What Banks/Cus Did You Open Accounts With In 2018? Which Ones Did You Drop?

solarado | Dec 25, 2018 | 89 posts since 2018

For me,

Opened: Salem Five Direct, Popular Direct, NASA Federal

Dumped: UFB Direct, Colorado Federal Savings Bank

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Answers

RJM | Dec 25, 2018 | 499 posts since 2011

Opened: All American, Nasa, Northern, Keesler, Popular, Andrews, Heritage Bank

Closed: Popular, Discover.

Stopped using: LMCU. Probably will not close it though, just in case they get competitive again.

Skodaddy | Dec 25, 2018 | 5 posts since 2018

Opened: Main Street Bank, PenFed, LiveOak, Andrews FCU

Bozo | Dec 28, 2018 | 1,375 posts since 2011

Closed: MorganStanley. Added to: First Republic. Opened: INOVA.

Comment: (1) MorganStanley. While the 1.9%CD was tempting, it turned out to be a marketing gimmick. I bailed and closed my account upon maturity. (2) First Republic. Never quite known for good CDs, it came out with some tasty specials. (3) INOVA. The 14-mo 2.4% was too good to pass up. Kudos to the customer service by the Berkeley (CA) branch manager, Chelle Martinez.

payitforward | Dec 28, 2018 | 46 posts since 2016

Just applied to Patelco's Flexible rising rate certificate. 1st year: 3.0%; 2nd year: 3.5%; 3rd year: 4.0%. Dropping CIT's 12-mo. CD: 2.5% and taking the EWP with 6 mos. remaining. I was attracted to Patelco's 2rd and 3rd year rates and the ability to withdraw funds each anniversary without incurring any penalties.

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