Financial Ratings By Deposit Accounts

  |     |   3 posts since 2018

First Guaranty bank is rated B in capitalization and has deposits/equity in excess of $1b. non current loans at about 20 percent of allowances and is only rated above average.

Whereas Central State Bank is rated A+ in capitalization has non current loans over 75 percent of allowances and is rated Excellent in capitalization.

It appearst that deposit accounts ratings are inconsistent and that First Guaranty is stronger financially of the two banks.

So What gives?

  |     |   94 posts since 2019
There's a drop down arrow next to each grade, including capitalization, that explains the details of the calculation used.

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