Business Savings Accounts

Compare rates on business savings accounts from banks and credit unions. Use the filter box below to customize your results. Click here to read some additional background and tips on opening and utilizing business accounts.

ALERT: Due to the recent, emergency interest rate cuts by the Fed, we're detecting a high volume of deposit rate changes by banks and credit unions. If you're unable to find an account, it may be hidden temporarily while it is being reviewed for accuracy. Read more here.
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Include credit unions with membership based on any industries that you or immediate family members currently or have previously worked in:

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Capital OneBusiness Advantage Savings - 1st Year Promo Rate420 Reviews
1.25%*
-$5m$312
Axos BankBusiness Premium Savings29 Reviews
1.06%*
$25k$5m$265
Live Oak BankBusiness Savings81 Reviews
1.00%
-$5m$250
Prime Alliance BankBusiness Savings Account2 Reviews
1.00%*
$1-$250
0.80%
--$200
Presidential Bank (MD)Commercial Premier Savings5 Reviews
0.50%*
-$35k$125
Financial Resources FCUBusiness Purple Savings2 Reviews
0.40%*
$10k-$100
First National Community BankBusiness Treasury Bill Savings1 Review
0.30%*
$25k-$75.00
Alabama Credit UnionOrganizational Savings Account1 Review
0.26%
$5-$65.00
Signature FCUBusiness Convention Savings7 Reviews
0.25%
$100-$62.50
0.25%
$100-$62.50
MainStreet BankBusiness Savings7 Reviews
0.25%*
--$62.50
Marine FCUBusiness Savings4 Reviews
0.25%
$5-$62.50
Technology Credit UnionBusiness Savings Account9 Reviews
0.25%*
$25-$62.50
Greenwood Credit UnionBusiness Share Savings17 Reviews
0.25%
$100-$62.50
Thrivent FCUSimply Business Savings2 Reviews
0.25%*
$25k-$62.50
First Technology FCUBusiness Instant Access28 Reviews
0.20%*
$25k-$50.00
Pacific National BankBusiness Savings Account4 Reviews
0.20%
$5k-$50.00
Bethpage FCUBusiness Savings Accounts9 Reviews
0.20%
$5-$50.00
Hope FCUNonprofit Bonus Rate Savings Account6 Reviews
0.20%
--$50.00
ConnectOne BankBusiness Savings7 Reviews
0.15%
--$37.50
0.15%
$50-$37.50
0.15%
--$37.50
OneUnited BankUNITY Choice Savings3 Reviews
0.15%
$1k-$37.50
Andrews FCUBusiness Planning Savings50 Reviews
0.10%
$100-$25.00
Wells Fargo BankBusiness Platinum Savings - Standard Interest Rate336 Reviews
0.10%
--$25.00
First Flight FCUBusiness Savings1 Review
0.10%*
$10k-$25.00
Industrial BankBusiness Savings
0.10%
--$25.00
NASA FCUBusiness Savings43 Reviews
0.10%
--$25.00
NuVision FCUBusiness Savings
0.10%
$50-$25.00
Salal Credit UnionBusiness Savings (non-profits only)
0.10%*
$10k-$25.00
First National Bank (LA)Business Savings Account3 Reviews
0.10%
$100-$25.00
0.10%
$25-$25.00
0.10%*
--$25.00
Blue FCUBusiness Share Savings15 Reviews
0.10%
$100-$25.00
Lafayette FCUBusiness Share Savings2 Reviews
0.10%
$50-$25.00
St. Mary's BankPremium Business Savings4 Reviews
0.10%*
$2.5k-$25.00
Heritage BankBusiness Flex Gold Savings6 Reviews
0.09%*
$25k-$22.50
City National BankBusiness Reward Savings4 Reviews
0.05%
$100-$12.50

Displaying 1-40 of 54 Results


Business Savings Accounts

Business savings accounts help small businesses and organizations manage their finances. As cash management technologies continue to progress, these accounts will help managers and owners operate more efficiently and effectively as they handle payments and pay for expenses. Business checks, business ATM cards, and online banking are a few features that usually come standard with these accounts. Click the plus button to the left of the institution’s name in the rate table above to check out account requirements and features that come with a particular offering.

Business Savings Account Rate History – Average APY (%) Rate Trend over Time

Opening a Business Savings Account

If you own any type of business with a tax ID, you’re most likely eligible for a business savings account – that includes corporations, limited liability companies (LLCs), sole proprietorships, partnerships, non-profits and other small organizations. However, depending on the type of business, you may have to go into a physical branch to open an account, as opposed to opening one up online. Telemarketing, precious metal dealers, gambling operations, and government organizations are a few examples of business types that banks will generally require you to be physically present to open.

Most account offerings have minimum balance requirements in order to avoid a monthly fee and come with a limited number of free transactions. There are a few things to consider based on the size of your business. For FDIC or NCUA insured institutions, each account is protected up to $250,000 per depositor, per bank or credit union.

Business Money Market Alternative

Another thing to consider before opening a business savings account is whether a business money market might be a better business account option. Though very similar as far as function goes, sometimes a money market may offer a higher rate of interest on the funds in the account, and also may come with higher maximums on account balances.

Maintain a Good Relationship with the Institution

Another thing to consider before opening a business savings account is whether a business money market might be a better business account option. Though very similar as far as function goes, sometimes a money market may offer a higher rate of interest on the funds in the account, and also may come with higher maximums on account balances.




* The APY (Annual Percentage Yield) shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.