My father died recently, and owned CDs in two credit unions. They are titled to his personal trust, with originally just him as trustee, but a few years ago he amended his trust to make me co-trustee so I could manage them, and this is reflected in the banks records. Because there is still a living trustee (me) I'm hearing that I may not be able to close the CDs early without a penalty. Does anyone have any experience with this?
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