1. Community
  2. Ask
  3. Financial Ratings By Deposit Accounts

Financial Ratings By Deposit Accounts

maxpac
  |     |   3 posts since 2018

First Guaranty bank is rated B in capitalization and has deposits/equity in excess of $1b. non current loans at about 20 percent of allowances and is only rated above average.

Whereas Central State Bank is rated A+ in capitalization has non current loans over 75 percent of allowances and is rated Excellent in capitalization.

It appearst that deposit accounts ratings are inconsistent and that First Guaranty is stronger financially of the two banks.

So What gives?

  Post an answer
2


Answers
pgroove_fan
  |     |   94 posts since 2019
There's a drop down arrow next to each grade, including capitalization, that explains the details of the calculation used.
Reply
6


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.