. EARN:$728
Lafayette FCU7 Month Fixed CD25 Reviews
3.85%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$557
3.80%
MIN TO
EARN
MIN TO EARN:$2.5k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$710
3.80%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$710
3.80%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$550
Wells Fargo Bank7 Month CD Special360 Reviews
3.75%
MIN TO
EARN
MIN TO EARN:$5k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$543
3.75%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$466
3.65%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$682
3.63%*
MIN TO
EARN
MIN TO EARN:$2k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$451
3.56%
MIN TO
EARN
MIN TO EARN:$10k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$665
NexBank6 Month Promotional Online CD3 Reviews
3.55%
MIN TO
EARN
MIN TO EARN:$25k

MAX
MAX:$100k
EST.
EARN 🛈
EST. EARN:$441
Bank of America7 Month CD Special373 Reviews
3.51%*
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$508
Ally Bank9 Month High Yield CD841 Reviews
3.50%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$654

Displaying 1-40 of 135 Results


6-Month CD Rates

CDs, or certificates of deposit, give consumers a secure means of growing savings over a fixed period of time. A 6-month CD is a short term CD that helps consumers by giving them a quick turnaround on their deposited funds. Most 6 month CDs have minimum initial deposit and balance requirements and incur penalties when “called,” or closed, early.

The rate table above allows you to shop around for the best CD rates in the 6-month category and compare different features offered by various banks and credit unions. Some institutions will give discounts on loans if you have a CD with them, and others might offer a free checking account that is linked to the CD for your convenience.

6-Month CD Rate History – Average APY (%) Rate Trend over Time

When a CD Expires

Once the CD maturity date is reached, you will have the option to withdraw all of the money (plus any interest earned) or roll it over into a new CD. Many institutions have an automatic roll over policy, meaning that they will automatically stick your funds into another CD if you do not give them any other instructions in time. Usually, you will have a 10-14 day window in which to decide what to do with your deposit. Though 6-month CDs don’t offer high interest rates, compared to long term CDs, its short time frame is helpful if interest rates are in a downward trend, as it gives you a break during which you can put those funds to better use in a longer term CD.




* The APY (Annual Percentage Yield) shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.