anyone know if the new 2% rate applies to the entire checking balance (if greater than $2,000) or is it just to balances inside savings goals that are greater than $2,000? Their promotional material suggests the latter and the only way you are allowed to message them is to sign up for an account and ask or share your social media details (thus 1 star for service). I'm asking because at this rate, I would consider using this bank as my primary checking account, but if the rate doesn't apply to money in the main balance, it wouldn't be worth it.