Has anyone used this fintech? They offer 4% interest on up to $6000 split on up to 3 POD accounts their name for savings with each holding a maximum of $2000. Just like Netspend the funds are kept in program banks. They now offer the premium account for free thereby allowing the up to 3 $2000 accounts per users.
3 Savings Pods that can earn 4% APY each with Current Interest
1. Account is only accessible via a phone app, unlike Netspend where you can log in via a website.
2. What is their business model? How do they make money? I can't a clear picture from the limited information posted at their website.