1. Does a bank required to delete/remove active external ACH connection to other financial institutions when you close the account or it is my responsibility to delete/remove these connections before closing the account?
2.Does a bank required to enforce a new login ID and password if you were a customer many years ago?
It looks like, in my case, a big bank didn't do it and presented me with some my banking activity history for the last 10 years and,,,,,, active external ACH connections. What a service! Such awesome security was presented to me by one "To Big to Fail" bank.