Business Savings Accounts

Compare rates on business savings accounts from banks and credit unions. Use the filter box below to customize your results. Click here to read some additional background and tips on opening and utilizing business accounts.

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Include credit unions with membership based on any industries that you or immediate family members currently or have previously worked in:

61 Results

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Nationwide Only
Live Oak BankBusiness Savings104 Reviews
1.05%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:$5m
EST.
EARN 🛈
EST. EARN:$262
First Internet BankBusiness Regular Savings27 Reviews
0.70%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$175
American Heritage FCUBusiness High-Yield Savings (New Money Only)8 Reviews
0.60%
MIN TO
EARN
MIN TO EARN:$10k

MAX
MAX:$1m
EST.
EARN 🛈
EST. EARN:$150
Crescent BankCommercial Savings
0.60%
MIN TO
EARN
MIN TO EARN:$100

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$150
Greenwood Credit UnionBusiness Share Savings20 Reviews
0.35%
MIN TO
EARN
MIN TO EARN:$100

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$87.50
0.30%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$75.00
Alabama Credit UnionOrganizational Savings Account1 Review
0.26%
MIN TO
EARN
MIN TO EARN:$5

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$65.00
TAB BankBusiness Savings40 Reviews
0.25%
MIN TO
EARN
MIN TO EARN:$1

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$62.50
Service Credit UnionBusiness Secondary Savings26 Reviews
0.25%
MIN TO
EARN
MIN TO EARN:$50

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$62.50
0.25%
MIN TO
EARN
MIN TO EARN:$100

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$62.50
University FCUPremium Business Savings12 Reviews
0.25%
MIN TO
EARN
MIN TO EARN:$100

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$62.50
OUCU Financial Credit UnionBusiness Money Max Saving2 Reviews
0.21%*
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$52.50
0.21%*
MIN TO
EARN
MIN TO EARN:$25k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$52.50
Axos BankBusiness Premium Savings79 Reviews
0.20%*
MIN TO
EARN
MIN TO EARN:$25k

MAX
MAX:$5m
EST.
EARN 🛈
EST. EARN:$50.00
Technology Credit UnionBusiness Savings Account11 Reviews
0.20%*
MIN TO
EARN
MIN TO EARN:$25

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$50.00
Hope FCUNonprofit Bonus Rate Savings Account6 Reviews
0.20%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$50.00
Capital OneBusiness Advantage Savings - 1st Year Promo Rate (New Accounts Only)469 Reviews
0.20%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:$5m
EST.
EARN 🛈
EST. EARN:$50.00
Signature FCUBusiness Convention Savings7 Reviews
0.15%
MIN TO
EARN
MIN TO EARN:$100

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$37.50
0.15%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$37.50
Latino Credit UnionMicro Business Share Account5 Reviews
0.15%
MIN TO
EARN
MIN TO EARN:$100

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$37.50
OneUnited BankUNITY Choice Savings2 Reviews
0.15%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$37.50
0.10%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$25.00
EFCU FinancialBusiness Savings2 Reviews
0.10%
MIN TO
EARN
MIN TO EARN:$5

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$25.00
First Flight FCUBusiness Savings1 Review
0.10%*
MIN TO
EARN
MIN TO EARN:$10k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$25.00
MainStreet BankBusiness Savings7 Reviews
0.10%*
MIN TO
EARN
MIN TO EARN:$2.5k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$25.00
Marine FCUBusiness Savings6 Reviews
0.10%
MIN TO
EARN
MIN TO EARN:$5

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$25.00
MapleMark BankBusiness Savings Account5 Reviews
0.10%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$25.00
Pacific National BankBusiness Savings Account7 Reviews
0.10%
MIN TO
EARN
MIN TO EARN:$5k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$25.00
0.10%
MIN TO
EARN
MIN TO EARN:$10

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$25.00
American BankBusiness Statement Savings5 Reviews
0.10%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$25.00
Hiway Credit UnionBusiness 2nd Savings Accounts9 Reviews
0.05%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
Heritage BankBusiness Flex Gold Savings8 Reviews
0.05%*
MIN TO
EARN
MIN TO EARN:$25k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
Achieva Credit UnionBusiness Performance Savings19 Reviews
0.05%
MIN TO
EARN
MIN TO EARN:$1

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
Andrews FCUBusiness Planning Savings54 Reviews
0.05%
MIN TO
EARN
MIN TO EARN:$100

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
0.05%
MIN TO
EARN
MIN TO EARN:$500

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
City National BankBusiness Reward Savings4 Reviews
0.05%
MIN TO
EARN
MIN TO EARN:$100

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
0.05%
MIN TO
EARN
MIN TO EARN:-

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
0.05%
MIN TO
EARN
MIN TO EARN:$1

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
Kinecta FCUBusiness Savings8 Reviews
0.05%
MIN TO
EARN
MIN TO EARN:$5

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50
NuVision FCUBusiness Savings1 Review
0.05%
MIN TO
EARN
MIN TO EARN:$50

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$12.50

Displaying 1-40 of 61 Results


Business Savings Accounts

Business savings accounts help small businesses and organizations manage their finances. As cash management technologies continue to progress, these accounts will help managers and owners operate more efficiently and effectively as they handle payments and pay for expenses. Business checks, business ATM cards, and online banking are a few features that usually come standard with these accounts. Click the plus button to the left of the institution’s name in the rate table above to check out account requirements and features that come with a particular offering.

Business Savings Account Rate History – Average APY (%) Rate Trend over Time

Opening a Business Savings Account

If you own any type of business with a tax ID, you’re most likely eligible for a business savings account – that includes corporations, limited liability companies (LLCs), sole proprietorships, partnerships, non-profits and other small organizations. However, depending on the type of business, you may have to go into a physical branch to open an account, as opposed to opening one up online. Telemarketing, precious metal dealers, gambling operations, and government organizations are a few examples of business types that banks will generally require you to be physically present to open.

Most account offerings have minimum balance requirements in order to avoid a monthly fee and come with a limited number of free transactions. There are a few things to consider based on the size of your business. For FDIC or NCUA insured institutions, each account is protected up to $250,000 per depositor, per bank or credit union.

Business Money Market Alternative

Another thing to consider before opening a business savings account is whether a business money market might be a better business account option. Though very similar as far as function goes, sometimes a money market may offer a higher rate of interest on the funds in the account, and also may come with higher maximums on account balances.

Maintain a Good Relationship with the Institution

Another thing to consider before opening a business savings account is whether a business money market might be a better business account option. Though very similar as far as function goes, sometimes a money market may offer a higher rate of interest on the funds in the account, and also may come with higher maximums on account balances.




* The APY (Annual Percentage Yield) shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.