Business Savings Accounts

Compare rates on business savings accounts from banks and credit unions. Use the filter box below to customize your results. Click here to read some additional background and tips on opening and utilizing business accounts.

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Include credit unions with membership based on any industries that you or immediate family members currently or have previously worked in:

77 Results

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77 Results

Nationwide Only
Axos BankBusiness Premium Savings95 Reviews
4.01%*
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:$700k
EST.
EARN 🛈
EST. EARN:$1,002
Live Oak BankBusiness Savings127 Reviews
4.00%
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:$5m
EST.
EARN 🛈
EST. EARN:$1,000
Prime Alliance BankBusiness Savings Account11 Reviews
3.85%*
MIN TO
EARN
MIN TO EARN:$1

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$962
American Heritage FCUBusiness High-Yield Savings (New Money Only)15 Reviews
3.75%
MIN TO
EARN
MIN TO EARN:$10k

MAX
MAX:$1m
EST.
EARN 🛈
EST. EARN:$938
LendingClubBusiness High-Yield Savings28 Reviews
3.60%*
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$900
Forbright BankCommercial Tiered Rate Savings8 Reviews
3.50%*
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$875
Seattle BankBusiness Private Concierge Savings4 Reviews
3.40%*
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$850
First Technology FCUBusiness Instant Access33 Reviews
3.30%*
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$825
Genisys Credit UnionBusiness High Yield Savings Account 23 Reviews
3.00%*
MIN TO
EARN
MIN TO EARN:$25k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$750
2.79%
MIN TO
EARN
MIN TO EARN:$100

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$698
greenpennyFree Business Savings
2.53%
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$632
Hope FCUNonprofit Bonus Rate Savings Account6 Reviews
2.22%
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$555
1.35%*
MIN TO
EARN
MIN TO EARN:$2k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$338
Workers Credit UnionBusiness SaveUp Savings11 Reviews
1.00%*
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$250
OxygenBusiness Savings
1.00%
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$250
First Internet BankBusiness Regular Savings32 Reviews
0.90%
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$225
Amegy BankBusiness Savings 14 Reviews
0.85%*
MIN TO
EARN
MIN TO EARN:$5k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$213
0.60%
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$150
0.50%
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$125
Industrial BankBusiness Savings
0.50%
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$125
MainStreet BankBusiness Savings8 Reviews
0.50%*
MIN TO
EARN
MIN TO EARN:$2.5k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$125
Presidential Bank (MD)Commercial Premier Savings15 Reviews
0.50%*
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:$35k
EST.
EARN 🛈
EST. EARN:$125
0.50%
MIN TO
EARN
MIN TO EARN:$10

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$125
Thrivent FCUSimply Business Savings2 Reviews
0.45%*
MIN TO
EARN
MIN TO EARN:$25k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$113
SRP FCUBusiness Savings Account 6 Reviews
0.37%
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$92.50
Magnifi FinancialBusiness Savings Accounts4 Reviews
0.35%
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$87.50
Greenwood Credit UnionBusiness Share Savings20 Reviews
0.35%
MIN TO
EARN
MIN TO EARN:$100

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$87.50
0.30%
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$75.00
Wells Fargo BankBusiness Platinum Savings - Standard Interest Rate381 Reviews
0.25%*
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$62.50
TAB BankBusiness Savings45 Reviews
0.25%
MIN TO
EARN
MIN TO EARN:$1

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$62.50
Service Credit UnionBusiness Secondary Savings30 Reviews
0.25%
MIN TO
EARN
MIN TO EARN:$50

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$62.50
University FCUPremium Business Savings21 Reviews
0.25%
MIN TO
EARN
MIN TO EARN:$100

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$62.50
Zions BankBusiness Savings32 Reviews
0.17%*
MIN TO
EARN
MIN TO EARN:$25k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$42.50
Grow Financial FCUBusiness Club Account19 Reviews
0.15%
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$37.50
GECUBusiness Savings 2 Reviews
0.15%
MIN TO
EARN
MIN TO EARN:$100

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$37.50
0.15%
MIN TO
EARN
MIN TO EARN:$0

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$37.50
0.15%*
MIN TO
EARN
MIN TO EARN:$10k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$37.50
Signature FCUBusiness Share Savings10 Reviews
0.15%
MIN TO
EARN
MIN TO EARN:$100

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$37.50
Latino Credit UnionMicro Business Share Account7 Reviews
0.15%
MIN TO
EARN
MIN TO EARN:$100

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$37.50
OneUnited BankUNITY Choice Savings3 Reviews
0.15%
MIN TO
EARN
MIN TO EARN:$1k

MAX
MAX:-
EST.
EARN 🛈
EST. EARN:$37.50

Displaying 1-40 of 77 Results


Business Savings Accounts

Business savings accounts help small businesses and organizations manage their finances. As cash management technologies continue to progress, these accounts will help managers and owners operate more efficiently and effectively as they handle payments and pay for expenses. Business checks, business ATM cards, and online banking are a few features that usually come standard with these accounts. Click the plus button to the left of the institution’s name in the rate table above to check out account requirements and features that come with a particular offering.

Business Savings Account Rate History – Average APY (%) Rate Trend over Time

Opening a Business Savings Account

If you own any type of business with a tax ID, you’re most likely eligible for a business savings account – that includes corporations, limited liability companies (LLCs), sole proprietorships, partnerships, non-profits and other small organizations. However, depending on the type of business, you may have to go into a physical branch to open an account, as opposed to opening one up online. Telemarketing, precious metal dealers, gambling operations, and government organizations are a few examples of business types that banks will generally require you to be physically present to open.

Most account offerings have minimum balance requirements in order to avoid a monthly fee and come with a limited number of free transactions. There are a few things to consider based on the size of your business. For FDIC or NCUA insured institutions, each account is protected up to $250,000 per depositor, per bank or credit union.

Business Money Market Alternative

Another thing to consider before opening a business savings account is whether a business money market might be a better business account option. Though very similar as far as function goes, sometimes a money market may offer a higher rate of interest on the funds in the account, and also may come with higher maximums on account balances.

Maintain a Good Relationship with the Institution

Another thing to consider before opening a business savings account is whether a business money market might be a better business account option. Though very similar as far as function goes, sometimes a money market may offer a higher rate of interest on the funds in the account, and also may come with higher maximums on account balances.




* The APY (Annual Percentage Yield) shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.