alan1 | | 877 posts since 2015You don't mention the name of the institution offering this CD. Perhaps you are referring to Navy Federal Credit Union's 12-month "Special EasyStart? Certificate", which has an annual percentage yield of 3.50%. If so, it's insured by the National Credit Union Association (NCUA). The FDIC insures accounts at banks; it does not insure credit union deposits. The NCUA is a federal agency -- it's website is at https://www.ncua.gov/
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