Business Checking Accounts

Compare rates on business checking accounts from banks and credit unions. Use the filter box below to customize your results, or read more about this general product category below.

ALERT: Due to the recent rate changes by the Federal Reserve, we're detecting a high volume of deposit rate changes by banks and credit unions. If you're unable to find an account, it may be hidden temporarily while it is being reviewed for accuracy. We appreciate your patience.
OR
Deposit Amount
Advanced options

Include credit unions with membership based on any industries that you or immediate family members currently or have previously worked in:

48 Results

|
Nationwide Only
Seattle BankBusiness Private Concierge Checking2 Reviews
2.00%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$500
LendingClubTailored Checking (Business)15 Reviews
1.50%*
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:$100k
EST.
EARN 🛈
EST. EARN:$375
1.30%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:$500k
EST.
EARN 🛈
EST. EARN:$325
TIAA BankNon-Profit Checking30 Reviews
1.25%*
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$312
Axos BankBusiness Interest Checking85 Reviews
1.01%*
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:$50k
EST.
EARN 🛈
EST. EARN:$252
Lafayette FCUBusiness Performance Checking25 Reviews
1.00%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$250
American BankCommunity Interest Checking (Not-For-Profit Organizations)5 Reviews
0.50%*
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$125
First Internet BankSmall Business Checking27 Reviews
0.50%
MIN TO
EARN
MIN TO EARN:$10k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$125
Service Credit UnionBusiness Plus+ Checking26 Reviews
0.40%*
MIN TO
EARN
MIN TO EARN:$25k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$100
CFG BankBusiness Interest Checking62 Reviews
0.25%
MIN TO
EARN
MIN TO EARN:$1.5k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$62.50
Blue FCUBusiness Plus Checking24 Reviews
0.25%
MIN TO
EARN
MIN TO EARN:$1.5k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$62.50
Magnifi FinancialBusiness Advantage Checking2 Reviews
0.20%*
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$50.00
0.20%
MIN TO
EARN
MIN TO EARN:$2.5k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$50.00
Premier America Credit UnionPlatinum Business Checking12 Reviews
0.20%*
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$50.00
Kinecta FCUBusiness Checking Plus8 Reviews
0.15%*
MIN TO
EARN
MIN TO EARN:$25k

MAX
MAX:$1m
EST.
EARN 🛈
EST. EARN:$37.50
Lake Michigan Credit UnionBusiness Interest Checking Account 70 Reviews
0.15%*
MIN TO
EARN
MIN TO EARN:$25k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$37.50
Sun East FCUPremium Business Checking13 Reviews
0.15%*
MIN TO
EARN
MIN TO EARN:$25k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$37.50
Credit Union Of New JerseyBetter Business Checking6 Reviews
0.10%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$25.00
TBK BankBusiness Interest7 Reviews
0.10%*
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$25.00
BECU (Boeing Employees Credit Union)Business Interest Bearing Checking45 Reviews
0.10%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$25.00
GTE FinancialBusiness Nonprofit Checking57 Reviews
0.10%*
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$25.00
Newtown Savings BankBusiness NOW Checking
0.10%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$25.00
Louisiana National BankBusiness Platinum Checking3 Reviews
0.10%*
MIN TO
EARN
MIN TO EARN:$15k

MAX
MAX:$250k
EST.
EARN 🛈
EST. EARN:$25.00
Northpointe BankBusiness Plus Checking44 Reviews
0.10%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$25.00
First Flight FCUBusiness Prestige Checking1 Review
0.10%
MIN TO
EARN
MIN TO EARN:$5k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$25.00
Digital FCU (DCU)Free Business Checking77 Reviews
0.10%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$25.00
0.05%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
Self-Help FCUBusiness Checking3 Reviews
0.05%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
Genisys Credit UnionBusiness Checking Plus18 Reviews
0.05%*
MIN TO
EARN
MIN TO EARN:$10k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
Hiway Credit UnionBusiness Commercial Checking10 Reviews
0.05%*
MIN TO
EARN
MIN TO EARN:$20k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
First Technology FCUBusiness Dividend Checking31 Reviews
0.05%*
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
MainStreet BankBusiness Insured Cash Sweep (ICS) Checking7 Reviews
0.05%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
Community Bank of RaymoreBusiness Interest Checking2 Reviews
0.05%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
ConnectOne BankBusiness Interest Checking19 Reviews
0.05%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
Pacific National BankBusiness Interest Checking7 Reviews
0.05%
MIN TO
EARN
MIN TO EARN:$5k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
Prime Alliance BankBusiness Interest Checking8 Reviews
0.05%*
MIN TO
EARN
MIN TO EARN:$1

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
Andrews FCUBusiness Partnership Checking61 Reviews
0.05%
MIN TO
EARN
MIN TO EARN:$5k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
Velocity Credit UnionChoice Business Checking 7 Reviews
0.05%
MIN TO
EARN
MIN TO EARN:$15k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
Veridian Credit UnionCommercial Business Checking25 Reviews
0.05%*
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
Webster BankCommercial Checking For Small Business23 Reviews
0.05%*
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50

Displaying 1-40 of 48 Results


Business Checking Accounts

Starting a business can be a daunting endeavor for entrepreneurs at any age and coming from any background. With so much of the focus on product or service development and understanding the consumer market, it is easy to let financial operations drift lower on the priority list and settle into disarray.

Business Checking Account Rate History – Average APY (%) Rate Trend over Time

What is a Business Checking Account?

To help organize (or reorganize) this component of your business model, many financial institutions offer a business checking account, which is a type of commercial account. The account is also sometimes called a business interest checking or premium business checking account.

Opening a Business Checking Account

When business transactions are few in number, and revenues and expenses are minimal, small business owners often continue to use their personal checking accounts for operations. This could be problematic, however, as separating the credits and deductions associated with your business may become cloudy and can create all sorts of negative issues when it comes time to file tax returns. If you have an established business, whether a sole proprietorship, partnership, limited liability company, corporation, or non-profit, opening a small business checking account makes a whole lot of sense. Required documents needed to open an account will vary depending on the type of business.

Benefits of a Business Checking Account

Businesses with employees can issue payroll checks from a business checking account and make ATM deposits and withdrawals. Business checks and debit cards usually come with the account, as well as a limited number of free transactions. Also, most banks and credit unions now have fairly sophisticated online banking platforms through which you can order checks and perform other account management tasks. Make sure to take a look at the varying fees for each type of transaction, especially if you expect to use your account for a high volume of point of sale transactions. Monthly service fees typically come with every offering, but some banks and credit unions will give you the opportunity to waive them by maintaining a minimum balance in the account. Free business checking is often available as well.




* The APY (Annual Percentage Yield) shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.