Business Checking Accounts

Compare rates on business checking accounts from banks and credit unions. Use the filter box below to customize your results, or read more about this general product category below.

OR
Deposit Amount
Advanced options

Include credit unions with membership based on any industries that you or immediate family members currently or have previously worked in:

Nationwide Only
Advertising Disclosure
Lafayette FCUBusiness Commercial Checking5 Reviews
1.00%
--$250
Axos BankBusiness Interest Checking41 Reviews
0.81%*
-$50k$203
0.50%*
--$125
NASA FCUBusiness Checking with Interest44 Reviews
0.40%
--$100
Service Credit UnionBusiness Plus+ Checking23 Reviews
0.40%*
$25k-$100
Hyperion BankBusiness Interest Checking1 Review
0.35%*
--$87.50
Mountain America Credit UnionBusiness Analysis Checking Earnings Credit31 Reviews
0.30%*
$20k-$75.00
Grow Financial FCUGrow High-Yield Business Checking16 Reviews
0.30%*
$25k-$75.00
INOVA FCUBusiness Dividend Checking34 Reviews
0.25%
--$62.50
Blue FCUBusiness Plus Checking16 Reviews
0.25%
$1.5k-$62.50
Lake Michigan Credit UnionBusiness Plus Checking Account63 Reviews
0.25%*
$25k-$62.50
Capital Educators FCUBusiness Commercial Checking4 Reviews
0.20%*
$25k-$50.00
Bethpage FCUBusiness Free Checking with Interest9 Reviews
0.20%
--$50.00
American BankCommunity Interest Checking (Not-For-Profit Organizations)4 Reviews
0.20%*
$10k-$50.00
Premier America Credit UnionPlatinum Business Checking12 Reviews
0.20%*
--$50.00
AndigoBusiness All-In-One Checking4 Reviews
0.18%*
$25k-$45.00
Velocity Credit UnionChoice Business Checking 5 Reviews
0.15%
$15k-$37.50
Sun East FCUPremium Business Checking8 Reviews
0.15%*
$25k-$37.50
TIAA BankNon-Profit Checking24 Reviews
0.12%*
--$30.00
NuVision FCUActive Business Checking1 Review
0.10%*
$25k-$25.00
0.10%*
$10k-$25.00
Financial Resources FCUBusiness Checking Plus5 Reviews
0.10%
--$25.00
TBK BankBusiness Interest5 Reviews
0.10%*
--$25.00
Pacific National BankBusiness Interest Checking7 Reviews
0.10%
$5k-$25.00
Technology Credit UnionBusiness Interest Checking9 Reviews
0.10%
--$25.00
Achieva Credit UnionBusiness Performance Interest Checking19 Reviews
0.10%
--$25.00
Northpointe BankBusiness Plus Checking39 Reviews
0.10%
--$25.00
First Flight FCUBusiness Prestige Checking1 Review
0.10%
$5k-$25.00
Affinity Plus FCUCommercial Checking14 Reviews
0.10%
--$25.00
0.10%*
$5k-$25.00
Latino Credit UnionMicro Business Checking3 Reviews
0.10%
$100-$25.00
OneWest Bank (CA)OneBusiness Interest Checking15 Reviews
0.10%*
$10k-$25.00
Radius BankTailored Checking55 Reviews
0.10%
$5k-$25.00
0.05%
$2.5k-$12.50
Self-Help FCUBusiness Checking2 Reviews
0.05%
--$12.50
MECUBusiness Checking Account3 Reviews
0.05%
--$12.50

Displaying 1-40 of 71 Results


Business Checking Accounts

Starting a business can be a daunting endeavor for entrepreneurs at any age and coming from any background. With so much of the focus on product or service development and understanding the consumer market, it is easy to let financial operations drift lower on the priority list and settle into disarray.

Business Checking Account Rate History – Average APY (%) Rate Trend over Time

What is a Business Checking Account?

To help organize (or reorganize) this component of your business model, many financial institutions offer a business checking account, which is a type of commercial account. The account is also sometimes called a business interest checking or premium business checking account.

Opening a Business Checking Account

When business transactions are few in number, and revenues and expenses are minimal, small business owners often continue to use their personal checking accounts for operations. This could be problematic, however, as separating the credits and deductions associated with your business may become cloudy and can create all sorts of negative issues when it comes time to file tax returns. If you have an established business, whether a sole proprietorship, partnership, limited liability company, corporation, or non-profit, opening a small business checking account makes a whole lot of sense. Required documents needed to open an account will vary depending on the type of business.

Benefits of a Business Checking Account

Businesses with employees can issue payroll checks from a business checking account and make ATM deposits and withdrawals. Business checks and debit cards usually come with the account, as well as a limited number of free transactions. Also, most banks and credit unions now have fairly sophisticated online banking platforms through which you can order checks and perform other account management tasks. Make sure to take a look at the varying fees for each type of transaction, especially if you expect to use your account for a high volume of point of sale transactions. Monthly service fees typically come with every offering, but some banks and credit unions will give you the opportunity to waive them by maintaining a minimum balance in the account. Free business checking is often available as well.




* The APY (Annual Percentage Yield) shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.