My dad, who recently passed away, had me as sole POD or beneficiary on all his cds and bank accounts. His will says that his assets are to be divided equally among me and my 2 siblings. I know these are legally outside probate and the will but morally I need to divide these with my siblings. How do I do that other than cash them and gift them $18000 per year which only makes a small dent in them.
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