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CUs/Banks that give you time to fund your CDs?

denki
  |     |   157 posts since 2019

I'd like to start an informal list of CUs/Banks that give you at least a week after creating your CD to get the money to them. Most require you to either already have the money there or consent to a next-day ACH before you can create a CD, but I'm interested in places where you can first create a CD to lock in the rate, and are then given at least 7-10 days to get the money to them, like if you want to send funds via us mail, etc.

Two I remember are:

Nasa: apparently gives you 10 days after creating the CD to get the money to them.

Greenwood: apparently gives you some time to get the money to them, but I don't know exactly how long.

Please add others you know of to this list

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Answers
CDmanFL
  |     |   286 posts since 2019
Here’s 3 more if my memory serves me correctly (and that could be a stretch) and nothing has changed with them: Synchrony, Marcus and Barclays. And possibly BMO Alto but that came from very deep in my old memory bank.
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JustLearning
  |     |   24 posts since 2023
NASA does give you 10. Great way to hold a rate while moving money. NASA also uses the credit union deposit network which I only accidently learned about but is much better than mailing a check. Not all CUs are in the network but great option if no branch near you.
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