ptpa. Has anybody used chime?
I received an email before the weekend last week saying that a check I deposited via mobile check deposit was returned and the reason says “REFER TO MAKER”. it was a refund from canceling an apartment application. Contacted the company who issued the check and told them about it. They came back to me and said there was nothing else on the account activity of that check from their end aside from the date it was cashed (date is matched when I mobile deposited the check). my account was -$125 before they took the amount exactly $175 check amount which puts me now to -$300 on my spending account. They deactivated my spotme until i make $500 or more of direct deposit within 30 days. I’m so stressed right now as to what to do coz I’m not sure if the apartment company issued me a bounced check or if it’s chime doing something weird. I’ve been banking with chime for exactly a year now and I used to love it until this started happening. I’m considering closing the account base on the reviews I read. such a pain in the a$$.
Did anybody experience the same? please let me know and share your experience. Thanks in advance.