For a change of pace, a simple lighthearted question. Unlike a bank, you have to "join" a credit union. DA readers are typically rate chasers, so I'd think many would belong to multiple credit unions. Or is it just me who's crazy like this?
(a) How many Credit Unions do you belong to in total?
(b) At how many of those do you currently have something OTHER than the required primary savings acct (a CD, credit card, etc), versus just the required primary savings account?
(c) Did you leave any credit unions?
(a) 18 total currently (14+4)
(b) Currently, at 14 of them I have things like CDs, credit cards, etc... and 4 of them nothing but the required primary savings account right now.
(c) I left two CUs voluntarily (otherwise would've been 20 total). Left one when the product I had with them changed (I suppose I could've stayed)... and the other (a small work-related one) when they merged with another CU and suddenly started charging fees for everything with terrible rates. I knew I'd never use them anymore, so I left.
And it actually would've been one more total that I belonged to... but a few years ago a smaller one I belonged to was taken over by a larger one I belonged to!