,...but, I can't get through the security check in the online application, tried 2x. Just get the canned reply the next day. Reading past reviews this has happened before - so they must have some kind of glitch they won't fix. I even called the bank, a prompt ring and answer and a nice lady said "they can't do anything, the questions are through Equifax", (I answered them correctly, even linked my bank account and unfroze my credit prior but, 2 attempts, no luck) and to "just try again online". Looking for a online savings with very high daily/monthly limits. I've had several, lastly Marcus and now CIT but, was hoping to get an above market rate for liquid savings (VIO has too low of daily/monthly limits into/out of account). Anyway, if YOU can apply and get in, let me know the secret!! :)