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You Want A FIXED APR CD Longer Than 18 Months With 5% APY Or Better...

JeffinEasternFL
  |     |   744 posts since 2020

It now appears the only TWO choices left are:

Sallie Mae Bank 27 mos (via Savebetter, so the interest will need to remain on deposit and compound for the term).

Credit Human 18-23 mos (Where being accepted as a member is "hit or miss").

Looking for a friend but I cannot find any other offers to end April? 

Perhaps the new business days of May might (or not) bring some limited nationwide offer for longer term 5%+ APY CDs? I'm not sanguine that will happen...

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3


Answers
SouthernGirl
  |     |   210 posts since 2022
Jeff,
Lafayette FCU has Jumbo CD 2 year term at 4.95% dividend, 5.04% APY. Effective date stated April 1, 2023. Minimum 100K. EWP 270 days. Latino CU has Jumbo CD 24 month term at 5.10% APY. Minimum 200K. EWP 180 days. See Latino post "interest is on the Jumbo CD accrues daily, but is NOT compounded".
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7
JeffinEasternFL
  |     |   744 posts since 2020
Good 3's, hopefully they will hold thru this week (?) TY!
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2
SouthernGirl
  |     |   210 posts since 2022
Jeff,
Crescent Bank has 24 month CD at 5.05% APY. Minimum $1K. EWP 180 days.
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3
Sylvia
  |     |   389 posts since 2012
May is Military Appreciation Month. I expect we’ll see a special or two from the military-related CU’s (e.g., Navy, Andrews) in the coming month.
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5
John19
  |     |   395 posts since 2022
Alliant 5.15% 18mo-23mo?
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4
txFish1
  |     |   476 posts since 2023
Lone Star Credit Union has a 60 month at 5.05% apy that is still valid as I just opened one on Friday.
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3
txFish1
  |     |   476 posts since 2023
Sorry I forgot it is just local only. My bad
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2
JeffinEasternFL
  |     |   744 posts since 2020
deleted since you posted locally available...TY
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2
aleshnick
  |     |   4 posts since 2022
CFG 18 mos. 5.10% APY
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1
JeffinEasternFL
  |     |   744 posts since 2020
CFG isn't longer than 18 mos :)...

funny how the "best CD rates" tab/column didn't pick up all of the above mentioned, which is why I asked! I'll forward the info to my friend with a caveat to watch for new rates early this week as many FIs change rates soon after 1st banking day of month. Not to mention again after a Fed meeting...
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3


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