Does anyone have experience with M1 Finance? I'm interested in their M1 Plus 1% APY checking account, and possibly their M1 Invest account bonus. I haven’t had much luck answering my basic list of account questions via their website, however, which is a red flag.
Specifically, is M1 Plus checking FDIC insured (it appears to be a Lincoln Savings Bank product)? What are the ACH push / pull limits? Fees? It appears they are waiving the M1 Plus $125 fee for the first year, but I can’t tell if signing up for the M1 Invest account bonus (which would need to be completed first, per the bonus stipulations) would negate the M1 Plus fee waiver.
Thank you.