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Business Checking Accounts

Compare rates on business checking accounts from banks and credit unions. Use the filter box below to customize your results, or read more about this general product category below.

Deposit Amount
$1 $100,000
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Include credit unions with membership based on any industries that you or immediate family members currently or have previously worked in:

52 Results

Nationwide Only
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EverBankSmall Business Checking - First Time Client (1st Yr)26 Reviews
American BankMJ-IOTA Checking3 Reviews
Blue FCUBusiness Plus Checking8 Reviews
Partner Colorado Credit UnionBusiness High Interest Checking2 Reviews
First Financial Northwest BankFirst Analyzed Business Checking
Parda FCUBusiness Interest Checking
A+ FCUBusiness Checking Plus1 Review
Bethpage FCUBusiness Free Checking with Interest6 Reviews
Lake Michigan Credit UnionBusiness Plus Checking Account55 Reviews
Mountain America Credit UnionBusiness Analysis Checking Earnings Credit17 Reviews
Grow Financial FCUGrow High-Yield Business Checking13 Reviews
INOVA FCUBusiness Dividend Checking28 Reviews
MainStreet BankBusiness Premium Checking
Velocity Credit UnionChoice Business Checking 3 Reviews
Premier America Credit UnionPlatinum Business Checking6 Reviews
Credit Union of AmericaBusiness Simple Interest Checking Account1 Review
Hiway FCUCommercial Checking1 Review
KeyBankKeyBank Business Interest Checking34 Reviews
NuVision FCUActive Business Checking
Signal Financial FCUBasic Business Checking
Community Choice CU (MI)Business Deluxe Checking3 Reviews
Community Bank of RaymoreBusiness Interest Checking
Silvergate BankBusiness Interest Checking2 Reviews
Service Credit UnionBusiness Plus+ Checking19 Reviews
Affinity Plus FCUCommercial Checking6 Reviews
Latino Credit UnionMicro Business Checking
OneWest Bank N.A. (Pasadena, CA)OneBusiness Interest Checking15 Reviews
AndigoBusiness Checking
Credit Union Of New JerseyBetter Business Checking4 Reviews
NASA FCUBusiness Checking with Interest21 Reviews
Evansville Teachers FCUBusiness Dividend Checking1 Review
First Technology FCUBusiness Dividend Checking24 Reviews
iQ Credit UnionBusiness Dividend Checking
Seacoast Commerce BankBusiness Interest Checking 1 Review
Dime Community BankBusiness Interest Checking24 Reviews
DFCU FinancialBusiness Interest Checking Plus7 Reviews

Displaying 1-40 of 52 Results

Business Checking Accounts

Starting a business can be a daunting endeavor for entrepreneurs at any age and coming from any background. With so much of the focus on product or service development and understanding the consumer market, it is easy to let financial operations drift lower on the priority list and settle into disarray.

Business Checking Account Rate History – Average APY (%) Rate Trend over Time

What is a Business Checking Account?

To help organize (or reorganize) this component of your business model, many financial institutions offer a business checking account, which is a type of commercial account. The account is also sometimes called a business interest checking or premium business checking account.

Opening a Business Checking Account

When business transactions are few in number, and revenues and expenses are minimal, small business owners often continue to use their personal checking accounts for operations. This could be problematic, however, as separating the credits and deductions associated with your business may become cloudy and can create all sorts of negative issues when it comes time to file tax returns. If you have an established business, whether a sole proprietorship, partnership, limited liability company, corporation, or non-profit, opening a small business checking account makes a whole lot of sense. Required documents needed to open an account will vary depending on the type of business.

Benefits of a Business Checking Account

Businesses with employees can issue payroll checks from a business checking account and make ATM deposits and withdrawals. Business checks and debit cards usually come with the account, as well as a limited number of free transactions. Also, most banks and credit unions now have fairly sophisticated online banking platforms through which you can order checks and perform other account management tasks. Make sure to take a look at the varying fees for each type of transaction, especially if you expect to use your account for a high volume of point of sale transactions. Monthly service fees typically come with every offering, but some banks and credit unions will give you the opportunity to waive them by maintaining a minimum balance in the account. Free business checking is often available as well.

The rates and promotions displayed are gathered from various financial institutions and may not reflect all of the products available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate data or to request rates or promotions be included in this chart. We are not affiliated with the financial institutions listed here.

* The APY shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.