Featured Savings Rates
Featured Accounts

Business Savings Accounts

Compare rates on business savings accounts from banks and credit unions. Use the filter box below to customize your results. Click here to read some additional background and tips on opening and utilizing business accounts.

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69 Results

Nationwide Only
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Digital FCU (DCU)Business DCU Ltd Savings Account19 Reviews
1.00%
$25k-$250
First Internet Bank of INBusiness Regular Savings12 Reviews
1.00%*
--$250
Community Bank of Pleasant HillBusiness Premier Money Management Account4 Reviews
0.98%
--$245
Community Bank of RaymoreBusiness Premier Money Management Account
0.98%
--$245
Presidential Bank (MD)Commercial Premier Savings5 Reviews
0.50%*
-$35k$125
Andrews FCUBusiness Base Share Savings24 Reviews
0.31%
$100-$77.50
Signature FCUBusiness Convention Savings5 Reviews
0.30%
$100-$75.00
Credit Union of AmericaBusiness Simple Share Account2 Reviews
0.30%*
$2,500-$75.00
Alabama Credit UnionOrganizational Savings Account
0.26%
--$65.00
St. Mary's BankBusiness Cash Management Sweep Account1 Review
0.25%*
$25k-$62.50
0.25%*
$10k-$62.50
0.25%
$100-$62.50
MainStreet BankBusiness Savings
0.25%*
--$62.50
Marine FCUBusiness Savings4 Reviews
0.25%
--$62.50
0.25%*
$5k-$62.50
University FCUPremium Business Savings11 Reviews
0.25%
$100-$62.50
A+ FCUBusiness Premier Savings1 Review
0.23%
$25k-$57.50
Goldwater BankBusiness Savings1 Review
0.20%
$100-$50.00
0.20%
--$50.00
Bethpage FCUBusiness Savings Accounts6 Reviews
0.20%
--$50.00
Latino Credit UnionMicro Business Share Account
0.20%
--$50.00
Hope FCUNonprofit Bonus Rate Savings Account5 Reviews
0.20%
--$50.00
OneUnited BankUNITY Choice Savings3 Reviews
0.20%
$1k-$50.00
Hiway FCUBusiness 2nd Savings Accounts1 Review
0.15%*
$2k-$37.50
Financial Resources FCUBusiness Purple Savings
0.15%*
$10k-$37.50
DFCU FinancialBusiness Savings8 Reviews
0.15%*
$25k-$37.50
0.15%
--$37.50
Signal Financial FCUBusiness Savings
0.15%
$50-$37.50
0.15%*
$25k-$37.50
0.15%
$50-$37.50
Bank of Blue ValleyBusiness Classic Savings Account4 Reviews
0.10%
--$25.00
Heritage BankBusiness Flex Gold Savings
0.10%*
$1k-$25.00
First Technology FCUBusiness Instant Access25 Reviews
0.10%*
$25k-$25.00
0.10%
$100-$25.00
First Flight FCUBusiness Savings
0.10%*
$10k-$25.00
0.10%
$1k-$25.00
0.10%
--$25.00
Industrial BankBusiness Savings
0.10%
--$25.00

Displaying 1-40 of 69 Results


Business Savings Accounts

Business savings accounts help small businesses and organizations manage their finances. As cash management technologies continue to progress, these accounts will help managers and owners operate more efficiently and effectively as they handle payments and pay for expenses. Business checks, business ATM cards, and online banking are a few features that usually come standard with these accounts. Click the plus button to the left of the institution’s name in the rate table above to check out account requirements and features that come with a particular offering.

Business Savings Account Rate History – Average APY (%) Rate Trend over Time

Opening a Business Savings Account

If you own any type of business with a tax ID, you’re most likely eligible for a business savings account – that includes corporations, limited liability companies (LLCs), sole proprietorships, partnerships, non-profits and other small organizations. However, depending on the type of business, you may have to go into a physical branch to open an account, as opposed to opening one up online. Telemarketing, precious metal dealers, gambling operations, and government organizations are a few examples of business types that banks will generally require you to be physically present to open.

Most account offerings have minimum balance requirements in order to avoid a monthly fee and come with a limited number of free transactions. There are a few things to consider based on the size of your business. For FDIC or NCUA insured institutions, each account is protected up to $250,000 per depositor, per bank or credit union.

Business Money Market Alternative

Another thing to consider before opening a business savings account is whether a business money market might be a better business account option. Though very similar as far as function goes, sometimes a money market may offer a higher rate of interest on the funds in the account, and also may come with higher maximums on account balances.

Maintain a Good Relationship with the Institution

Another thing to consider before opening a business savings account is whether a business money market might be a better business account option. Though very similar as far as function goes, sometimes a money market may offer a higher rate of interest on the funds in the account, and also may come with higher maximums on account balances.




The rates and promotions displayed are gathered from various financial institutions and may not reflect all of the products available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate data or to request rates or promotions be included in this chart. We are not affiliated with the financial institutions listed here.

* The APY shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.