Have You Tried Hmbradley

AhorrarDinero | Jun 19, 2020 | 41 posts since 2019

Has anyone open a 3% interest HMBradley account? If you have how does it work and do you like the company?

Answers

me1004 | Jun 22, 2020 | 1,379 posts since 2010

This is an interesting stucture they have for banking and the rate. Its kind of complicated, and I don't even fully understand it yet. But the rate you get somehow is based, I gather, on how much of the deposits you make that month are still in your account at the end of the month. So, you have to keep making more and more deposits each month if you want to get a good rate. In that sense, it reminds me of a rewards checking account, except you keep the rate up my deposting into your account, not by spending.

https://www.hmbradley.com/about/

This place is a FinTech, not actually a bank, but your deposits are FDIC insured through Hatch Bank, which privides a platform for fintechs.

https://www.hatchbank.com/

CuriousDave | Jun 22, 2020 | 233 posts since 2018

Do their terms & conditions allow them to change their rates at will?

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