Business Savings Accounts

Compare rates on business savings accounts from banks and credit unions. Use the filter box below to customize your results. Click here to read some additional background and tips on opening and utilizing business accounts.
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Include credit unions with membership based on any industries that you or immediate family members currently or have previously worked in:

Nationwide Only
Digital FCU (DCU)Business DCU Ltd Savings Account36 Reviews
1.92%
$25k-$480
GTE FinancialNon-Profit Savings40 Reviews
1.51%*
$25k-$378
First Internet BankBusiness Regular Savings18 Reviews
1.16%*
--$290
Live Oak BankBusiness Savings71 Reviews
1.10%
-$5m$275
Axos BankBusiness Premium Savings18 Reviews
1.06%*
$25k$5m$265
First Technology FCUBusiness Instant Access26 Reviews
0.70%*
$25k-$175
St. Mary's BankBusiness Cash Management Sweep Account4 Reviews
0.50%*
$25k-$125
MAC FCUBusiness Share Savings3 Reviews
0.50%*
$5k-$125
Presidential Bank (MD)Commercial Premier Savings5 Reviews
0.50%*
-$35k$125
Capital Educators FCUSimplified Employee Pension4 Reviews
0.50%
$10-$125
Financial Resources FCUBusiness Purple Savings2 Reviews
0.40%*
$10k-$100
Signature FCUBusiness Convention Savings7 Reviews
0.30%
$100-$75.00
0.30%
--$75.00
0.30%*
$5k$5m$75.00
0.30%
--$75.00
First National Community BankBusiness Treasury Bill Savings1 Review
0.30%*
$25k-$75.00
Alabama Credit UnionOrganizational Savings Account1 Review
0.26%
$5-$65.00
0.25%
$100-$62.50
MainStreet BankBusiness Savings6 Reviews
0.25%*
--$62.50
Marine FCUBusiness Savings5 Reviews
0.25%
$5-$62.50
TAB BankBusiness Savings10 Reviews
0.25%
$1-$62.50
Technology Credit UnionBusiness Savings Account9 Reviews
0.25%*
$25-$62.50
Latino Credit UnionMicro Business Share Account2 Reviews
0.25%
$100-$62.50
University FCUPremium Business Savings12 Reviews
0.25%
$100-$62.50
Thrivent FCUSimply Business Savings2 Reviews
0.25%*
$25k-$62.50
Heritage BankBusiness Flex Gold Savings2 Reviews
0.20%*
$1k-$50.00
Achieva Credit UnionBusiness Performance Savings18 Reviews
0.20%
$1-$50.00
0.20%
$1k-$50.00
0.20%
$25-$50.00
Bethpage FCUBusiness Savings Accounts9 Reviews
0.20%
$5-$50.00
Premier Members Credit UnionMembership Share Business Savings3 Reviews
0.20%
--$50.00
Hope FCUNonprofit Bonus Rate Savings Account6 Reviews
0.20%
--$50.00
OneUnited BankUNITY Choice Savings3 Reviews
0.20%
$1k-$50.00
0.18%*
$2k-$45.00
0.15%
$500-$37.50
0.15%
$50-$37.50
0.15%*
$500-$37.50
BECU (Boeing Employees Credit Union)Business Member Share / Savings38 Reviews
0.10%
--$25.00
Wells Fargo BankBusiness Platinum Savings - Standard Interest Rate323 Reviews
0.10%
--$25.00
AdvancialBusiness Savings9 Reviews
0.10%
$100-$25.00

Displaying 1-40 of 67 Results


Business Savings Accounts

Business savings accounts help small businesses and organizations manage their finances. As cash management technologies continue to progress, these accounts will help managers and owners operate more efficiently and effectively as they handle payments and pay for expenses. Business checks, business ATM cards, and online banking are a few features that usually come standard with these accounts. Click the plus button to the left of the institution’s name in the rate table above to check out account requirements and features that come with a particular offering.

Business Savings Account Rate History – Average APY (%) Rate Trend over Time

Opening a Business Savings Account

If you own any type of business with a tax ID, you’re most likely eligible for a business savings account – that includes corporations, limited liability companies (LLCs), sole proprietorships, partnerships, non-profits and other small organizations. However, depending on the type of business, you may have to go into a physical branch to open an account, as opposed to opening one up online. Telemarketing, precious metal dealers, gambling operations, and government organizations are a few examples of business types that banks will generally require you to be physically present to open.

Most account offerings have minimum balance requirements in order to avoid a monthly fee and come with a limited number of free transactions. There are a few things to consider based on the size of your business. For FDIC or NCUA insured institutions, each account is protected up to $250,000 per depositor, per bank or credit union.

Business Money Market Alternative

Another thing to consider before opening a business savings account is whether a business money market might be a better business account option. Though very similar as far as function goes, sometimes a money market may offer a higher rate of interest on the funds in the account, and also may come with higher maximums on account balances.

Maintain a Good Relationship with the Institution

Another thing to consider before opening a business savings account is whether a business money market might be a better business account option. Though very similar as far as function goes, sometimes a money market may offer a higher rate of interest on the funds in the account, and also may come with higher maximums on account balances.




* The APY (Annual Percentage Yield) shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.