paoli2 | | 2,641 posts since 2011The "Beneficiary" is someone who only gets the proceeds of the account "after" the original owners die. They would only get the funds after both of the joint owners die as long as they are kept on the CD as "beneficiary". I don't think it matters what state the account is in according to "beneficiary" rules.
paoli2 | | 2,641 posts since 2011"You" seem to like to "nitpick". I use quotation marks to for words I would be emphasizing if I was speaking vocally to someone. It is an old happen but I will try to use it less if it triggers off whatever it is that bothers you.
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