I Bond Vs Long Term TIPS

w00d00w
  |     |   360 posts since 2012

I Bond (1 to 30 year duration): limited purchase amount, 0.4% yield above inflation, better relative deflation protection, minimum one year holding period, tax deferred option, 3 month penalty for early redemption

TIPS (10+ year duration): essentially unlimited purchase amount, 1.5% yield above inflation, limited deflation protection, no minimum holding period, tax deferred only if held in tax-deferred account, can be sold at market price

which do you prefer at this time?



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