I know there's a lot of talk about early withdrawal of CD's on this site, and even an early withdrawal penalty calculator. Has anyone done the same in a brick and mortar bank? Seems like it would be frowned upon by the employees. Though, if they are getting what is usually a minimum six month interest penalty, how much should it really bother them?
Has anyone ever done this more than a few times at a brick and mortar branch? If so, what type of reaction did you get from the employees?