I have not done any credit card offers in a very long time but in the last few days I opened a new Amex, $200 for $1000 spend and CapOne, $150 for a $500 spend.
I plan to spend the $1000 at Amex on Aldi gift cards because I shop there a lot and they pay 3% in rewards. So the effective discount would be 23%.
On the capital one, I will prepay my gas bill.
I am trying to determine if I should sign up for another offer now or wait?
My score "hits" are not a huge issue because Im starting from about an 827/828 score.
However, none of the cards are likely to become regular spend cards for me. In other words, I'm going to do the deals, get the bonuses and put them in my desk drawer. Probably never to come out again without another promo.
Given all that, should I go ahead & go another one or two offers now, before year end? Or wait? Is there any upside or downside to doing another 1-2 now or waiting? I understand each inquiry dings my score but Im starting so high that it's not a concern.
None of these had 0% balance transfer offers, they all had fees.
Thanks
