With Ally and Penfed you can easily change CD terms at maturity or send the cash into a savings or checking account without calling a CSR. You can also change whether the interest is added to the CD or deposited into an account even after the CD has been opened. --I'd like to find another bank that allows that and has decent rates.
Also would be great if they didn't dig through the internet for verification questions. -My Equifax verification questions are screwed up and I don't want to deal with something like that from a bank! :(