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Irrevocable Trust Accounts
I spoke with MySavingsDirect Customer Service today and was told they do not allow irrevocable
trust accounts. Brilliant Bank told me the same thing. The only Banks I know of tha... read more
Banks With High Ratio Of Uninsured Deposits
Where can I find what % of my bank's deposits are uninsured (above FDIC limits?... read more
Merck Sharp & Dohme And Chexsystems Or Credit Report?
https://www.depositaccounts.com/banks/merck-sharp-dohme-cu.html
Does any one know if the credit union Merck Sharp, and Dohme runs Chexsystems or credit report for new applications... read more
What Happens To CD Upon Death Of CD Owner?
Am I correct in my belief that when a CD owner dies, the beneficiary of the CD, upon presenting a death certificate, can receive the balance of the CD without any penalty because t... read more
2 Month Treasury Auctioned On 3/16
I purchased 2 month t-bills on the 3/16/23 auction through Vanguard. The purchase price ended up being 99.31 according to Vanguard. Unless I am calculating it wrong that gives me a... read more
Did I Just Have A Stroke?
20 minutes ago I was looking at Fidelity's 1 yr CDs. There was around 10 CDs listed.
I did not log off, nor was I timed out. I just went back and now there is one 1 yr CD listed???... read more
Traditional IRA Required Withdrawals At 72
Are there any other financial institutions that allow you to deduct required withdrawals from a traditional IRA certificate of Deposit besides Penfed?... read more
CPI Forecast?
I know the recent bank crisis has dominated lately but does anyone have any guidance on the upcoming CPI? I just put in a buy order for some 4.8% 60 month non-brokered CD's on Fide... read more
Anyone Here Ever Remember A T-Bill Auction Being Delayed "Due to a System Issue"?
This happened today when the Treasury postponed today's 4- and 8-week T-bill auction until tomorrow "due to a system issue".
https://treasurydirect.gov/instit/annceresult/press/pr... read more
How To Insure Funds At Bank/CRU That Are Far Above $250K Personal Limit?
I thought I'd concentrate what appear to me to be outstanding questions. Although there are other threads that touch on this, there's also a lot of snark and misinformation.
Severa... read more
With SVB Closing I'm Sure Many Of Us Have Questions
I have many CD's in my Fidelity Brokerage account, and I never gave it much thought about the bank I bought it from. Now, I am wondering how stable some of those banks might be. My... read more
TD Ameritrade Brokerage Accounts Transitioning To Schwab?
Logged in today and got the following message:
Your account moves to Schwab the weekend of May 26! Moving made easy
We're working to make the transition to Schwab seamless and e... read more
Brio Savings Rate
Why is there no rate listed for Brio Savings anymore?... read more
Brokerage Accts - Money Held In Cash - Question
Two parts:
1. Are brokerage accts, money held in cash, insured? Not in their bank, just sitting in the brokerage acct.
2. Is there a rating on brokerage accts? If so, where might I... read more
Will FDIC/NCUA Increase Coverage?
Forgive me for this self-serving comment but I know it would benefit a lot of you as well. Any chances the FDIC/NCUA will increase its coverage above $250,000 per ownership categor... read more
Fed's New Bank Term Funding Progrm - Does That Mean That There Is No Insurance Limit?
With today's announcement of the Fed's newly created Bank Term Funding Program it seems that depositors in stressed banks have an unlimited amount of insurance for their deposits. ... read more
Brokered Cds No FDIC Insurance?
Hello Community,
Does anyone understand the comment boxes at this FDIC website under each bank that has failed. While perusing them I'm noticing a lot of wording in regards to bro... read more
Are Federal Home Loan Banks Bond (FHLA) Backed By The US Govt?
I usually see some pretty attractive offerings on Fidelity. Are these backed by the US govt or riskier? They are state/local tax exempt as well.... read more
FDIC COVERAGE QUESTION
In lieu of recent events it's got me wanting to make sure my ducks are in order. I know they're a lot of smart people on this forum, I would appreciate their wisdom and hopefully s... read more
Kicked Out Of Alliant CU After 13 Years
Is there a list of hubs on this website? If not, I welcome suggestions.... read more